Tool Comparison
Cash App vs Hargreaves Lansdown
- Paid from
- —
- Free plan
- No
- Platforms
- Web, Mobile
Best if
- You want watchlist and advanced order types.
- You've outgrown the basics and want pro-level depth
Pick Cash App if
Cash App
Transaction-priced · Fees vary by offer and jurisdiction · Mobile · Web
Pick Hargreaves Lansdown if
Hargreaves Lansdown
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- You want watchlist and advanced order types.
- You've outgrown the basics and want pro-level depth
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Cash App and Hargreaves Lansdown cover a lot of the same ground (3 shared categories, brokerage, portfolio, and downloadable tax reports), so for the basics you won't go far wrong with either. On paper they're closely matched, so let pricing, platform fit, and the details below break the tie.
What readers say
Cash App
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Hargreaves Lansdown
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What Cash App does best
- Buying and selling U.S.-listed stocks and ETFs with fractional shares and small-dollar purchases where Cash App supports the security.
- Auto Invest to schedule recurring purchases of selected stocks, ETFs, or Bitcoin.
- Round Ups to invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
- Trading access for Bitcoin inside the same app, including send and receive support through the Lightning Network where available.
- Custom price-triggered orders for stocks and Bitcoin; these are not guaranteed limit orders.
What Hargreaves Lansdown does best
- Fund and Share Account, Stocks and Shares ISA, Lifetime ISA, junior accounts, SIPP, Junior SIPP, and Bare Trust access.
- Thousands of funds plus UK and overseas shares, ETFs, investment trusts, gilts, and corporate bonds.
- HL research, live share prices, watchlists, portfolio tracking, charts, stop losses, and limit orders.
- Regular monthly investing with selected dealing fees waived.
- Interest paid on cleared investment-account cash using account-specific balance tiers.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | — |
Plan limits | 5 limits: Cash App Investing: stock etf commission: $0, Cash App Investing: minimum stock purchase: $1 +3 more | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | Yes |
API access | No | No |
Broker sync | No | — |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Best for | — | — |
Categories covered | 3 | 5 |
Regions | North America | Europe, North America |
| Data & capabilities | ||
Security | Status page | — |
| Try it | Visit Cash App | Visit Hargreaves Lansdown |
Standout features
The best features of Cash App and Hargreaves Lansdown.ShowHide
Standout features
What Cash App does best
- Buying and selling U.S.-listed stocks and ETFs with fractional shares and small-dollar purchases where Cash App supports the security.
- Auto Invest to schedule recurring purchases of selected stocks, ETFs, or Bitcoin.
- Round Ups to invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
- Trading access for Bitcoin inside the same app, including send and receive support through the Lightning Network where available.
- Custom price-triggered orders for stocks and Bitcoin; these are not guaranteed limit orders.
What Hargreaves Lansdown does best
- Fund and Share Account, Stocks and Shares ISA, Lifetime ISA, junior accounts, SIPP, Junior SIPP, and Bare Trust access.
- Thousands of funds plus UK and overseas shares, ETFs, investment trusts, gilts, and corporate bonds.
- HL research, live share prices, watchlists, portfolio tracking, charts, stop losses, and limit orders.
- Regular monthly investing with selected dealing fees waived.
- Interest paid on cleared investment-account cash using account-specific balance tiers.
All details
Every attribute we track for Cash App and Hargreaves Lansdown.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCryptos | StocksETFsBondsMutual Funds |
Experience | BeginnerIntermediate | BeginnerIntermediateAdvanced |
Regions | North America | EuropeNorth America |
Coverage details | Countries: USIdentifiers: Ticker | Identifiers: Ticker and ISIN |
| Access & integrations | ||
Export formats | PDF | PDF |
| Plans & trust | ||
Security & compliance | Status page | Not specified |
Vendor & support | Cash App Investing LLCCountry: United StatesSupport: Phone and Chat | Hargreaves Lansdown Asset Management LimitedCountry: United KingdomSupport: Phone and Email |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Cash App Investing”stock etf commission: $0 · minimum stock purchase: $1 · +3 more | — |
Questions we keep getting
What's the difference between Cash App and Hargreaves Lansdown?
Cash App leans toward brokerage, portfolio, and downloadable tax reports, while Hargreaves Lansdown puts more weight on brokerage, portfolio, and watchlist. They overlap in 3 categories, so for most people it comes down to workflow preference and price.
How much do Cash App and Hargreaves Lansdown cost?
Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.
Which is better for beginners: Cash App or Hargreaves Lansdown?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Should I choose Cash App or Hargreaves Lansdown?
It depends on what you're after. Pick Cash App if you prefer its overall approach; go with Hargreaves Lansdown if you'd rather have watchlist and advanced order types. And if you only need the basics both share, let price decide.
What asset classes do Cash App and Hargreaves Lansdown cover?
Both cover stocks and ETFs. Cash App also handles cryptos. Hargreaves Lansdown adds bonds and mutual funds on top.
Which covers international markets: Cash App or Hargreaves Lansdown?
Hargreaves Lansdown has documented international coverage (Europe and North America), so it's the safer bet if you hold non-US stocks. Cash App is more region-specific, mainly North America.
Can I track my portfolio with Cash App or Hargreaves Lansdown?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.