Tool Comparison
N26 vs Public.com
- Paid from
- —
- Free plan
- No
- Platforms
- Mobile
Best if
- You want wealth management.
- Paid from
- —
- Free plan
- No
- Platforms
- Web, Mobile, API
Best if
- You want an API so you can script or automate things
- You want portfolio, options, and downloadable tax reports.
Pick N26 if
N26
Transaction-priced · Fees vary by offer and jurisdiction · Mobile
- You want wealth management.
Pick Public.com if
Public.com
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile · API
- You want an API so you can script or automate things
- You want portfolio, options, and downloadable tax reports.
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
N26 and Public.com cover a lot of the same ground (2 shared categories, brokerage and watchlist), so for the basics you won't go far wrong with either. N26 includes wealth management, and Public.com includes portfolio and options.
What readers say
N26
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Public.com
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What N26 does best
- Stock and ETF trading inside the N26 mobile app where eligible, with transaction pricing and plan allowances per country.
- Fractional investing from as little as 1 euro, including recurring investment plans on supported schedules.
- Automated investment plans run weekly, bi-weekly, monthly, or quarterly for eligible stocks and ETFs.
- More than 5,000 stocks, ETFs, and ETCs on the current Spain product page.
- Ready-made BlackRock funds in Mindful, Balanced, and Ambitious profiles where fund investing is available.
What Public.com does best
- Regular-hours U.S.-listed stock and ETF trades with $0 stated commission.
- Listed stock and ETF options with no base commission or standard contract fee.
- Eligible stock and ETF fractions from $5, with security and transfer limitations.
- Cash or margin brokerage plus Traditional and Roth IRA registrations.
- Recurring Investment Plans spanning up to 20 stock and ETF symbols per purchase.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | — |
Plan limits | 5 limits: Standard (Spain): stock etf etc trade fee eur: 0.9, Smart (Spain): stock etf etc trade fee eur: 0.9 +3 more | — |
| Platforms & access | ||
Web app | No | Yes |
Mobile app | Yes | Yes |
API access | No | Yes |
Broker sync | No | — |
Integrations | Upvest Securities GmbH and Bitpanda Asset Management GmbH | — |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | — | — |
Categories covered | 3 | 5 |
Regions | Europe | North America |
| Data & capabilities | ||
Data quality | Timezone: Europe/Berlin | — |
| Try it | Visit N26 | Visit Public.com |
Standout features
The best features of N26 and Public.com.ShowHide
Standout features
What N26 does best
- Stock and ETF trading inside the N26 mobile app where eligible, with transaction pricing and plan allowances per country.
- Fractional investing from as little as 1 euro, including recurring investment plans on supported schedules.
- Automated investment plans run weekly, bi-weekly, monthly, or quarterly for eligible stocks and ETFs.
- More than 5,000 stocks, ETFs, and ETCs on the current Spain product page.
- Ready-made BlackRock funds in Mindful, Balanced, and Ambitious profiles where fund investing is available.
What Public.com does best
- Regular-hours U.S.-listed stock and ETF trades with $0 stated commission.
- Listed stock and ETF options with no base commission or standard contract fee.
- Eligible stock and ETF fractions from $5, with security and transfer limitations.
- Cash or margin brokerage plus Traditional and Roth IRA registrations.
- Recurring Investment Plans spanning up to 20 stock and ETF symbols per purchase.
All details
Every attribute we track for N26 and Public.com.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCryptos | StocksETFsOptionsBonds |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Regions | Europe | North America |
Coverage details | 18 countriesIdentifiers: ISIN and Ticker | Identifiers: Ticker and CUSIP |
| Access & integrations | ||
Integrations | Upvest Securities GmbHBitpanda Asset Management GmbH | Not specified |
Export formats | Not specified | CSVPDF |
| Plans & trust | ||
Vendor & support | N26 SECountry: GermanyFounded 2013Support: Email and Chat | Open to the Public Investing, Inc.Country: United StatesSupport: Chat and Email |
Curation ratings | Methodology 4/5Reliability 4/5UX 4/5 | Not specified |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Standard (Spain)”stock etf etc trade fee eur: 0.9 | Free“Core” |
| Entry paid plan | €4.90/mo“Smart (Spain)”stock etf etc trade fee eur: 0.9 · spaces: 10 | $20/mo“Public Reserve” |
| Tier 2 | €9.90/mo“Go (Spain)”free trades per month: 3 | — |
| Top plan | €16.90/mo“Metal (Spain)”free trades per month: 10 | — |
Alternatives
Free alternatives
Questions we keep getting
What's the difference between N26 and Public.com?
N26 leans toward brokerage, wealth management, and watchlist, while Public.com puts more weight on brokerage, portfolio, and watchlist. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
How much do N26 and Public.com cost?
Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.
Does N26 or Public.com have an API?
Public.com has an API for programmatic access and custom integrations. N26 doesn't, so you're working through its interface.
Should I choose N26 or Public.com?
It depends on what you're after. Pick N26 if wealth management matter to you; go with Public.com if you'd rather have portfolio and options. And if you only need the basics both share, let price decide.
What asset classes do N26 and Public.com cover?
Both cover stocks and ETFs. N26 also handles cryptos. Public.com adds options and bonds on top.
Which covers international markets: N26 or Public.com?
N26 has documented international coverage (Europe), so it's the safer bet if you hold non-US stocks. Public.com is more region-specific, mainly North America.
Can I export data from N26 and Public.com?
Public.com exports to CSV. N26 is stingier about getting data out.
Can I track my portfolio with N26 or Public.com?
Public.com handles portfolio tracking. N26 is really a research tool; you'd track your portfolio elsewhere.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.