VOL. XCIV, NO. 247
★ BEST INVESTING TOOLS COMPARISON ★
NO ADVICE
Sunday, May 31, 2026
Tool Comparison · Sunday, May 31, 2026
N26 vs Scalable Capital
N26 vs Scalable Capital: which investing tool fits your workflow? Compare pricing, features, platforms, and verdict in seconds.
N26
n26.com
Best for brokerage, and wealth management
- Pricing
- Free
- Platforms
- Mobile
Scalable Capital
scalable.capital
Best for portfolio, and downloadable tax reports
- Pricing
- Free
- Platforms
- Web, Mobile
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Comparison snapshot
Who should choose which?
Choose
N26 if…
- You need unlimited commission-free trading in stocks and etfs for all customers.
- You need fractional investing available from as little as €1, with free recurring investment plans.
- You need access to thousands of instruments (3,000–4,000 depending on market).
- You need automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.
Choose
Scalable Capital if…
- You need transparent pricing: free plan at €0.99 per trade (gettex/eie, min. €250) and prime+ at €4.99/month flat for trades above €250. xetra available at €3.99/trade. savings plans are always free.
- You need earn variable 2.5% annual interest on uninvested cash per current eu pricing pages; prime+ can distribute cash across up to five banks for up to 5 x €100,000 statutory deposit protection, otherwise cash may be held at banks or in money-market funds.
- You need access to more than 625,000 derivatives (certificates, knock-outs, warrants), with flat-rate trading included in prime+.
- You need crypto exposure through regulated exchange-traded products in germany, no wallet needed. savings plans start from as little as €1.
Consider alternatives if…
- You want broader category coverage in one tool.
- Neither pricing tier fits your budget.
Side-by-side feature breakdown
| Attribute | N26 | Scalable Capital |
|---|---|---|
Asset types | StocksETFsCryptos | StocksETFsMutual FundsBonds |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Regions | Europe | Europe |
Data freshness | Not specified | Not specified |
API access | Not specified | Not specified |
Export formats | Not specified | CSVPDF |
Seen enough? Open either tool and try it now.
Pricing breakdown
Tool
N26
—
Starting price
Plans & pricing
Tool
Scalable Capital
—
Starting price
Plans & pricing
Coverage overlap
Categories where both tools offer overlapping coverage.
Categories covered by N26 only.
No unique categories.
Categories covered by Scalable Capital only.
Community category leaders
Vote sentiment comparison
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Still deciding? Get hands-on with both — most plans offer a free tier or trial.
Frequently Asked Questions
What's the difference between N26 and Scalable Capital?
N26 focuses on Brokerage, Wealth Management, and Watchlist while Scalable Capital specializes in Brokerage, Wealth Management, and Portfolio. They overlap in 3 categories, so choose based on your preferred workflow and pricing.
How much do N26 and Scalable Capital cost?
Good news—both N26 and Scalable Capital offer free plans. You can try each platform without commitment and only pay when you need premium features.
Should I choose N26 or Scalable Capital?
Choose N26 if you need Unlimited commission-free trading in stocks and ETFs for all customers., and Fractional investing available from as little as €1, with free recurring investment plans.. Go with Scalable Capital if Transparent pricing: FREE plan at €0.99 per trade (gettex/EIE, min. €250) and PRIME+ at €4.99/month flat for trades above €250. Xetra available at €3.99/trade. Savings plans are always free., and Earn variable 2.5% annual interest on uninvested cash per current EU pricing pages; PRIME+ can distribute cash across up to five banks for up to 5 x €100,000 statutory deposit protection, otherwise cash may be held at banks or in money-market funds. better fits how you invest.
What asset classes do N26 and Scalable Capital cover?
Both cover Stocks, and ETFs. N26 also includes Cryptos. Scalable Capital adds coverage for Mutual Funds, and Bonds.
Can I export data from N26 and Scalable Capital?
Scalable Capital supports data exports to CSV, and PDF. N26 has more limited export options.
Can I track my portfolio with N26 or Scalable Capital?
Scalable Capital offers portfolio tracking features. N26 is more focused on research and analysis.
Other tools you might like
These profiles share overlapping coverage with both sides of this matchup.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.