★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Source checks: N26 checked July 16, 2026 · Public.com checked July 17, 2026
Tool Comparison
N26 vs Public.com
Pick N26 if
N26
Transaction-priced · Fees vary by offer and jurisdiction · Mobile
- You care about wealth management, something Public.com doesn't offer
Pick Public.com if
Public.com
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- You care about portfolio, options, and downloadable tax reports, things N26 doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
N26 and Public.com cover a lot of the same ground (2 shared categories, brokerage and watchlist), so for the basics you won't go far wrong with either. The real difference is focus: only N26 gives you wealth management, and only Public.com gives you portfolio and options.
What readers say
N26
Vote once to reveal the community verdict.
Public.com
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See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | — |
| Platforms & access | ||
Web app | No | Yes |
Mobile app | Yes | Yes |
API access | No | No |
Broker sync | No | — |
Integrations | Upvest Securities GmbH and Bitpanda Asset Management GmbH | — |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | — | — |
Categories covered | 3 | 5 |
Regions | Europe | North America |
| Data & capabilities | ||
Data quality | Timezone: Europe/Berlin | — |
| Try it | Visit N26 | Visit Public.com |
Where each one shines
What N26 and Public.com each do best.ShowHide
Where each one shines
What N26 and Public.com each do best.What N26 does best
- Stock and ETF trading inside the N26 mobile app where eligible, with transaction pricing and plan allowances per country.
- Fractional investing from as little as 1 euro, including recurring investment plans on supported schedules.
- Automated investment plans run weekly, bi-weekly, monthly, or quarterly for eligible stocks and ETFs.
- Thousands of instruments depending on market availability, with coverage varying by country of residence.
- Ready-made BlackRock funds in Mindful, Balanced, and Ambitious profiles where fund investing is available.
What Public.com does best
- Regular-hours U.S.-listed stock and ETF trades with $0 stated commission.
- Listed stock and ETF options with no base commission or standard contract fee.
- Eligible stock and ETF fractions from $5, with security and transfer limitations.
- Cash or margin brokerage plus Traditional and Roth IRA registrations.
- Recurring Investment Plans spanning up to 20 stock and ETF symbols per purchase.
Every detail we compared
Every tracked attribute for N26 and Public.com, side by side.ShowHide
Every detail we compared
Every tracked attribute for N26 and Public.com, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCryptos | StocksETFsOptionsBonds |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Regions | Europe | North America |
Coverage details | 18 countriesIdentifiers: ISIN and Ticker | Identifiers: Ticker and CUSIP |
| Access & integrations | ||
Integrations | Upvest Securities GmbHBitpanda Asset Management GmbH | Not specified |
Export formats | Not specified | CSVPDF |
| Plans & trust | ||
Vendor & support | N26 SECountry: GermanyFounded 2013Support: Email and Chat | Open to the Public Investing, Inc.Country: United StatesSupport: Chat and Email |
Curation ratings | Methodology 4/5Reliability 4/5UX 4/5 | Not specified |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Standard” | Free“Standard” |
| Entry paid plan | Subscription“Smart” | $10/mo“Public Premium” |
| Tier 2 | Subscription“Go” | — |
| Top plan | Subscription“Metal” | — |
Questions we keep getting
What's the difference between N26 and Public.com?
N26 leans toward brokerage, wealth management, and watchlist, while Public.com puts more weight on brokerage, portfolio, and watchlist. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
How much do N26 and Public.com cost?
Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.
Should I choose N26 or Public.com?
It depends on what you're after. Pick N26 if wealth management matter to you; go with Public.com if you'd rather have portfolio and options. And if you only need the basics both share, let price decide.
What asset classes do N26 and Public.com cover?
Both cover stocks and ETFs. N26 also handles cryptos. Public.com adds options and bonds on top.
Which covers international markets: N26 or Public.com?
N26 has documented international coverage (Europe), so it's the safer bet if you hold non-US stocks. Public.com is more region-specific, mainly North America.
Can I export data from N26 and Public.com?
Public.com exports to CSV. N26 is stingier about getting data out.
Can I track my portfolio with N26 or Public.com?
Public.com handles portfolio tracking. N26 is really a research tool; you'd track your portfolio elsewhere.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.