VOL. XCIV, NO. 247
A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES
N26 Review, Pricing, and Features
N26 Invest puts stocks, ETFs, crypto, ready-made funds, and recurring plans inside the N26 banking app where available. It is convenient bank-native investing for eligible European users, not advanced research, web trading, or developer data access.
Best for
- European N26 customers looking for simple mobile investing inside the banking app.
- Beginners looking for fractional stock and ETF investing from small amounts without opening a separate specialist broker first.
- People comparing investing services built into European banking apps.
Watch out
- The existing profile notes stock, ETF, and crypto trading are not available on the web app.
- Stocks, ETFs, crypto, BlackRock funds, and transfer support depend on market eligibility and country of residence.
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Pricing
Key fees from the official fee schedule
Source-checked · Jul 16, 2026Stock and ETF transaction
Holding investments
Example pricing is from N26 Spain. Local pricing and allowances can differ. See the N26 fee schedule for your country.
Key features
- Stock and ETF trading inside the N26 mobile app where eligible, with transaction pricing and plan allowances per country.
- Fractional investing from as little as 1 euro, including recurring investment plans on supported schedules.
- Automated investment plans run weekly, bi-weekly, monthly, or quarterly for eligible stocks and ETFs.
- More than 5,000 stocks, ETFs, and ETCs on the current Spain product page.
- Ready-made BlackRock funds in Mindful, Balanced, and Ambitious profiles where fund investing is available.
- BlackRock fund platform fees vary by N26 plan tier, with lower advertised percentages on higher paid banking plans.
- N26 Crypto where supported, with Bitpanda-powered custody and crypto fees that differ for BTC, other coins, and Metal users.
- Mobile-only: stock, ETF, and crypto trading are not available on the N26 web app.
- Outgoing portfolio transfers are broadly supported; incoming transfers are limited to Germany and fractional shares cannot be transferred.
- No research terminal, screener, tax system, public API, or personalized investment advice.
Broker details
Account and availability
Available in 18 countries
Account
Individual investment account inside N26 · EUR base currency · Fractional investing from €1
Cash and trading
Interest on uninvested cash
No interest paid
Deposits
No fee listed
Transfer from N26 Main, Spaces or eligible savings balance
Withdrawals
No fee listed
Settled proceeds return to the N26 Main account · Usually 2–3 business days after a sale
Fractional shares
Available
Eligible stocks and ETFs · From €1
Tax support · Germany
Country tax report provided
Tax support · Austria
No tax report provided
Tax support · 16 countries
Not confirmed
Belgium, Denmark, Estonia, Finland, France, Greece, Ireland, Latvia, Lithuania, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain
Regulation and protection
N26 Bank SE
BaFin
Upvest Securities GmbH
BaFin · HRB 232445 B
Custody through Upvest Securities GmbH
Investment custody is separate from N26 bank-deposit protection. Neither custody nor bank-deposit protection covers market losses.
Upvest Securities GmbHSource-checked · Reviewed Jul 16, 2026 · Official sources: Broker service legal documents, How stocks and ETFs work at N26, Stocks and ETFs, Buying Power for stocks and ETFs, Tax documents for investments
FAQ
Is N26 free?
N26 should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.
Who is N26 best for?
It suits beginner, intermediate, and advanced users.
What platforms and connections does N26 support?
You can use N26 on Mobile. Integrations include Upvest Securities GmbH and Bitpanda Asset Management GmbH.
Which markets does N26 cover?
N26 covers Europe. Examples include AT, BE, DK, EE, FI + 13 more. It tracks Stocks, ETFs, and Cryptos. Identifiers include ISIN and Ticker.
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I'm Jera Value, and I write every record here myself. I'm an independent investor who likes code and value investing, and I keep these notes because I use the tools for my own research. When a page is wrong, I fix it and say so.
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This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.