Tool Comparison
Ghostfolio vs Kubera
- Paid from
- $4/mo
- Free plan
- Yes
- Platforms
- Web, Mobile, API
Best if
- You'd rather start free and only pay if you outgrow it
- You want the cheaper way in: plans start at $4/mo instead of $20.83/mo
- You want data visualizations.
- Paid from
- $20.83/mo
- Free plan
- No
- Platforms
- Web, Mobile, Desktop
Best if
- You want broker connectors, advisor operations, and custom dashboards.
Pick Ghostfolio instead if
Ghostfolio
Free • From $48/yr · Web · Mobile · API
- You'd rather start free and only pay if you outgrow it
- You want the cheaper way in: plans start at $4/mo instead of $20.83/mo
Start here
Kubera
From $250/yr · Web · Mobile · Desktop
- You want broker connectors, advisor operations, and custom dashboards.
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Ghostfolio and Kubera cover a lot of the same ground (2 shared categories, portfolio and APIs & data feeds), so for the basics you won't go far wrong with either. Kubera simply does more: 7 categories to Ghostfolio's 3, including broker connectors, advisor operations, and custom dashboards. Ghostfolio counters by letting you start free.
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Ghostfolio
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Kubera
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Key differences at a glance
- Free plan
- Ghostfolio
- Cheaper paid plan
- Ghostfolio$4/mo vs $20.83/mo
- Free trial
- Kubera14 days
- Broader coverage
- Kubera7 vs 3 categories
- Desktop app
- Kubera
- Asset coverage
- KuberaAdds bonds and mutual funds
What Ghostfolio does best
- Self-host an AGPL-3.0 open-source portfolio and personal finance dashboard, or use free Basic or paid Premium cloud hosting.
- Tracking net worth across cash, stocks, ETFs, cryptocurrencies, custom assets, accounts, and platforms.
- Management tools for portfolio activity with transaction create/read/update/delete workflows, imports, exports, charts, static risk analysis, and standard performance timeframes.
- The progressive web app and Android wrapper for mobile-first access to the same Ghostfolio instance.
- Deploy with official Docker images for common architectures and community templates for home-server platforms.
What Kubera does best
- Aggregate global bank, brokerage, crypto, and other financial accounts through multiple connectors including Plaid, Mastercard, MX, Yodlee, SnapTrade, Lean, Akahu, Salt Edge, and manual entry.
- Tracking public securities, bank balances, bonds, funds, private-company equity, venture investments, real estate, vehicles, precious metals, crypto wallets, exchanges, DeFi, NFTs, staking, lending, and other alternatives.
- Monitor wealth across currencies while viewing consolidated net worth and performance in a chosen base currency.
- Nested portfolios and entity-level balance sheets for holding companies, trusts, partnerships, subsidiaries, and other complex ownership structures on higher-tier plans.
- Sharing tools for selected portfolios with family members, assistants, advisors, or collaborators using granular access control where the plan supports it.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $48/yr | From $250/yr |
Free tier | Yes | No |
Free trial | — | 14 days |
Plan limits | — | 7 limits: Essentials: api requests per day: 6,000, Essentials: api rate limit per minute: 600 +5 more |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | No | Yes |
Mobile app | Yes | Yes |
API access | Yes | Yes |
Broker sync | — | Yes |
Integrations | — | Plaid, Mastercard +7 more |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Intermediate, Advanced |
Best for | Retail Traders and Long-term Investors | Pro Retail, Retail Traders +3 more |
Categories covered | 3 | 7 |
Regions | — | North America, Europe, APAC, LatAm, Middle East, Africa |
| Data & capabilities | ||
Data quality | — | 3 signals: Granularity: EOD and Minute, Multi-currency +1 more |
Data partners | Yahoo Finance and CoinGecko | — |
Capabilities | — | 14 signals: Broker sync, Rebalancing +12 more |
Security | Status page | 5 signals: SOC2, Status page +3 more |
| Try it | Visit Ghostfolio | Visit Kubera |
Standout features
The best features of Ghostfolio and Kubera.ShowHide
Standout features
What Ghostfolio does best
- Self-host an AGPL-3.0 open-source portfolio and personal finance dashboard, or use free Basic or paid Premium cloud hosting.
- Tracking net worth across cash, stocks, ETFs, cryptocurrencies, custom assets, accounts, and platforms.
- Management tools for portfolio activity with transaction create/read/update/delete workflows, imports, exports, charts, static risk analysis, and standard performance timeframes.
- The progressive web app and Android wrapper for mobile-first access to the same Ghostfolio instance.
- Deploy with official Docker images for common architectures and community templates for home-server platforms.
What Kubera does best
- Aggregate global bank, brokerage, crypto, and other financial accounts through multiple connectors including Plaid, Mastercard, MX, Yodlee, SnapTrade, Lean, Akahu, Salt Edge, and manual entry.
- Tracking public securities, bank balances, bonds, funds, private-company equity, venture investments, real estate, vehicles, precious metals, crypto wallets, exchanges, DeFi, NFTs, staking, lending, and other alternatives.
- Monitor wealth across currencies while viewing consolidated net worth and performance in a chosen base currency.
- Nested portfolios and entity-level balance sheets for holding companies, trusts, partnerships, subsidiaries, and other complex ownership structures on higher-tier plans.
- Sharing tools for selected portfolios with family members, assistants, advisors, or collaborators using granular access control where the plan supports it.
All details
Every attribute we track for Ghostfolio and Kubera.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCryptosOther | StocksBondsETFsMutual FundsCryptosReal EstateCommoditiesPrivate Funds+2 more |
Experience | BeginnerIntermediateAdvanced | IntermediateAdvanced |
Target audience | Retail TradersLong-term Investors | Pro RetailRetail TradersLong-term InvestorsFinancial AdvisorsFamily Offices |
Regions | Not specified | North AmericaEuropeAPACLatAmMiddle EastAfrica |
Coverage details | Identifiers: Ticker | Identifiers: Ticker |
| Data | ||
Data granularity | Not specified | EODMinute |
Data partners | Yahoo FinanceCoinGecko | Not specified |
| Access & integrations | ||
API protocols | REST | REST |
API auth & delivery | Auth: APIKeyDocs | Auth: APIKey600 req/minDocs |
Import methods | CSVManual | PlaidBrokerOAuthManual |
Integrations | Not specified | PlaidMastercardMXYodleeSnapTradeLeanAkahuSalt Edge+1 more |
Export formats | JSON | Excel |
| Plans & trust | ||
Security & compliance | Status page | SOC2Status pageEncryption at restEncryption in transitRole-based access |
Capability signals | Not specified | Broker syncRebalancingMulti-currencyWallet trackingMulti-entity structuresAlternatives supportDrift monitoringCash management+6 more |
Vendor & support | Ghostfolio GmbHCountry: SwitzerlandFounded 2025Support: Email, Chat, and Forum | Kubera Apps, Inc.Country: United StatesSupport: Email |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Self-hosted (Open Source)” | — |
| Entry paid plan | $48/yr≈ $4/mo“Ghostfolio Premium (Cloud)” | $250/yr≈ $20.83/mo“Essentials”api requests per day: 6,000 · api rate limit per minute: 600 |
| Tier 2 | — | $2500/yr≈ $208.33/mo“Black”api requests per day: 24,000 · api rate limit per minute: 600 |
| Top plan | — | $300/mo“Kubera White Label”starting monthly price usd: 300 · api requests per day: 24,000 · +1 more |
| Free trial | — | 14 days |
Alternatives
Free alternatives
Questions we keep getting
What's the difference between Ghostfolio and Kubera?
Ghostfolio leans toward portfolio, data visualizations, and APIs & data feeds, while Kubera puts more weight on portfolio, broker connectors, and APIs & data feeds. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
Is Ghostfolio or Kubera free to use?
Ghostfolio has a free tier, so you can get started without paying anything. Kubera is paid-only. If budget matters, start with Ghostfolio and see how far it takes you before opening your wallet.
Which is better for beginners: Ghostfolio or Kubera?
Ghostfolio is the friendlier place to start; its interface takes less getting used to. Both work fine once you're past the basics.
Do Ghostfolio and Kubera have APIs?
Yes, both offer API access, so developers and quants can pull data programmatically or wire up their own integrations.
Should I choose Ghostfolio or Kubera?
It depends on what you're after. Pick Ghostfolio if data visualizations matter to you; go with Kubera if you'd rather have broker connectors and advisor operations. And if you only need the basics both share, let price decide.
What asset classes do Ghostfolio and Kubera cover?
Both cover stocks, ETFs, cryptos, and other. Kubera adds bonds, mutual funds, and real estate on top.
Can I export data from Ghostfolio and Kubera?
Kubera exports to Excel. Ghostfolio is stingier about getting data out.
Are Ghostfolio and Kubera good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Can I track my portfolio with Ghostfolio or Kubera?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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