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Alternatives to Trading 212

Curated replacements grouped by fit, tradeoffs, pricing flexibility, and platform access. Use this list to decide which Trading 212 competitor is worth testing first.

Looking for a Trading 212 replacement? We've profiled 6 alternatives by workflow fit, pricing flexibility, caveats, and platform access. Whether you need a free option to trial, mobile-ready workflows, or API integrations, this list helps you choose what to test first.

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Which Alternative Should You Use?

Lightyear logo

Lightyear

Closest replacement

Best for: UK and European investors who want a multi-currency app for stocks, ETFs, funds, bonds, and investment plans.

  • Lightyear best matches the base workflow on brokerage trading, portfolio tracking, and options and trading workflows.
  • Lightyear lists Free pricing, so compare the current plan against your existing setup.

Watch for: Brokerage first: Lightyear is an investing platform and broker, not a full research terminal, custom screener engine, or strategy backtesting product.

View Lightyear pricing
DetailsCompare
Freetrade logo

Freetrade

Best workflow fit

Best for: UK tax residents looking for commission-free app-first investing with a free GIA, ISA, and SIPP.

  • Freetrade best matches the base workflow on brokerage trading, portfolio tracking, and portfolio watchlists.
  • Freetrade lists Free and Subscription pricing, so compare the current plan against your existing setup.

Watch for: UK tax residents only: Opening requires UK tax residence and a qualifying same-name GBP account. U.S. citizens and dual nationals are not accepted.

Open Freetrade
DetailsCompare
Interactive Brokers (IBKR) logo

Interactive Brokers (IBKR)

Best audience fit

Best for: Active investors who need global multi-asset access, advanced orders, APIs, and volume-based commissions.

  • Interactive Brokers (IBKR) best matches the base workflow on brokerage trading, portfolio tracking, and market monitoring.
  • Interactive Brokers (IBKR) lists Free pricing, so compare the current plan against your existing setup.

Watch for: Commission and market-data details vary by market: The record contains separate stock, ETF, options, futures, crypto, and market-data pricing notes by region and product.

Open IBKR account
DetailsCompare
DEGIRO logo

DEGIRO

Best pricing fit

Best for: European investors looking for low-cost self-directed access to stocks, ETFs, bonds, funds, options, and futures.

  • DEGIRO best matches the base workflow on brokerage trading, portfolio tracking, and portfolio watchlists.
  • DEGIRO shares Other pricing with the base tool.

Watch for: Execution-only broker: DEGIRO does not provide investment advice or portfolio management.

Open DEGIRO account
DetailsCompare

Detailed Alternatives

I want to

Our ranked order by workflow overlap and quality.

1
Lightyear logo
Closest replacement

Lightyear

Bottom line: UK and European investors who want a multi-currency app for stocks, ETFs, funds, bonds, and investment plans.

Keep

  • Brokerage
  • Portfolio
  • Watchlist

Gain

  • AI Research
  • Stock Ideas
  • ETF Analysis
  • Fund Analysis

Lose

  • Advanced Order Types
  • Downloadable Tax Reports
  • Currencies coverage
  • Commodities coverage

Watch out

  • Avoid as a full replacement if you rely on portfolio watchlists, market monitoring, and dividend research.
  • Free-plan limits: Signup required. Lightyear charges no account or custody fee. European accounts also have no Lightyear ETF execution fee. European accounts pay stock-order fees and 0.35% FX. UK personal accounts have commission-free stock and fund orders and 0.10% FX.
  • Brokerage first: Lightyear is an investing platform and broker, not a full research terminal, custom screener engine, or strategy backtesting product.
Cost
Paid only

Transaction-priced · Fees vary by offer and jurisdiction

Fit
Partial replacement
View Lightyear pricingCompare
Full review and details
2
Revolut (Invest) logo
Drop-in replacement

Revolut (Invest)

Analyst pickTested by us

Bottom line: Revolut customers who want investing inside the same money app.

Keep

  • Brokerage
  • Portfolio
  • Watchlist
  • Downloadable Tax Reports

Gain

  • Alerts
  • News
  • ETF Analysis
  • Wealth Management

Lose

  • Advanced Order Types
  • Currencies coverage
  • Other coverage

Watch out

  • Avoid as a full replacement if you rely on dividend research.
  • Free-plan limits: Signup required. Investing requires eligible Revolut account and country availability. In Spain, Standard and Plus include 0 commission-free orders, Premium 5, and Metal or Ultra 10; the allowance covers stocks, ETPs, and bonds.
  • Fees depend on region and plan: Commission-free order allowances, execution commissions, Trading Pro pricing, crypto, commodities, and robo-advisor availability vary by entity and country.
Cost
Paid only

Transaction-priced · Fees vary by offer and jurisdiction

Fit
Drop-in replacement
Open Revolut InvestCompare
Full review and details
3
Scalable Capital logo
Drop-in replacement

Scalable Capital

Bottom line: European investors comparing low-cost broker plans for stocks, ETFs, funds, bonds, crypto ETPs, derivatives, and savings plans.

Keep

  • Brokerage
  • Portfolio
  • Watchlist
  • Downloadable Tax Reports

Gain

  • Wealth Management

Lose

  • Advanced Order Types
  • Currencies coverage
  • Commodities coverage
  • Other coverage

Watch out

  • Avoid as a full replacement if you rely on dividend research and filings and transcript research.
  • Free-plan limits: Signup required. Brokerage use requires an eligible Scalable account. FREE and PRIME+ plans have different order-fee rules.
  • Region-limited broker: Coverage is focused on supported European countries and local regulatory/product availability.
Cost
Paid only

Transaction-priced · Fees vary by offer and jurisdiction

Fit
Drop-in replacement
Compare Scalable costsCompare
Full review and details
4
DEGIRO logo
DEGIROBest pricing fit
4
DEGIRO logo
Best pricing fit

DEGIRO

Analyst pickTested by us

Bottom line: European investors looking for low-cost self-directed access to stocks, ETFs, bonds, funds, options, and futures.

Keep

  • Brokerage
  • Advanced Order Types
  • Portfolio
  • Watchlist
  • Downloadable Tax Reports

Gain

  • Smart/Direct Routing
  • News
  • Calendar

Lose

  • Currencies coverage
  • Commodities coverage

Watch out

  • Avoid as a full replacement if you rely on dividend research and filings and transcript research.
  • Free-plan limits: Signup required. Trading requires an approved brokerage account. Transaction, handling, currency-conversion, connectivity, and market-data fees can apply.
  • Execution-only broker: DEGIRO does not provide investment advice or portfolio management.
Cost
Paid only

Transaction-priced · Fees vary by offer and jurisdiction

Fit
Drop-in replacement
Open DEGIRO accountCompare
Full review and details
5
Interactive Brokers (IBKR) logo
Interactive Brokers (IBKR)Best audience fit
5
Interactive Brokers (IBKR) logo
Best audience fit

Interactive Brokers (IBKR)

Analyst pickTested by us

Bottom line: Active investors who need global multi-asset access, advanced orders, APIs, and volume-based commissions.

Keep

  • Brokerage
  • Advanced Order Types
  • Portfolio
  • Watchlist

Gain

  • Smart/Direct Routing
  • Paper Trading
  • Options
  • Screeners

Lose

  • Downloadable Tax Reports

Watch out

  • Avoid as a full replacement if you rely on portfolio watchlists and dividend research.
  • Free-plan limits: Signup required. Brokerage account has no recurring platform fee in the profile, but trading commissions and add-on fees vary by product. Real-time market data and Level II data generally require subscriptions.
  • Commission and market-data details vary by market: The record contains separate stock, ETF, options, futures, crypto, and market-data pricing notes by region and product.
Cost
Paid only

Transaction-priced · Fees vary by offer and jurisdiction

Fit
Drop-in replacement
Open IBKR accountCompare
Full review and details
6
Freetrade logo
FreetradeBest workflow fit
6
Freetrade logo
Best workflow fit

Freetrade

Bottom line: UK tax residents looking for commission-free app-first investing with a free GIA, ISA, and SIPP.

Keep

  • Brokerage
  • Advanced Order Types
  • Portfolio
  • Watchlist
  • Downloadable Tax Reports

Gain

No additional capabilities listed.

Lose

  • Currencies coverage
  • Commodities coverage
  • Other coverage

Watch out

  • Avoid as a full replacement if you rely on dividend research and filings and transcript research.
  • Free-plan limits: Signup required. An approved UK-resident brokerage account is required. Basic charges 0.99% FX on non-GBP trades and pays 1% AER only up to £1,000 cash.
  • UK tax residents only: Opening requires UK tax residence and a qualifying same-name GBP account. U.S. citizens and dual nationals are not accepted.
Cost
Paid only

Transaction-priced · Fees vary by offer and jurisdiction

Fit
Drop-in replacement
Open FreetradeCompare
Full review and details

What This Shortlist Tells You

Lightyear is the closest drop-in replacement with overlapping coverage in Brokerage, Portfolio, and Watchlist while adding AI Research and Stock Ideas coverage and Stocks, ETFs, funds, selected Nasdaq Baltic bonds, investment plans, and EU crypto in one app. and European accounts have no account or custody fee, no Lightyear ETF execution fee, and 0.35% FX. features (workflow overlap ~60%).

Round out your stack with new coverage areas like AI Research, Stock Ideas, ETF Analysis, and Fund Analysis.

Coverage Snapshot

Where alternatives already align

Most shared categories across the top matches.

Brokerage×6Portfolio×6Watchlist×6Downloadable Tax Reports×4Advanced Order Types×3

New angles introduced

Categories the alternatives add beyond Trading 212.

News+3ETF Analysis+2Smart/Direct Routing+2Wealth Management+2AI Research+1Alerts+1APIs & Data Feeds+1Calendar+1

Access & Pricing

Free to start

0/6

0 of 6 start free, which Trading 212 does not.

Paid plans from

Not listed

No comparable monthly prices are listed for these alternatives.

Mobile app

6 of 6

6 have a mobile app, like Trading 212.

API access

1 of 6

1 expose an API or data feed, usually on a paid plan.

Hands-on tested

3 of 6

3 tested hands-on. 3 are analyst picks.

Coverage overlap

83%

Average share of Trading 212 categories each alternative covers.

Frequently Asked Questions

What are the best alternatives to Trading 212?

Lightyear, Revolut (Invest), and Scalable Capital share the most workflows with Trading 212, in that order. Start with the one whose Keep list matches what you use daily.

Which workflows do the top Trading 212 alternatives cover?

Between them the top matches cover Advanced Order Types, Brokerage, Downloadable Tax Reports, Portfolio, and Watchlist. Trading 212 workflows in those areas move over as they are. The Lose column on each card names what does not.

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Feedback

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Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.