★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool comparison edition
Tool Comparison
Fiscal.ai vs OnlyDividends
Pick Fiscal.ai if
Fiscal.ai
Free • From $39/mo · Web · API
- Delayed quotes won't cut it; you need real-time data
- You want an API so you can script or automate things
- You care about stock comparison, watchlist, and institutional ownership, things OnlyDividends doesn't offer
Pick OnlyDividends if
OnlyDividends
Free • Paid plans available · Web · Mobile
- You do a lot of your research from your phone
- You care about corporate actions & special situations, scores, and risk metrics, things Fiscal.ai doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
Fiscal.ai and OnlyDividends cover a lot of the same ground (10 shared categories, including stock ideas, screeners, and data visualizations), so for the basics you won't go far wrong with either. Fiscal.ai simply does more: 29 categories to OnlyDividends's 16, including stock comparison, watchlist, and institutional ownership. OnlyDividends counters by being completely free.
What readers say
Fiscal.ai
Vote once to reveal the community verdict.
OnlyDividends
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Key differences at a glance
- Real-time data
- Fiscal.ai
- Free trial
- Fiscal.ai7 days
- Broader coverage
- Fiscal.ai29 vs 16 categories
- Mobile app
- OnlyDividends
- API access
- Fiscal.ai
- Asset coverage
- Fiscal.aiAdds ETFs and mutual funds
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $39/mo | Free • Paid plans available |
Free tier | Yes | Yes |
Free trial | 7 days | — |
Plan limits | 37 limits: Terminal - Free: financials history (annual): 10, Terminal - Free: financials history (quarterly): 6 +35 more | 8 limits: Free Forever: tracked stocks: 3, Free Forever: currencies: EUR, USD, GBP, CAD, CHF, AUD +6 more |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | No | Yes |
API access | Yes | No |
Broker sync | No | No |
Integrations | MCP, Claude Connector +7 more | Apple Sign-In, Google Sign-In +2 more |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate |
Best for | Retail Traders, Pro Retail +11 more | Retail Traders, Pro Retail +2 more |
Categories covered | 29 | 16 |
Regions | North America, Europe, APAC, LatAm, Middle East, Africa | North America, Europe, APAC, LatAm, Middle East, Africa |
| Data & capabilities | ||
Data quality | 3 signals: Latency: Real-time, 15-min Delayed, and End of Day, Granularity: EOD +1 more | Pricing: Vendor and Multi-currency |
Data partners | 5 partners: Fiscal.ai Data Feed, S&P Global Market Intelligence +3 more | 3 partners: Financial Modeling Prep, Twelve Data +1 more |
Capabilities | 6 signals: Custom formulas, Universe builder +4 more | Universe builder and Multi-currency |
Security | SOC2 and Status page | 3 signals: Data residency: EU, Encryption at rest +1 more |
| Try it | Visit Fiscal.ai | Visit OnlyDividends |
Where each one shines
What Fiscal.ai and OnlyDividends each do best.ShowHide
Where each one shines
What Fiscal.ai and OnlyDividends each do best.What Fiscal.ai does best
- Research coverage for global stocks, ETFs, mutual funds, and funds through dashboards, watchlists, portfolio views, visualizations, fundamentals, estimates, transcripts, filings, news, and event data.
- AI Copilot, AI summaries, and AI-generated reports to speed up earnings review, filing review, peer comparison, financial analysis, and company research.
- Analysis of fundamentals, ratios, standardized financials, as-reported data, adjusted metrics, segment data, KPIs, analyst estimates, revisions, ratings, and price targets.
- Packaged Fiscal Skills in MCP clients for financial pulls, three-statement models, segment and KPI work, comp sets, valuation, industry reports, ownership activity, filing discovery, quality scores, and earnings reactions.
- Trace research back to source filings, transcripts, slides, company news, investor-relations material, and source-to-filing images or PDFs where supported.
What OnlyDividends does best
- Tracking dividend holdings manually by entering a stock ticker and share count, without brokerage login or bank account access.
- Estimates for gross and net dividend income after a user-configured withholding tax rate.
- A dividend calendar for past, current, and future payments, including recent received payments and upcoming income.
- Visualizations for monthly income, sector exposure, stock exposure, projected annual earnings, year-over-year growth, payout frequency, and income-goal progress.
- Receive tax-adjusted dividend payday push notifications on supported mobile workflows.
Every detail we compared
Every tracked attribute for Fiscal.ai and OnlyDividends, side by side.ShowHide
Every detail we compared
Every tracked attribute for Fiscal.ai and OnlyDividends, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual FundsFunds | Stocks |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediate |
Target audience | Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersLong-term InvestorsValue InvestorsGrowth Investors+5 more | Retail TradersPro RetailLong-term InvestorsDividend Investors |
Regions | North AmericaEuropeAPACLatAmMiddle EastAfrica | North AmericaEuropeAPACLatAmMiddle EastAfrica |
Coverage details | Identifiers: Ticker, CUSIP, ISIN, and FIGI | 50 countries71 exchangesIdentifiers: Ticker |
| Data | ||
Data freshness | Real-time15-min DelayedEnd of Day | Not specified |
Data granularity | EOD | Not specified |
Pricing sources | Not specified | Vendor |
Data partners | Fiscal.ai Data FeedS&P Global Market IntelligenceMorningstarYChartsPerplexity | Financial Modeling PrepTwelve DataLogo.dev |
| Access & integrations | ||
API protocols | REST | Not specified |
API auth & delivery | Auth: APIKeyWebhooks50 req/minDocs | Not specified |
Import methods | Manual | Manual |
Integrations | MCPClaude ConnectorChatGPTCodex CLICursorVS Code CopilotGemini CLIPerplexity+1 more | Apple Sign-InGoogle Sign-InApple App Store paymentsGoogle Play Store payments |
Export formats | CSVImagePDF | Not specified |
| Plans & trust | ||
Security & compliance | SOC2Status page | Data residency: EUEncryption at restEncryption in transit |
Capability signals | Custom formulasUniverse builderPerformance attributionPortfolio attributionCitation pinningAI summaries: Filings, Transcripts, and News | Universe builderMulti-currency |
Vendor & support | Stratosphere Technology Inc.Country: CanadaFounded 2021Support: Email | El Mourad Sroutou, entrepreneur individuelCountry: FranceSupport: Email |
Curation ratings | Methodology 5/5Reliability 4/5UX 5/5 | Not specified |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Terminal - Free”financials history (annual): 10 · financials history (quarterly): 6 · +8 more | Free“Free Forever”tracked stocks: 3 · currencies: EUR, USD, GBP, CAD, CHF, AUD · +1 more |
| Entry paid plan | $39/mo“Terminal - Pro (Monthly)”financials history (annual): 15 · financials history (quarterly): 20 · +10 more | €6.99/mo“Premium Monthly”tracked stocks: 50 · cancellation: Cancel anytime |
| Top plan | $199/mo“Terminal - Enterprise (Monthly)”financials history (annual): 20+ · financials history (quarterly): 40+ · +10 more | €49.99/yr“Premium Annual”tracked stocks: 50 · advertised monthly equivalent eur: 4.17 · +1 more |
| Custom / enterprise | Contact sales“API - Paid” | — |
| Free trial | 7 days | — |
Questions we keep getting
What's the difference between Fiscal.ai and OnlyDividends?
Fiscal.ai leans toward stock ideas, screeners, and stock comparison, while OnlyDividends puts more weight on stock ideas, screeners, and portfolio. They overlap in 10 categories, so for most people it comes down to workflow preference and price.
How much do Fiscal.ai and OnlyDividends cost?
Good news: both Fiscal.ai and OnlyDividends have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: Fiscal.ai or OnlyDividends?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Can I use Fiscal.ai or OnlyDividends on my phone?
OnlyDividends lists a dedicated mobile app, so it travels better. Fiscal.ai doesn't list a dedicated mobile app; its documented access is web and API.
Does Fiscal.ai or OnlyDividends have an API?
Fiscal.ai has an API for programmatic access and custom integrations. OnlyDividends doesn't, so you're working through its interface.
Should I choose Fiscal.ai or OnlyDividends?
It depends on what you're after. Pick Fiscal.ai if stock comparison and watchlist matter to you; go with OnlyDividends if you'd rather have corporate actions & special situations and scores. And if you only need the basics both share, let price decide.
What asset classes do Fiscal.ai and OnlyDividends cover?
Both cover stocks. Fiscal.ai also handles ETFs, mutual funds, and funds.
Does Fiscal.ai or OnlyDividends have real-time data?
Fiscal.ai offers real-time data, which matters if you trade actively. OnlyDividends runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Can I export data from Fiscal.ai and OnlyDividends?
Fiscal.ai exports to CSV. OnlyDividends is stingier about getting data out.
Are Fiscal.ai and OnlyDividends good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Which has a better stock screener: Fiscal.ai or OnlyDividends?
Both Fiscal.ai and OnlyDividends include stock screeners, and they differ more in interface than raw power; try both and see which one clicks for you.
Can I track my portfolio with Fiscal.ai or OnlyDividends?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.