Tool Comparison
Lightyear vs MyInvestor
- Paid from
- —
- Free plan
- No
- Platforms
- Web, Mobile
Best if
- You want watchlist, AI research, and stock ideas.
- You're a long-term investor who cares more about fundamentals than headlines
- Paid from
- —
- Free plan
- No
- Platforms
- Web, Mobile
Best if
- You want wealth management and downloadable tax reports.
- You've outgrown the basics and want pro-level depth
Start here
Lightyear
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- You want watchlist, AI research, and stock ideas.
- You're a long-term investor who cares more about fundamentals than headlines
Pick MyInvestor instead if
MyInvestor
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- You want wealth management and downloadable tax reports.
- You've outgrown the basics and want pro-level depth
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Lightyear and MyInvestor cover a lot of the same ground (2 shared categories, brokerage and portfolio), so for the basics you won't go far wrong with either. Lightyear simply does more: 8 categories to MyInvestor's 4, including watchlist, AI research, and stock ideas. MyInvestor counters by keeping things simpler.
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Lightyear
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MyInvestor
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Key differences at a glance
- Asset coverage
- LightyearAdds bonds and funds
- Broader coverage
- Lightyear8 vs 4 categories
What Lightyear does best
- Trade U.S., UK, and European stocks, with fractional shares where supported.
- European accounts pay no Lightyear ETF execution or custody fee, although fund manager fees still apply.
- General investment and eligible business accounts can hold GBP, USD, and EUR.
- Build custom plans, use ready-made plans, and optionally automate purchases of eligible fractional instruments.
- Lightyear AI summarizes material-move news, explains possible price-chart drivers, and presents sourced bull and bear cases.
What MyInvestor does best
- More than 9,200 whole-share stocks and 1,300 ETFs, ETCs and ETNs across supported markets.
- Stock trades at 0.12% with a €3 minimum and €25 maximum.
- ETF and eligible ETP trades at 0.12% with a €1 minimum and €25 maximum.
- No maintenance, custody, inactivity or dividend-receipt fee from MyInvestor.
- Spanish annual tax reporting and W-8BEN handling for eligible U.S. dividends.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | — |
Plan limits | 9 limits: European account: US stock order: fee percent: 0.1, European account: US stock order: minimum usd: 0.1 +7 more | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | Yes |
API access | No | No |
Broker sync | No | — |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Best for | Retail Traders, Long-term Investors +1 more | — |
Categories covered | 8 | 4 |
Regions | North America, Europe | Europe |
| Data & capabilities | ||
Data partners | 3 partners: Alpaca, BlackRock +1 more | — |
Capabilities | Multi-currency and AI summaries: News | — |
| Try it | Visit Lightyear | Visit MyInvestor |
Standout features
The best features of Lightyear and MyInvestor.ShowHide
Standout features
What Lightyear does best
- Trade U.S., UK, and European stocks, with fractional shares where supported.
- European accounts pay no Lightyear ETF execution or custody fee, although fund manager fees still apply.
- General investment and eligible business accounts can hold GBP, USD, and EUR.
- Build custom plans, use ready-made plans, and optionally automate purchases of eligible fractional instruments.
- Lightyear AI summarizes material-move news, explains possible price-chart drivers, and presents sourced bull and bear cases.
What MyInvestor does best
- More than 9,200 whole-share stocks and 1,300 ETFs, ETCs and ETNs across supported markets.
- Stock trades at 0.12% with a €3 minimum and €25 maximum.
- ETF and eligible ETP trades at 0.12% with a €1 minimum and €25 maximum.
- No maintenance, custody, inactivity or dividend-receipt fee from MyInvestor.
- Spanish annual tax reporting and W-8BEN handling for eligible U.S. dividends.
All details
Every attribute we track for Lightyear and MyInvestor.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsBondsFundsCryptos | StocksETFs |
Experience | BeginnerIntermediate | BeginnerIntermediateAdvanced |
Target audience | Retail TradersLong-term InvestorsIndex/Passive Investors | Not specified |
Regions | North AmericaEurope | Europe |
Coverage details | Countries: US, GB, and EEExchanges: XNYS, XNAS, and XLONIdentifiers: Ticker | Identifiers: Ticker and ISIN |
| Data | ||
Data partners | AlpacaBlackRockJ.P. Morgan Asset Management | Not specified |
| Access & integrations | ||
Import methods | Manual | Not specified |
Export formats | Not specified | PDF |
| Plans & trust | ||
Capability signals | Multi-currencyAI summaries: News | Not specified |
Vendor & support | Lightyear Financial Ltd.Country: United KingdomSupport: Email and Chat | MyInvestor Banco, S.A.Country: SpainSupport: Phone and Email |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Account” | Free“Standard” |
| Entry paid plan | — | €7.99/mo“Premium” |
Alternatives
Questions we keep getting
What's the difference between Lightyear and MyInvestor?
Lightyear leans toward brokerage, portfolio, and watchlist, while MyInvestor puts more weight on brokerage, portfolio, and wealth management. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
How much do Lightyear and MyInvestor cost?
Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.
Which is better for beginners: Lightyear or MyInvestor?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Should I choose Lightyear or MyInvestor?
It depends on what you're after. Pick Lightyear if watchlist and AI research matter to you; go with MyInvestor if you'd rather have wealth management and downloadable tax reports. And if you only need the basics both share, let price decide.
What asset classes do Lightyear and MyInvestor cover?
Both cover stocks and ETFs. Lightyear also handles bonds, funds, and cryptos.
Can I track my portfolio with Lightyear or MyInvestor?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
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