VOL. XCIV, NO. 247

★ FINANCIAL TOOLS & SERVICES DIRECTORY ★

PRICE: 5 CENTS

Thursday, October 30, 2025

Tool Comparison

Damodaran — Cost of Capital by Sector (US) vs FDIC — BankFind Suite (Institutions & API) comparison

Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.

Quick takeaways

Damodaran — Cost of Capital by Sector (US) adds Valuation Models, Interest Rates, and Education coverage that FDIC — BankFind Suite (Institutions & API) skips.

FDIC — BankFind Suite (Institutions & API) includes Data APIs, Acquisitions, and Regulatory Filings Monitoring categories that Damodaran — Cost of Capital by Sector (US) omits.

In depth comparison

Damodaran — Cost of Capital by Sector (US) logo

Damodaran — Cost of Capital by Sector (US)

pages.stern.nyu.edu

Editor’s pick Hands-on review

US industry-level WACC dataset compiled by Prof. Aswath Damodaran. Includes sector betas, cost of equity, cost of debt (pre/after-tax), capital structure weights, and industry counts. Updated annually (January snapshot). Best used as a sector baseline; company-specific WACC should adjust for firm capital structure, tax, and risk. See 'Cost of Capital Central' for methodology deep-dives.

Platforms

Web

Pricing

Free

Quick highlights

  • US industry table with: Industry, # of firms, Beta, Cost of Equity, E/(D+E), Std. Dev. in stock, Cost of Debt, Tax Rate, After‑tax Cost of Debt, D/(D+E), and WACC.
  • Direct Excel download (wacc.xls) for offline analysis.
  • Annual ‘Data used as of January’ snapshot; site also links to global datasets hub.
  • Methodology resources: lectures/notes on estimating beta, cost of equity, and WACC (bottom‑up betas, unlevering/re‑levering, ERP usage).

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FDIC — BankFind Suite (Institutions & API) logo

FDIC — BankFind Suite (Institutions & API)

banks.data.fdic.gov

Official FDIC hub to search FDIC‑insured institutions and programmatically pull institution demographics, branch locations, structural events (mergers/changes), failures & assistance transactions, Summary of Deposits (SOD), and financials. BankFind exposes a public REST API with JSON/CSV output and Elastic‑style filter syntax. Demographic data update weekly; financial data quarterly; SOD is annual (as of June 30). Keys are supported but currently not required. Bulk downloads limit: one quarter for financials and one year for SOD per request.

Platforms

WebAPI

Pricing

Free

Quick highlights

  • Search institutions by name, FDIC certificate (CERT), website, and/or location; coverage for current and former FDIC‑insured banks reaching back to 1934.
  • Datasets/endpoints: Institutions, Locations (branches), History (structural events), Failures & Assistance, Financials (call‑report metrics), Summary (annual aggregates), SOD (Summary of Deposits), and Demographics.
  • REST API with JSON or CSV output; Elastic Query String filter syntax (phrase matching, boolean logic, ranges); default result limit is 10, with a maximum of 10,000 per call plus `offset` for pagination.
  • ‘Common Financial Reports’ starter workbook and interactive docs to craft queries; field lists/definitions via YAML + glossary.
  • Bulk data: download helpers and constraints (e.g., single quarter for financials; single year for SOD) to keep payloads manageable.

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Where they differ

Damodaran — Cost of Capital by Sector (US)

Distinct strengths include:

  • US industry table with: Industry, # of firms, Beta, Cost of Equity, E/(D+E), Std. Dev. in stock, Cost of Debt, Tax Rate, After‑tax Cost of Debt, D/(D+E), and WACC.
  • Direct Excel download (wacc.xls) for offline analysis.
  • Annual ‘Data used as of January’ snapshot; site also links to global datasets hub.
  • Methodology resources: lectures/notes on estimating beta, cost of equity, and WACC (bottom‑up betas, unlevering/re‑levering, ERP usage).

FDIC — BankFind Suite (Institutions & API)

Distinct strengths include:

  • Search institutions by name, FDIC certificate (CERT), website, and/or location; coverage for current and former FDIC‑insured banks reaching back to 1934.
  • Datasets/endpoints: Institutions, Locations (branches), History (structural events), Failures & Assistance, Financials (call‑report metrics), Summary (annual aggregates), SOD (Summary of Deposits), and Demographics.
  • REST API with JSON or CSV output; Elastic Query String filter syntax (phrase matching, boolean logic, ranges); default result limit is 10, with a maximum of 10,000 per call plus `offset` for pagination.
  • ‘Common Financial Reports’ starter workbook and interactive docs to craft queries; field lists/definitions via YAML + glossary.

Feature-by-feature breakdown

AttributeDamodaran — Cost of Capital by Sector (US)FDIC — BankFind Suite (Institutions & API)
Categories

Which research workflows each platform targets

Shared: Financials

Unique: Valuation Models, Interest Rates, Education

Shared: Financials

Unique: Data APIs, Acquisitions, Regulatory Filings Monitoring

Asset types

Supported asset classes and universes

Stocks, Real Estate

Other, Stocks

Experience levels

Who each product is built for

Beginner, Intermediate, Advanced

Beginner, Intermediate, Advanced

Platforms

Where you can access the product

Web

Web, API

Pricing

High-level pricing models

Free

Free

Key features

Core capabilities called out by each vendor

Unique

  • US industry table with: Industry, # of firms, Beta, Cost of Equity, E/(D+E), Std. Dev. in stock, Cost of Debt, Tax Rate, After‑tax Cost of Debt, D/(D+E), and WACC.
  • Direct Excel download (wacc.xls) for offline analysis.
  • Annual ‘Data used as of January’ snapshot; site also links to global datasets hub.
  • Methodology resources: lectures/notes on estimating beta, cost of equity, and WACC (bottom‑up betas, unlevering/re‑levering, ERP usage).

Unique

  • Search institutions by name, FDIC certificate (CERT), website, and/or location; coverage for current and former FDIC‑insured banks reaching back to 1934.
  • Datasets/endpoints: Institutions, Locations (branches), History (structural events), Failures & Assistance, Financials (call‑report metrics), Summary (annual aggregates), SOD (Summary of Deposits), and Demographics.
  • REST API with JSON or CSV output; Elastic Query String filter syntax (phrase matching, boolean logic, ranges); default result limit is 10, with a maximum of 10,000 per call plus `offset` for pagination.
  • ‘Common Financial Reports’ starter workbook and interactive docs to craft queries; field lists/definitions via YAML + glossary.
  • Bulk data: download helpers and constraints (e.g., single quarter for financials; single year for SOD) to keep payloads manageable.
  • Events & Changes (OSCR) search for structural, non‑financial activity; separate Bank Failures & Assistance dataset spanning back to 1934.
Tested

Verified by hands-on testing inside Find My Moat

Yes

Not yet

Editor pick

Featured inside curated shortlists

Highlighted

Standard listing

Frequently Asked Questions

Which workflows do Damodaran — Cost of Capital by Sector (US) and FDIC — BankFind Suite (Institutions & API) both support?

Both platforms cover Financials workflows, so you can research those use cases in either tool before digging into the feature differences below.

Do Damodaran — Cost of Capital by Sector (US) and FDIC — BankFind Suite (Institutions & API) require subscriptions?

Both Damodaran — Cost of Capital by Sector (US) and FDIC — BankFind Suite (Institutions & API) keep freemium access with optional paid upgrades, so you can trial each platform before committing.

How can you access Damodaran — Cost of Capital by Sector (US) and FDIC — BankFind Suite (Institutions & API)?

Both Damodaran — Cost of Capital by Sector (US) and FDIC — BankFind Suite (Institutions & API) prioritize web or desktop access. Investors wanting a mobile-first workflow may need to rely on responsive web views.

What unique strengths set the two platforms apart?

Damodaran — Cost of Capital by Sector (US) differentiates itself with US industry table with: Industry, # of firms, Beta, Cost of Equity, E/(D+E), Std. Dev. in stock, Cost of Debt, Tax Rate, After‑tax Cost of Debt, D/(D+E), and WACC., Direct Excel download (wacc.xls) for offline analysis., and Annual ‘Data used as of January’ snapshot; site also links to global datasets hub., whereas FDIC — BankFind Suite (Institutions & API) stands out for Search institutions by name, FDIC certificate (CERT), website, and/or location; coverage for current and former FDIC‑insured banks reaching back to 1934., Datasets/endpoints: Institutions, Locations (branches), History (structural events), Failures & Assistance, Financials (call‑report metrics), Summary (annual aggregates), SOD (Summary of Deposits), and Demographics., and REST API with JSON or CSV output; Elastic Query String filter syntax (phrase matching, boolean logic, ranges); default result limit is 10, with a maximum of 10,000 per call plus `offset` for pagination..

Keep exploring

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.