VOL. XCIV, NO. 247

N26 Alternatives & Competitors

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Replacement verdicts

Alternatives to N26

Curated replacements grouped by fit, tradeoffs, pricing flexibility, and platform access. Use this list to decide which N26 competitor is worth testing first.

Looking for a N26 replacement? We've profiled 20 alternatives by workflow fit, pricing flexibility, caveats, and platform access. Whether you need a free option to trial, mobile-ready workflows, or API integrations, this list helps you choose what to test first.

Visit N26 Free alternatives Tool details

Disclosure: outbound links may include affiliate or sponsor links

Which Alternative Should You Use?

Revolut (Invest)

Closest replacement

Best for: Revolut customers who want investing inside the same money app.

Revolut (Invest) best matches the base workflow on brokerage trading, portfolio tracking, and market monitoring.
Revolut (Invest) shares Free and Subscription pricing with the base tool.

Watch for: Fees depend on region and plan: Commission-free order allowances, execution commissions, Trading Pro pricing, crypto, commodities, and robo-advisor availability vary by entity and country.

Open Revolut Invest

Details Compare

Scalable Capital

Best audience fit

Best for: European investors comparing low-cost broker plans for stocks, ETFs, funds, bonds, crypto ETPs, derivatives, and savings plans.

Scalable Capital best matches the base workflow on brokerage trading, portfolio tracking, and market monitoring.
Scalable Capital shares Free and Subscription pricing with the base tool.

Watch for: Region-limited broker: Coverage is focused on supported European countries and local regulatory/product availability.

Compare Scalable costs

Details Compare

Koyfin

Best pricing fit

Best for: Investors who want dashboards, charts, screeners, portfolios, news, and alerts in a web and mobile workspace.

Koyfin best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
Koyfin adds a free starting point that the base tool does not show. Free access caveat: signup required and Free plan includes limited watchlists, screens, dashboards, alerts, portfolios, financials, and estimates history..

Watch for: No public API: Koyfin does not provide user-facing data access through an API.

View Koyfin pricing

Details Compare

Interactive Brokers (IBKR)

Strong runner-up

Best for: Active investors who need global multi-asset access, advanced orders, APIs, and volume-based commissions.

Interactive Brokers (IBKR) best matches the base workflow on brokerage trading, portfolio tracking, and market monitoring.
Interactive Brokers (IBKR) shares Free and Subscription pricing with the base tool.

Watch for: Commission and market-data details vary by market: The record contains separate stock, ETF, options, futures, crypto, and market-data pricing notes by region and product.

Open IBKR account

Details Compare

Detailed Alternatives

I want to

Pay lessFill a gapUpgrade overall

Our ranked order by workflow overlap and quality.

1

Closest replacement

Revolut (Invest)

Analyst pickTested by us

Bottom line: Revolut customers who want investing inside the same money app.

Keep

Brokerage
Wealth Management
Watchlist

Gain

Portfolio
Alerts
News
ETF Analysis

Lose

Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.
Ready-made funds managed by BlackRock, offered in three profiles: Mindful, Balanced, and Ambitious.

Watch out

Useful when you want to add portfolio watchlists, news and alerts, and filings and transcript research instead of mirroring the current workflow.
Free-plan limits: Signup required, Investing requires eligible Revolut account and country availability, and Commission-free order allowances vary by plan.
Fees depend on region and plan: Commission-free order allowances, execution commissions, Trading Pro pricing, crypto, commodities, and robo-advisor availability vary by entity and country.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
Revolut (Invest)Transaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Drop-in replacement

Pricing checked 2026-08-23 via support.

Open Revolut Invest Compare

Full review and details

2

Best audience fit

Scalable Capital

Bottom line: European investors comparing low-cost broker plans for stocks, ETFs, funds, bonds, crypto ETPs, derivatives, and savings plans.

Keep

Brokerage
Wealth Management
Watchlist

Gain

Portfolio
Downloadable Tax Reports
FREE costs €0 per month and PRIME+ costs €4.99. Through August 31, 2026, eligible EIX and gettex trades cost €0.99 on FREE and €0 on PRIME+ above €250. From September 1, gettex trades will cost €1.99 on both plans. Xetra currently costs €1.99. Savings plan executions are free.
Earn variable 2.5% annual interest on uninvested cash per current EU pricing pages; PRIME+ can distribute cash across up to five banks for up to 5 x €100,000 statutory deposit protection, otherwise cash may be held at banks or in money-market funds.

Lose

Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.
Ready-made funds managed by BlackRock, offered in three profiles: Mindful, Balanced, and Ambitious.

Watch out

Useful when you want to add portfolio watchlists, API and market data, and news and alerts instead of mirroring the current workflow.
Free-plan limits: Signup required, Brokerage use requires an eligible Scalable account, and FREE and PRIME+ plans have different order-fee rules.
Region-limited broker: Coverage is focused on supported European countries and local regulatory/product availability.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
Scalable CapitalTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Drop-in replacement

Pricing checked 2026-08-23 via pricing.

Compare Scalable costs Compare

Full review and details

3

Partial replacement

Interactive Brokers (IBKR)

Analyst pickTested by us

Bottom line: Active investors who need global multi-asset access, advanced orders, APIs, and volume-based commissions.

Keep

Brokerage
Watchlist

Gain

Advanced Order Types
Smart/Direct Routing
Paper Trading
Options

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Useful when you want to add broker-connected trading, paper trading, and portfolio analytics instead of mirroring the current workflow.
Free-plan limits: Signup required, Brokerage account has no recurring platform fee in the profile, but trading commissions and add-on fees vary by product, and Real-time market data and Level II data generally require subscriptions.
Commission and market-data details vary by market: The record contains separate stock, ETF, options, futures, crypto, and market-data pricing notes by region and product.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
Interactive Brokers (IBKR)Transaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open IBKR account Compare

Full review and details

4

Charles SchwabPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

4

Partial replacement

Charles Schwab

Bottom line: U.S. investors who want brokerage, trading platforms, research, tax workflows, and several asset classes in one account.

Keep

Brokerage
Watchlist

Gain

Portfolio
Options
Paper Trading
Advanced Order Types

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Useful when you want to add paper trading, broker-connected trading, and financial data API instead of mirroring the current workflow.
Free-plan limits: Signup required, Brokerage use requires an approved Schwab account, and Options, futures, forex, margin, and API workflows require separate approval or authorization.
Advanced products need approval: Options, futures, forex, margin, and crypto access have separate approval, risk, and eligibility requirements.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
Charles SchwabTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open Schwab account Compare

Full review and details

5

RobinhoodPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

5

Partial replacement

Robinhood

Bottom line: U.S. retail investors who want mobile and web trading for stocks, ETFs, options, futures, and crypto.

Keep

Brokerage
Wealth Management

Gain

Portfolio
Options
Electronic trades in U.S.-listed and certain OTC securities have no Robinhood commission. Regulatory, ADR, index options, assisted-trade, and product fees can apply.
Robinhood stopped passing through the Consolidated Audit Trail fee for equity and options orders on December 1, 2025.

Lose

Watchlist
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Useful when you want to add options data and filings and transcript research instead of mirroring the current workflow.
Free-plan limits: Signup required, Brokerage use requires account approval, and Gold is a paid subscription after the one-time free trial.
Gold benefits change the economics: Morningstar research, margin perks, preferred IRA match, cash program rates, and discounted derivatives fees require Robinhood Gold.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
RobinhoodTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open Robinhood Compare

Full review and details

6

E*TRADE from Morgan StanleyPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

6

Partial replacement

E*TRADE from Morgan Stanley

Bottom line: U.S. self-directed investors who need several account types, research, retirement administration, and multiple trading platforms.

Keep

Brokerage
Watchlist

Gain

Portfolio
Advanced Order Types
Options
Downloadable Tax Reports

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Avoid as a full replacement if you rely on advisor and client reporting.
Free-plan limits: Signup required, Brokerage features require an approved account and cleared funding, and Options, margin, futures, crypto and specialized registrations require separate eligibility.
Low default cash rate: The standard Bank Deposit Program pays 0.01% below $500,000 under the current tier schedule.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
E*TRADE from Morgan StanleyTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open E*TRADE Compare

Full review and details

7

Fidelity (Fidelity Brokerage Services LLC)Partial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

7

Partial replacement

Fidelity (Fidelity Brokerage Services LLC)

Bottom line: U.S. investors looking for $0 online stock and most ETF trades, research, tax documents, and several account types.

Keep

Brokerage
Watchlist

Gain

Portfolio
Advanced Order Types
Smart/Direct Routing
Order Book / Level II

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Avoid as a full replacement if you rely on advisor and client reporting.
Free-plan limits: Signup required, Brokerage use requires an approved Fidelity account, and Options, international trading, margin, crypto, and active-trader workflows have separate rules or approvals.
Not all trades are free: Options contracts, secondary bonds/CDs, crypto transactions, professional options fees, regulatory fees, and certain ETF purchase service fees can apply.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
Fidelity (Fidelity Brokerage Services LLC)Transaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open Fidelity account Compare

Full review and details

8

SMARTBROKER+Partial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

8

Partial replacement

SMARTBROKER+

Bottom line: Eligible European residents who want a depot without custody fees and with low-cost gettex execution.

Keep

Brokerage
Watchlist

Gain

Portfolio
Downloadable Tax Reports
gettex orders in eligible securities cost €0 from €500 or €1 below €500 under the published premium-partner conditions.
Savings-plan execution is €0 for eligible stocks, ETFs, ETCs, funds and crypto ETPs.

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Avoid as a full replacement if you rely on market monitoring.
Free-plan limits: Signup required, An approved depot and app-based identity verification are required, and €0 execution is conditional on gettex, premium-partner eligibility and €500 order value.
Nine-country eligibility: New accounts are limited to residents of nine named European countries and exclude people subject to U.S. tax.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
SMARTBROKER+Transaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open SMARTBROKER+Compare

Full review and details

9

Public.comPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

9

Partial replacement

Public.com

Bottom line: Eligible U.S. investors looking for stocks, ETFs, bonds, and options in one self-directed interface.

Keep

Brokerage
Watchlist

Gain

Portfolio
Options
Downloadable Tax Reports
Regular-hours U.S.-listed stock and ETF commission is $0; extended-hours and OTC trading costs $2.99 without Premium.

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Avoid as a full replacement if you rely on market monitoring.
Free-plan limits: Signup required, An approved eligible U.S. brokerage account is required, and Regular-hours U.S.-listed equity trades are free, but extended-hours, OTC, plan, transfer, and regulatory fees can apply.
U.S.-only onboarding: Opening requires a U.S. residential address, valid SSN, and supported citizenship, residency, or visa status.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
Public.comTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open Public Compare

Full review and details

10

eToroPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

10

Partial replacement

eToro

Bottom line: Retail investors who want multi-asset trading, social features, and a demo account.

Keep

Brokerage
Watchlist

Gain

Copy/Social Trading
Paper Trading
Advanced Order Types
Portfolio

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Avoid as a full replacement if you rely on advisor and client reporting.
Free-plan limits: Signup required, Trading requires account approval and regional availability, and Crypto trading has a separate 1% fee.
Crypto and regional availability vary: Crypto, CopyTrader, Smart Portfolios, options, and asset availability depend on region, entity, and state restrictions.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
eToroTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open eToro Compare

Full review and details

11

KoyfinBest pricing fitFree • From $468/yrFree with signup

11

Best pricing fit

Koyfin

Analyst pickTested by us

Bottom line: Investors who want dashboards, charts, screeners, portfolios, news, and alerts in a web and mobile workspace.

Keep

Watchlist

Gain

Screeners
ETF Screeners
Data Visualizations
Custom Dashboards

Lose

Brokerage
Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.

Watch out

Avoid as a full replacement if you rely on brokerage trading.
Free-plan limits: Signup required, Free plan includes limited watchlists, screens, dashboards, alerts, portfolios, financials, and estimates history, and New accounts receive a seven-day trial and then downgrade to Free without a charge.
No public API: Koyfin does not provide user-facing data access through an API.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
KoyfinFree • From $468/yr
Free tier: Free with signup
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

View Koyfin pricing Compare

Full review and details

12

Perplexity FinancePartial replacementFree • From $20/moFree, no signup

12

Partial replacement

Perplexity Finance

Analyst pickTested by us

Bottom line: Users looking for cited AI answers over finance pages, filings, news, charts, watchlists, screeners, ownership data, and earnings documents.

Keep

Watchlist

Gain

Screeners
Data Visualizations
News
Calendar

Lose

Brokerage
Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.

Watch out

Avoid as a full replacement if you rely on brokerage trading.
Free-plan limits: Free consumer plan includes limited Pro searches, Pro is listed locally at $20/month and Max at $200/month for consumer access, and Agent API finance_search is billed at $0.005 per invocation, or $5 per 1,000 invocations, with model tokens billed separately.
AI answer quality still needs review: Perplexity cites sources, but investment conclusions, calculations, and data joins should be verified before use.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
Perplexity FinanceFree • From $20/mo
Free tier: Free, no signup
Replacement: Partial replacement

Pricing checked 2026-08-23 via support.

Open Perplexity Finance Compare

Full review and details

13

WealthsimplePartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

13

Partial replacement

Wealthsimple

Bottom line: Canadian residents seeking $0 online commissions for listed Canadian and U.S. stocks and ETFs.

Keep

Brokerage
Watchlist

Gain

Portfolio
Options
Downloadable Tax Reports
Canadian and U.S. listed stock and ETF trades have $0 stated online commission.

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Avoid as a full replacement if you rely on market monitoring.
Free-plan limits: Signup required, An approved Canadian-resident brokerage account is required, and Currency conversion, index-option, exercise, instant-withdrawal and product costs can apply.
Canada-only eligibility: Individual applicants must reside in Canada and meet provincial or territorial age-of-majority requirements.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
WealthsimpleTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open Wealthsimple Compare

Full review and details

14

LightyearPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

14

Partial replacement

Lightyear

Bottom line: UK and European investors who want a multi-currency app for stocks, ETFs, funds, bonds, and investment plans.

Keep

Brokerage
Watchlist

Gain

Portfolio
AI Research
Stock Ideas
ETF Analysis

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Avoid as a full replacement if you rely on market monitoring.
Free-plan limits: Signup required, Lightyear charges no account or custody fee. European accounts also have no Lightyear ETF execution fee, and European accounts pay stock-order fees and 0.35% FX. UK personal accounts have commission-free stock and fund orders and 0.10% FX.
Brokerage first: Lightyear is an investing platform and broker, not a full research terminal, custom screener engine, or strategy backtesting product.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
LightyearTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

View Lightyear pricing Compare

Full review and details

15

TC2000Partial replacementFree • From $24.99/moFree, no signup

15

Partial replacement

TC2000

Bottom line: Active U.S. stock and options traders who need streaming charts, formula scans, alerts, paper trading, or connected brokerage trading.

Keep

Brokerage
Watchlist

Gain

Screeners
Portfolio
Options
News

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Avoid as a full replacement if you rely on market monitoring and advisor and client reporting.
Free-plan limits: The anonymous free version uses delayed streaming data and a limited layout, Pricing page lists Basic at $24.99/month, Premium at $49.99/month, and Premium+ at $99.99/month, and Annual pricing lowers the effective monthly rate to $20.82, $41.65, and $83.32 respectively.
Limited free access: The anonymous version includes limited charts, delayed streaming data, option chains, a watchlist, and paper-trading windows. Real-time scans and other core workflows require a paid plan.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
TC2000Free • From $24.99/mo
Free tier: Free, no signup
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Compare TC2000 plans Compare

Full review and details

16

MyInvestorPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

16

Partial replacement

MyInvestor

Bottom line: Spanish residents who want a domestic bank and self-directed stock and ETF trading in one app.

Keep

Brokerage
Wealth Management

Gain

Portfolio
Downloadable Tax Reports
Stocks cost 0.12% per trade with a €3 minimum and €25 maximum; ETFs use the same percentage with a €1 minimum.
Standard FX conversion is 0.30%, including foreign-currency dividend conversion.

Lose

Watchlist
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Avoid as a full replacement if you rely on market monitoring.
Free-plan limits: Signup required, An approved MyInvestor bank account and identity checks are required, and Stock and ETF trades use percentage fees with minimums and external venue charges.
Conditional access outside Spain: Foreign nationals must live in Spain. EU residence is supported for Spanish nationals, but the current account page conflicts on whether UK residents also qualify.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
MyInvestorTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open MyInvestor Compare

Full review and details

17

Vanguard BrokeragePartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

17

Partial replacement

Vanguard Brokerage

Bottom line: U.S. long-term investors who center portfolios on Vanguard mutual funds and ETFs.

Keep

Brokerage
Watchlist

Gain

Portfolio
Downloadable Tax Reports
Online stocks and ETFs trade at $0 commission; standard options cost $1 per contract.
Vanguard ETF dollar-based orders start at $1, while non-Vanguard securities are not generalized as fraction-eligible.

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Avoid as a full replacement if you rely on market monitoring.
Free-plan limits: Signup required, New accounts require eligible U.S. status, address, and identity details, and Options, margin and specialized registrations require approval or separate rules.
Fractional scope is narrow: Dollar-based ETF trading is documented for Vanguard ETFs, not generalized to non-Vanguard stocks and ETFs.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
Vanguard BrokerageTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open Vanguard Compare

Full review and details

18

WebullPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

18

Partial replacement

Webull

Bottom line: Eligible U.S. traders looking for mobile, web, and desktop execution with $0 online commissions for U.S.-listed stocks and ETFs.

Keep

Brokerage
Watchlist

Gain

Portfolio
Advanced Order Types
Options
Downloadable Tax Reports

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Avoid as a full replacement if you rely on advisor and client reporting.
Free-plan limits: Signup required, Trading requires an approved eligible brokerage account, and Options, margin, entity and IRA access have additional rules.
U.S. eligibility rules: Applicants need a U.S. address, SSN or ITIN, and permanent-resident or accepted-visa status.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
WebullTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open Webull Compare

Full review and details

19

AJ BellPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

19

Partial replacement

AJ Bell

Bottom line: UK investors looking for taxable, ISA, LISA, junior, trust, company, and pension accounts with one provider.

Keep

Brokerage
Watchlist

Gain

Portfolio
Advanced Order Types
Downloadable Tax Reports
Share custody is 0.25% with monthly caps from £2.50 to £10 depending on the account wrapper.

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Useful when you want to add portfolio watchlists and filings and transcript research instead of mirroring the current workflow.
Free-plan limits: Signup required, Brokerage access requires an approved eligible UK account, and Shares, funds, FX, taxes, levies, and investment products can each add charges.
UK tax residence required: New online accounts require UK tax residence. U.S. and Canadian citizens or tax residents are excluded.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
AJ BellTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open AJ Bell Compare

Full review and details

20

Hargreaves LansdownPartial replacementTransaction-priced · Fees vary by offer and jurisdictionPaid only

20

Partial replacement

Hargreaves Lansdown

Bottom line: UK investors looking for broad funds, shares, ETFs, bonds, ISA, LISA, junior, trust, and pension accounts in one established platform.

Keep

Brokerage
Watchlist

Gain

Portfolio
Advanced Order Types
Downloadable Tax Reports
Funds have a tiered annual account charge starting at 0.35%; listed assets are generally 0.35% capped at £150 per account annually.

Lose

Wealth Management
Country-specific stock and ETF pricing; the current Spain product page displays €0.90 per transaction, while local plan allowances can differ.
Fractional investing available from as little as €1, with free recurring investment plans.
The Spain product page lists more than 5,000 stocks, ETFs, and ETCs.
Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Watch out

Useful when you want to add portfolio watchlists, portfolio analytics, and filings and transcript research instead of mirroring the current workflow.
Free-plan limits: Signup required, Brokerage use requires an approved account and applicable UK residence/wrapper eligibility, and Platform, dealing, FX, tax, levy, and product charges can apply.
Percentage platform charge: Funds and most listed assets carry 0.35% entry-tier account charges, with different tiers, caps, and junior-account exceptions.

Price: N26Transaction-priced · Fees vary by offer and jurisdiction
Hargreaves LansdownTransaction-priced · Fees vary by offer and jurisdiction
Free tier: Paid only
Replacement: Partial replacement

Pricing checked 2026-08-23 via pricing.

Open an HL account Compare

Full review and details

What This Shortlist Tells You

Revolut (Invest) is the closest drop-in replacement with overlapping coverage in Brokerage, Wealth Management, and Watchlist while adding Portfolio and Alerts coverage and Access to 4,000+ stocks and ETFs directly in-app, with investments starting from as little as $/€1. and In Spain, stock and ETP allowances are one order on Standard, three on Plus, five on Premium, and ten on Metal or Ultra. Extra orders cost 0.25%, or 0.12% with Ultra or Trading Pro, with a €1 minimum. Bond orders are outside the allowance. features (workflow overlap ~100%).

Budget-conscious? Try Koyfin, Perplexity Finance, and TC2000 to get started without a paid plan.

Round out your stack with new coverage areas like Portfolio, Alerts, News, and ETF Analysis.

Coverage Snapshot

Where alternatives already align

Most shared categories across the top matches.

Brokerage×18Watchlist×18Wealth Management×4

New angles introduced

Categories the alternatives add beyond N26.

Portfolio+19Downloadable Tax Reports+11Options+10Advanced Order Types+9News+8Alerts+5Screeners+5Calendar+4

Access & Pricing

Free options

3/20

3 picks introduce a free tier you can start with.

Mobile ready

20/20

20 matches support mobile alongside N26.

API availability

4/20

4 of the shortlisted tools expose API endpoints for automation-heavy workflows.

Quality checks

4 starred / 4 tested

4 tools are flagged as analyst picks; 4 have been hands-on tested.

Avg. coverage overlap

67%

Average percentage of categories shared with the base tool.

Frequently Asked Questions

What are the best alternatives to N26?

N26 users most often consider Revolut (Invest), Scalable Capital, and Interactive Brokers (IBKR) as their go-to alternatives.

Which alternatives keep a free tier?

Koyfin, Perplexity Finance, and TC2000 offer a free plan or trial option, making them easy to test before committing to a paid subscription.

Which workflows do the top N26 alternatives cover?

Expect deep coverage across Brokerage, Watchlist, and Wealth Management, so you can port most N26 workflows without much friction.

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Live AnalyticsSee what users are clicking, searching, and voting for across the site.

Research ToolsFind screeners, data platforms, portfolio trackers, and research tools.

Feedback

Missing an alternative, or is a listing out of date? Tell me and I will look.

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.