★ A CURATED DIRECTORY OF FINANCIAL TOOLS AND RESOURCES ★
VOL. XCIV, NO. 247
N26 Review, Pricing, and Features
N26 Invest brings stocks, ETFs, crypto, ready-made funds, and recurring plans into the N26 mobile banking app where those products are available. It is built for convenient bank-native investing in eligible European markets, not advanced research, web trading, or developer data access.
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Pricing
Key fees from the official fee schedule
Source-checked · Jul 16, 2026Stock and ETF transaction
Holding investments
Example pricing is from N26 Spain. Local pricing and allowances can differ. See the N26 fee schedule for your country.
Key features
- Stock and ETF trading inside the N26 mobile app where eligible, with transaction pricing and plan allowances per country.
- Fractional investing from as little as 1 euro, including recurring investment plans on supported schedules.
- Automated investment plans run weekly, bi-weekly, monthly, or quarterly for eligible stocks and ETFs.
- Thousands of instruments depending on market availability, with coverage varying by country of residence.
- Ready-made BlackRock funds in Mindful, Balanced, and Ambitious profiles where fund investing is available.
- BlackRock fund platform fees vary by N26 plan tier, with lower advertised percentages on higher paid banking plans.
- N26 Crypto where supported, with Bitpanda-powered custody and crypto fees that differ for BTC, other coins, and Metal users.
- Mobile-only: stock, ETF, and crypto trading are not available on the N26 web app.
- Outgoing portfolio transfers are broadly supported; incoming transfers are limited to Germany and fractional shares cannot be transferred.
- No research terminal, screener, tax system, public API, or personalized investment advice.
Broker details
Account and availability
Available in 18 countries
Account
Individual investment account inside N26 · EUR base currency · Fractional investing from €1
Cash and trading
Interest on uninvested cash
No interest paid
Deposits
No fee listed
Transfer from N26 Main, Spaces or eligible savings balance
Withdrawals
No fee listed
Settled proceeds return to the N26 Main account · Usually 2–3 business days after a sale
Fractional shares
Available
Eligible stocks and ETFs · From €1
Tax support · Germany
Country tax report provided
Tax support · Austria
No tax report provided
Tax support · 16 countries
Not confirmed
Belgium, Denmark, Estonia, Finland, France, Greece, Ireland, Latvia, Lithuania, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain
Regulation and protection
N26 Bank SE
BaFin
Upvest Securities GmbH
BaFin · HRB 232445 B
Custody through Upvest Securities GmbH
Investment custody is separate from N26 bank-deposit protection. Neither custody nor bank-deposit protection covers market losses.
Upvest Securities GmbHSource-checked · Reviewed Jul 16, 2026 · Official sources: Broker service legal documents, How stocks and ETFs work at N26, Stocks and ETFs, Buying Power for stocks and ETFs, Tax documents for investments
FAQ
Is N26 free?
N26 should not be treated as free software. Brokerage access may have no monthly charge, but transaction, FX, market-data, custody, transfer, product, or spread costs can apply depending on the offer and jurisdiction. Check the broker details and official fee schedule.
Who is N26 best for?
It suits beginner, intermediate, and advanced users.
What platforms and connections does N26 support?
You can use N26 on Mobile. Integrations include Upvest Securities GmbH and Bitpanda Asset Management GmbH.
Which markets does N26 cover?
N26 covers Europe. Examples include AT, BE, DK, EE, FI + 13 more. It tracks Stocks, ETFs, and Cryptos. Identifiers include ISIN and Ticker.
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About Me
Hey! Thanks for stopping by. I'm an independent investor with a soft spot for coding and the stock market - especially value investing (as you can probably tell from the tools I've collected here, haha). Hopefully you'll find something useful or interesting along the way.
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- Twitter / X: @Jera_Value
- Website: Jera Value
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