VOL. XCIV, NO. 247

Free Alternatives to Kubera

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Free replacement verdicts

Free Alternatives to Kubera

Zero-cost replacements grouped by fit, tradeoffs, pricing friction, and platform access. Use this list to test Kubera before paying for another subscription.

Switching from Kubera doesn't have to cost a thing. We've curated 5 free-tier alternatives that cover similar workflows, from Portfolio to Broker Connectors and beyond. Each pick below is framed by fit, caveats, and access friction so you can trial replacements without opening your wallet.

Visit Kubera All alternatives Tool details

Disclosure: outbound links may include affiliate or sponsor links

Which Alternative Should You Use?

getquin

Closest replacement

Best for: European retail investors looking for a social, mobile-friendly portfolio and net-worth tracker.

getquin best matches the base workflow on portfolio tracking, portfolio analytics, and long-term portfolio tracking.
getquin adds a free starting point that the base tool does not show. Free-plan limits: Signup required. Core portfolio tracking is free to download/use.

Watch for: Regional price differences: The public annual Euro prices exclude country tax; in-app prices can vary by region.

Open getquin

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Portfolio Performance

Best audience fit

Best for: Cost-sensitive investors looking for local-first desktop portfolio accounting, TTWROR/IRR performance, multi-currency support, imports, exports, and rebalancing without sending broker credentials to a SaaS app.

Portfolio Performance best matches the base workflow on portfolio tracking, portfolio analytics, and long-term portfolio tracking.
Portfolio Performance adds a free starting point that the base tool does not show. Free-plan limits: Official desktop site describes Portfolio Performance as open source software for Windows, macOS, and Linux.

Watch for: Desktop-first workflow: The core product is a desktop application. The mobile app is primarily a companion for viewing the portfolio file.

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Wealthfolio

Strong runner-up

Best for: Privacy-conscious long-term investors looking for portfolio, net-worth, spending, and retirement-planning workflows in a local database they control.

Wealthfolio best matches the base workflow on portfolio tracking, portfolio analytics, and long-term portfolio tracking.
Wealthfolio adds a free starting point that the base tool does not show. Free-plan limits: The AGPL-3.0 core app is free, uses pay-what-you-want downloads, and does not require an account.

Watch for: No native Android app: Native Android is planned but not available. Android users currently need the progressive web app from a self-hosted Wealthfolio instance.

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Ghostfolio

Strong runner-up

Best for: Privacy-conscious users looking for an open-source portfolio and net-worth dashboard they can self-host.

Ghostfolio best matches the base workflow on portfolio tracking, portfolio analytics, and market data API.
Ghostfolio adds a free starting point that the base tool does not show. Free-plan limits: Self-hosted open-source use is free.

Watch for: Self-hosting has operational burden: The self-hosted option requires running and maintaining your own Ghostfolio instance and data setup; managed Basic is also free.

View Ghostfolio options

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Detailed Alternatives

I want to

Pay lessFill a gapUpgrade overall

Free tiers first, then the lowest starting price.

Best audience fit

Portfolio Performance

Analyst pickTested by us

Bottom line: Cost-sensitive investors looking for local-first desktop portfolio accounting, TTWROR/IRR performance, multi-currency support, imports, exports, and rebalancing without sending broker credentials to a SaaS app.

Keep

Portfolio

Gain

Watchlist
Data Visualizations
Performance Attribution
Risk Metrics

Lose

Broker Connectors
APIs & Data Feeds
Advisor Operations
Custom Dashboards

Watch out

Avoid as a full replacement if you rely on advisor client reporting, market data API, and screening and idea generation.
Free-plan limits: Official desktop site describes Portfolio Performance as open source software for Windows, macOS, and Linux. Mobile companion app is separate; US App Store Premium costs $3 monthly or $25 yearly, and other stores may differ. Data is stored locally and can be exported as CSV or JSON.
Desktop-first workflow: The core product is a desktop application. The mobile app is primarily a companion for viewing the portfolio file.

Cost

Free, no signup

$2.08/moto go paid, billed yearly

$18.75/mo less than Kubera

Fit: Partial replacement

Download Portfolio Performance Compare

Full review and details

Partial replacement

Wealthfolio

Bottom line: Privacy-conscious long-term investors looking for portfolio, net-worth, spending, and retirement-planning workflows in a local database they control.

Keep

Portfolio
Broker Connectors
Custom Dashboards

Gain

Data Visualizations
Performance Attribution
Risk Metrics
Monte Carlo

Lose

APIs & Data Feeds
Advisor Operations
Blogs
Education

Watch out

Avoid as a full replacement if you rely on advisor client reporting, market data API, and portfolio watchlists.
Free-plan limits: The AGPL-3.0 core app is free, uses pay-what-you-want downloads, and does not require an account. Free use relies on manual tracking or CSV imports; automatic brokerage and device sync require Wealthfolio Connect. Self-hosted use requires the user to supply and maintain the server, authentication, secrets, backups, and updates.
No native Android app: Native Android is planned but not available. Android users currently need the progressive web app from a self-hosted Wealthfolio instance.

Cost

Free, no signup

$2.99/moto go paid

$17.84/mo less than Kubera

Fit: Partial replacement

Download Wealthfolio Compare

Full review and details

Partial replacement

Ghostfolio

Bottom line: Privacy-conscious users looking for an open-source portfolio and net-worth dashboard they can self-host.

Keep

Portfolio
APIs & Data Feeds

Gain

Data Visualizations

Lose

Broker Connectors
Advisor Operations
Custom Dashboards
Blogs

Watch out

Avoid as a full replacement if you rely on advisor client reporting, screening and idea generation, and options and trading workflows.
Free-plan limits: Self-hosted open-source use is free. Managed Basic hosting is free with unlimited transactions and accounts. Premium costs $48 per year and adds advanced analytics, professional market data, and email or chat support.
Self-hosting has operational burden: The self-hosted option requires running and maintaining your own Ghostfolio instance and data setup; managed Basic is also free.

Cost

Free, no signup

$4/moto go paid, billed yearly

$16.83/mo less than Kubera

Fit: Partial replacement

View Ghostfolio options Compare

Full review and details

MarketlogBetter as a complementFree • From $6.67/mo billed yearlyFree with signup

Better as a complement

Marketlog

Bottom line: Retail investors who need manual or broker-connected portfolio tracking, dividends, goals, forecasts, benchmarks, and sharing.

Keep

Portfolio
Broker Connectors
Blogs

Gain

Watchlist
Institutional Ownership
Data Visualizations
Risk Metrics

Lose

APIs & Data Feeds
Advisor Operations
Custom Dashboards
Education

Watch out

Avoid as a full replacement if you rely on advisor client reporting, market data API, and portfolio watchlists.
Free-plan limits: Signup required. Free supports unlimited portfolios, holdings, and transactions with manual tracking, 3 goals per portfolio, a 3-item watchlist, and 5 years of price history. Plus costs $7.99 monthly or $6.67 per month billed yearly. Pro costs $17.99 monthly or $15 per month billed yearly.
Not a broker or adviser: Marketlog tracks and analyzes portfolios but does not execute trades, provide fiduciary advice, or act as an exchange.

Cost

Free with signup

$6.67/moto go paid, billed yearly

$14.16/mo less than Kubera

Fit: Better as a complement

Track portfolios with Marketlog Compare

Full review and details

getquinClosest replacementFree • Paid plans availableFree with signup

Closest replacement

getquin

Bottom line: European retail investors looking for a social, mobile-friendly portfolio and net-worth tracker.

Keep

Portfolio
Broker Connectors
Education

Gain

Watchlist
Institutional Ownership
Stock Ideas
Market Sentiment

Lose

APIs & Data Feeds
Advisor Operations
Custom Dashboards
Blogs

Watch out

Avoid as a full replacement if you rely on advisor client reporting, market data API, and backtesting and quant research.
Free-plan limits: Signup required. Core portfolio tracking is free to download/use. Free includes unlimited bank and broker connections, real-time financial data, net worth view, and essential analysis.
Regional price differences: The public annual Euro prices exclude country tax; in-app prices can vary by region.

Cost: Free with signup; Free • Paid plans available

Fit: Partial replacement

Open getquin Compare

Full review and details

What This Shortlist Tells You

getquin is the closest drop-in replacement with overlapping coverage in Portfolio, Broker Connectors, and Education while adding Watchlist and Institutional Ownership coverage, Real-time portfolio and net-worth tracker that aggregates investments, bank accounts and other assets into a single view, with portfolio performance and breakdowns across assets, brokers and wallets. and Supports tracking of many asset classes in one dashboard, including stocks, ETFs, funds, DeFi investments, real estate, angel investments, luxury collectibles, art, commodities and other alternative assets. features, and a free tier (workflow overlap ~43%).

Every pick keeps a free tier; start with getquin, Wealthfolio, and Ghostfolio to road-test Kubera workflows without paying up front.

Round out your stack with new coverage areas like Watchlist, Institutional Ownership, Stock Ideas, and Market Sentiment.

Kubera still leads on Advisor Operations, so keep it handy for those workflows.

Coverage Snapshot

Where alternatives already align

Most shared categories across the top matches.

Portfolio×5 Broker Connectors×3 APIs & Data Feeds×1 Blogs×1 Custom Dashboards×1 Education×1

New angles introduced

Categories the alternatives add beyond Kubera.

Data Visualizations+4 Risk Metrics+3 Watchlist+3 Alerts+2 Dividends+2 Institutional Ownership+2 Monte Carlo+2 News+2

Free Access & Pricing

Free to start

All 5

All 5 have a standing free tier, not a trial.

Paid plans from

$2.08/mo

Portfolio Performance is the cheapest paid upgrade. Kubera starts at $20.83/mo.

Mobile app

5 of 5

5 have a mobile app, like Kubera.

API access

1 of 5

1 expose an API or data feed, usually on a paid plan.

Hands-on tested

1 of 5

1 tested hands-on. 1 are analyst picks.

Coverage overlap

43%

Average share of Kubera categories each alternative covers.

Free Alternatives FAQ

What are the best free alternatives to Kubera?

getquin, Wealthfolio, and Ghostfolio cover the most Kubera workflows without a paid plan, in that order.

Do these picks stay permanently free?

Yes. Every tool listed has a standing free tier, not a trial. Expect caps on exports, seats, or history once you use it heavily.

Which Kubera workflows stay covered on the free plan?

The free plans cover Portfolio, Broker Connectors, Education, Custom Dashboards, APIs & Data Feeds, and Blogs. Core Kubera workflows in those areas do not need a paid upgrade.

What extra coverage do the free alternatives add?

The free alternatives add Watchlist, Institutional Ownership, Stock Ideas, Market Sentiment, Dividends, News, Alerts, Retirement Calculator, Forums, AI Research, Data Visualizations, Performance Attribution, Risk Metrics, Monte Carlo, Compounding Calculator, Calendar, Splits, IPO, Macro Data, Financials, and Options, which Kubera does not cover.

Where might I still rely on Kubera?

APIs & Data Feeds, Advisor Operations, Custom Dashboards, Blogs, Education, and Broker Connectors stay with Kubera. Keep it for those tasks, or budget for a paid plan elsewhere if they matter.

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Feedback

Missing an alternative, or is a listing out of date? Tell me and I will look.

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.