Tool Comparison
Kubera vs Wealthfolio
- Paid from
- $300/mo, billed monthly
- Free plan
- No
- Platforms
- Web, Mobile, Desktop
Best if
- You want an API so you can script or automate things
- You want APIs & data feeds, advisor operations, and blogs.
- Paid from
- $2.99/mo, billed monthly
- Free plan
- Yes
- Platforms
- Desktop, Mobile, Web
Best if
- You'd rather start free and only pay if you outgrow it
- You want a lower paid starting price: $2.99/mo, billed monthly instead of $300/mo, billed monthly
- You want data visualizations, performance attribution, and risk metrics.
Pick Kubera if
Kubera
From $300/mo, billed monthly · Web · Mobile · Desktop
- You want an API so you can script or automate things
- You want APIs & data feeds, advisor operations, and blogs.
Pick Wealthfolio if
Wealthfolio
Free • From $2.99/mo, billed monthly · Desktop · Mobile · Web
- You'd rather start free and only pay if you outgrow it
- You want a lower paid starting price: $2.99/mo, billed monthly instead of $300/mo, billed monthly
- You want data visualizations, performance attribution, and risk metrics.
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Kubera and Wealthfolio cover a lot of the same ground (3 shared categories, portfolio, broker connectors, and custom dashboards), so for the basics you won't go far wrong with either. Kubera includes APIs & data feeds and advisor operations, and Wealthfolio includes data visualizations and performance attribution.
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Key differences at a glance
- Free plan
- Wealthfolio
- Cheaper paid plan
- Wealthfolio$2.99/mo, billed monthly vs $300/mo, billed monthly
- Free trial
- Kubera14 days
- API access
- Kubera
- Beginner friendly
- Wealthfolio
What Kubera does best
- Aggregate global bank, brokerage, crypto, and other financial accounts through multiple connectors including Plaid, Mastercard, MX, Yodlee, SnapTrade, Lean, Akahu, Salt Edge, and manual entry.
- Tracking public securities, bank balances, bonds, funds, private-company equity, venture investments, real estate, vehicles, precious metals, crypto wallets, exchanges, DeFi, NFTs, staking, lending, and other alternatives.
- Monitor wealth across currencies while viewing consolidated net worth and performance in a chosen base currency.
- Nested portfolios and entity-level balance sheets for holding companies, trusts, partnerships, subsidiaries, and other complex ownership structures on higher-tier plans.
- Sharing tools for selected portfolios with family members, assistants, advisors, or collaborators using granular access control where the plan supports it.
What Wealthfolio does best
- Track investments across accounts with holdings, activities, income, allocation, benchmarks, true time-weighted returns, money-weighted returns, and multi-currency support.
- Keep net-worth assets and liabilities, spending, budgets, savings goals, contribution limits, and portfolio planning in the same local-first application.
- Model retirement and FIRE goals with year-by-year projections, Monte Carlo simulations, stress tests, and sensitivity analysis.
- Run the AGPL-3.0 application on macOS, Windows, Linux, or native iOS, or deploy the web edition on infrastructure you control with Docker.
- Use manual entry and CSV import for free without a Wealthfolio account or subscription.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | From $300/mo, billed monthly | Free • From $2.99/mo, billed monthly |
Free tier | No | Yes |
Free trial | 14 days | — |
Plan limits | 7 limits: Essentials: api requests per day: 6,000, Essentials: api rate limit per minute: 600 +5 more | 9 limits: Core app: broker sync: Not included, Core app: device sync: Not included +7 more |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | Yes | Yes |
Mobile app | Yes | Yes |
API access | Yes | No |
Broker sync | Yes | Yes |
Integrations | Plaid, Mastercard +7 more | SnapTrade and Docker |
| Audience & fit | ||
Experience level | Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | Pro Retail, Retail Traders +3 more | Retail Traders, Pro Retail +3 more |
Categories covered | 7 | 8 |
Regions | North America, Europe, APAC, LatAm, Middle East, Africa | — |
| Data & capabilities | ||
Data quality | 3 signals: Granularity: EOD and Minute, Multi-currency +1 more | Pricing: Vendor and Manual and Multi-currency |
Data partners | — | SnapTrade |
Capabilities | 14 signals: Broker sync, Rebalancing +12 more | 7 signals: Performance attribution, Monte Carlo +5 more |
Security | 5 signals: SOC2, Status page +3 more | — |
| Try it | Visit Kubera | Visit Wealthfolio |
Standout features
The best features of Kubera and Wealthfolio.ShowHide
Standout features
What Kubera does best
- Aggregate global bank, brokerage, crypto, and other financial accounts through multiple connectors including Plaid, Mastercard, MX, Yodlee, SnapTrade, Lean, Akahu, Salt Edge, and manual entry.
- Tracking public securities, bank balances, bonds, funds, private-company equity, venture investments, real estate, vehicles, precious metals, crypto wallets, exchanges, DeFi, NFTs, staking, lending, and other alternatives.
- Monitor wealth across currencies while viewing consolidated net worth and performance in a chosen base currency.
- Nested portfolios and entity-level balance sheets for holding companies, trusts, partnerships, subsidiaries, and other complex ownership structures on higher-tier plans.
- Sharing tools for selected portfolios with family members, assistants, advisors, or collaborators using granular access control where the plan supports it.
What Wealthfolio does best
- Track investments across accounts with holdings, activities, income, allocation, benchmarks, true time-weighted returns, money-weighted returns, and multi-currency support.
- Keep net-worth assets and liabilities, spending, budgets, savings goals, contribution limits, and portfolio planning in the same local-first application.
- Model retirement and FIRE goals with year-by-year projections, Monte Carlo simulations, stress tests, and sensitivity analysis.
- Run the AGPL-3.0 application on macOS, Windows, Linux, or native iOS, or deploy the web edition on infrastructure you control with Docker.
- Use manual entry and CSV import for free without a Wealthfolio account or subscription.
All details
Every attribute we track for Kubera and Wealthfolio.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksBondsETFsMutual FundsCryptosReal EstateCommoditiesPrivate Funds+2 more | StocksETFsMutual FundsBondsCurrenciesCryptosReal EstateOther |
Experience | IntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Pro RetailRetail TradersLong-term InvestorsFinancial AdvisorsFamily Offices | Retail TradersPro RetailLong-term InvestorsDividend InvestorsIndex/Passive Investors |
Regions | North AmericaEuropeAPACLatAmMiddle EastAfrica | Not specified |
Coverage details | Identifiers: Ticker | Identifiers: Ticker and ISIN |
| Data | ||
Data granularity | EODMinute | Not specified |
Pricing sources | Not specified | VendorManual |
Data partners | Not specified | SnapTrade |
| Access & integrations | ||
API protocols | REST | Not specified |
API auth & delivery | Auth: APIKey600 req/minDocs | Not specified |
Import methods | PlaidBrokerOAuthManual | CSVBrokerOAuthManual |
Integrations | PlaidMastercardMXYodleeSnapTradeLeanAkahuSalt Edge+1 more | SnapTradeDocker |
Export formats | Excel | CSVJSON |
| Plans & trust | ||
Security & compliance | SOC2Status pageEncryption at restEncryption in transitRole-based access | Not specified |
Capability signals | Broker syncRebalancingMulti-currencyWallet trackingMulti-entity structuresAlternatives supportDrift monitoringCash management+6 more | Performance attributionMonte CarloBroker syncPortfolio attributionRebalancingMulti-currencyCost basis: FIFO |
Vendor & support | Kubera Apps, Inc.Country: United StatesSupport: Email | Teymz Inc.Country: CanadaSupport: Email and Forum |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | — | Free“Core app”broker sync: Not included · device sync: Not included |
| Entry paid plan | $250/yrBilled annually≈ $20.83/mo“Essentials”api requests per day: 6,000 · api rate limit per minute: 600 | $2.99/moBilled monthly“Connect Basic”devices: 6 · institution connections: 0 · +1 more |
| Tier 2 | $2500/yrBilled annually≈ $208.33/mo“Black”api requests per day: 24,000 · api rate limit per minute: 600 | $7.99/moBilled monthly“Connect Essentials”institution connections: 5 · annual price usd: 79 |
| Top plan | $300/moBilled monthly“Kubera White Label”starting monthly price usd: 300 · api requests per day: 24,000 · +1 more | $12.99/moBilled monthly“Connect Duo”institution connections: 12 · annual price usd: 129 |
| Free trial | 14 days | — |
Alternatives
Free alternatives
Questions we keep getting
What's the difference between Kubera and Wealthfolio?
Kubera leans toward portfolio, broker connectors, and APIs & data feeds, while Wealthfolio puts more weight on portfolio, data visualizations, and performance attribution. They overlap in 3 categories, so for most people it comes down to workflow preference and price.
Is Kubera or Wealthfolio free to use?
Wealthfolio has a free tier, so you can get started without paying anything. Kubera is paid-only. If budget matters, start with Wealthfolio and see how far it takes you before opening your wallet.
Which is better for beginners: Kubera or Wealthfolio?
Wealthfolio is the friendlier place to start; its interface takes less getting used to. Both work fine once you're past the basics.
Does Kubera or Wealthfolio have an API?
Kubera has an API for programmatic access and custom integrations. Wealthfolio doesn't, so you're working through its interface.
Should I choose Kubera or Wealthfolio?
It depends on what you're after. Pick Kubera if APIs & data feeds and advisor operations matter to you; go with Wealthfolio if you'd rather have data visualizations and performance attribution. And if you only need the basics both share, let price decide.
What asset classes do Kubera and Wealthfolio cover?
Both cover stocks, bonds, ETFs, and mutual funds. Kubera also handles commodities, private funds, and funds. Wealthfolio adds currencies on top.
Can I export data from Kubera and Wealthfolio?
Yes, both export to spreadsheets (Kubera: Excel; Wealthfolio: CSV), which is handy if you like running your own numbers.
Can Kubera or Wealthfolio connect to my broker?
Yes, both connect to brokers, so your portfolio syncs automatically instead of you keying in every trade.
Are Kubera and Wealthfolio good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Can I track my portfolio with Kubera or Wealthfolio?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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