Free Alternatives to N26

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Free replacement verdicts

N26 logo

Free Alternatives to N26

Zero-cost replacements grouped by fit, tradeoffs, pricing friction, and platform access. Use this list to test N26 before paying for another subscription.

Switching from N26 doesn't have to cost a thing. We've curated 20 free-tier alternatives that cover similar workflows, from Watchlist to Brokerage and beyond. Each pick below is framed by fit, caveats, and access friction so you can trial replacements without opening your wallet.

Disclosure: outbound links may include affiliate or sponsor links

Which Alternative Should You Use?

Koyfin logo

Koyfin

Closest replacement

Best for: Investors who want dashboards, charts, screeners, portfolios, news, and alerts in a web and mobile workspace.

  • Koyfin best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • Koyfin adds a free starting point that the base tool does not show. Free-plan limits: Signup required. Free plan includes limited watchlists, screens, dashboards, alerts, portfolios, financials, and estimates history.

Watch for: No public API: Koyfin does not provide user-facing data access through an API.

Perplexity Finance logo

Perplexity Finance

Strong runner-up

Best for: Users looking for cited AI answers over finance pages, filings, news, charts, watchlists, screeners, ownership data, and earnings documents.

  • Perplexity Finance best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • Perplexity Finance adds a free starting point that the base tool does not show. Free-plan limits: Free consumer plan includes 3 Pro searches per day.

Watch for: AI answer quality still needs review: Perplexity cites sources, but investment conclusions, calculations, and data joins should be verified before use.

TC2000 logo

TC2000

Strong runner-up

Best for: Active U.S. stock and options traders who need streaming charts, formula scans, alerts, paper trading, or connected brokerage trading.

  • TC2000 best matches the base workflow on brokerage trading, portfolio tracking, and options and trading workflows.
  • TC2000 adds a free starting point that the base tool does not show. Free-plan limits: The anonymous free version uses delayed streaming data and a limited layout.

Watch for: Limited free access: The anonymous version includes limited charts, delayed streaming data, option chains, a watchlist, and paper-trading windows. Real-time scans and other core workflows require a paid plan.

Yahoo Finance logo

Yahoo Finance

Strong runner-up

Best for: Investors who want free quotes, news, watchlists, portfolios, charts, and basic research in one product.

  • Yahoo Finance best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • Yahoo Finance adds a free starting point that the base tool does not show. Free-plan limits: Signup required. Free account/sign-in may be required for some portfolio and watchlist features.

Watch for: Data is informational, not trading-grade: Yahoo says all finance data is informational and not intended for trading or investing purposes.

Detailed Alternatives

I want to

Free tiers first, then the lowest starting price.

1
Investing.com logo
Partial replacement

Investing.com

Analyst pickTested by us

Bottom line: Users looking for one free global market portal for quotes, charts, calendars, news, watchlists, and portfolio tracking.

Keep

  • Watchlist

Gain

  • Stock Ideas
  • Screeners
  • Stock Comparison
  • Data Visualizations

Lose

  • Brokerage
  • Wealth Management

Watch out

  • Avoid as a full replacement if you rely on brokerage trading and advisor and client reporting.
  • Free-plan limits: Free access is ad-supported and does not include the full InvestingPro research layer. Free WarrenAI access is limited to 10 lifetime messages and requires an account; paid plans include 50 or 500 credits per month. ProPicks, premium reports, and deeper datasets are plan-gated.
  • Not a broker or API product: Investing.com does not provide trade execution or a public API. Widgets and RSS are its public integration methods.
Cost
Free, no signup

$18.95/moto go paid

No comparable monthly price for N26

2
Perplexity Finance logo
Partial replacement

Perplexity Finance

Analyst pickTested by us

Bottom line: Users looking for cited AI answers over finance pages, filings, news, charts, watchlists, screeners, ownership data, and earnings documents.

Keep

  • Watchlist

Gain

  • Screeners
  • Data Visualizations
  • News
  • Calendar

Lose

  • Brokerage
  • Wealth Management

Watch out

  • Avoid as a full replacement if you rely on brokerage trading.
  • Free-plan limits: Free consumer plan includes 3 Pro searches per day. Pro is listed locally at $20/month and Max at $200/month for consumer access. Agent API finance_search is billed at $0.005 per invocation, or $5 per 1,000 invocations, with model tokens billed separately.
  • AI answer quality still needs review: Perplexity cites sources, but investment conclusions, calculations, and data joins should be verified before use.
Cost
Free, no signup

$20/moto go paid

No comparable monthly price for N26

3
TC2000 logo
Partial replacement

Bottom line: Active U.S. stock and options traders who need streaming charts, formula scans, alerts, paper trading, or connected brokerage trading.

Keep

  • Brokerage
  • Watchlist

Gain

  • Screeners
  • Portfolio
  • Options
  • News

Lose

  • Wealth Management
  • Cryptos coverage

Watch out

  • Avoid as a full replacement if you rely on market monitoring and advisor and client reporting.
  • Free-plan limits: The anonymous free version uses delayed streaming data and a limited layout. Pricing page lists Basic at $24.99/month, Premium at $49.99/month, and Premium+ at $99.99/month. Annual and biennial billing selectors are available, but current public text does not expose their effective rates.
  • Limited free access: The anonymous version includes limited charts, delayed streaming data, option chains, a watchlist, and paper-trading windows. Real-time scans and other core workflows require a paid plan.
Cost
Free, no signup

$24.99/moto go paid

No comparable monthly price for N26

4
Quiver Quantitative logo
Quiver QuantitativePartial replacement
4
Quiver Quantitative logo
Partial replacement

Bottom line: Investors looking for alternative data around Congress trades, insider activity, lobbying, government contracts, patents, app data, and institutional holdings.

Keep

  • Watchlist

Gain

  • Screeners
  • Backtesting
  • US Government Trades
  • Institutional Ownership

Lose

  • Brokerage
  • Wealth Management
  • Cryptos coverage

Watch out

  • Avoid as a full replacement if you rely on brokerage trading and market monitoring.
  • Free-plan limits: Advanced screeners, alerts, dashboards, backtests, and exports require Premium. API access starts at a paid plan and has dataset tier restrictions. Startup API includes commercial rights for companies under $1 million in annual revenue; larger organizations must contact sales.
  • U.S.-centric alternative data: Most flagship datasets are tied to U.S. disclosures, politics, institutions, or companies.
Cost
Free, no signup

$25/moto go paid

No comparable monthly price for N26

5
MarketWatch logo
MarketWatchPartial replacement
5
MarketWatch logo
Partial replacement

MarketWatch

Tested by us

Bottom line: Retail investors looking for mainstream market news, quote pages, watchlists, calendars, screeners, and BigCharts in one site.

Keep

  • Watchlist

Gain

  • News
  • Alerts
  • Calendar
  • Screeners

Lose

  • Brokerage
  • Wealth Management

Watch out

  • Avoid as a full replacement if you rely on brokerage trading and advisor and client reporting.
  • Free-plan limits: Premium articles and newsletters require subscription. Quote pages are still available at no additional cost. Intro offers renew at higher standard rates.
  • Subscription is mainly for journalism: The subscription covers news. Quote pages remain available without a subscription.
Cost
Free, no signup

Free • Paid plans available

6
Delta by eToro logo
Delta by eToroPartial replacement
6
Delta by eToro logo
Partial replacement

Bottom line: Retail investors looking for one mobile-first tracker for stocks, ETFs, crypto, funds, forex, commodities, and wallets.

Keep

  • Watchlist

Gain

  • Portfolio
  • Alerts
  • Calendar
  • News

Lose

  • Brokerage
  • Wealth Management

Watch out

  • Avoid as a full replacement if you rely on brokerage trading and advisor and client reporting.
  • Free-plan limits: Signup required. Basic is free with a limited number of tracked assets. PRO and PRO+ unlock higher asset limits, deeper analytics, AI/context features, and advanced reporting.
  • Free tier is asset-capped: Basic supports up to 10 tracked assets. Larger portfolios need PRO or PRO+.
Cost
Free with signup

$4.49/moto go paid, billed yearly

No comparable monthly price for N26

7
Marketlog logo
MarketlogPartial replacement
7
Marketlog logo
Partial replacement

Bottom line: Retail investors who need manual or broker-connected portfolio tracking, dividends, goals, forecasts, benchmarks, and sharing.

Keep

  • Watchlist

Gain

  • Portfolio
  • Institutional Ownership
  • Data Visualizations
  • Risk Metrics

Lose

  • Brokerage
  • Wealth Management

Watch out

  • Avoid as a full replacement if you rely on brokerage trading, market monitoring, and advisor and client reporting.
  • Free-plan limits: Signup required. Free supports unlimited portfolios, holdings, and transactions with manual tracking, 3 goals per portfolio, a 3-item watchlist, and 5 years of price history. Plus costs $7.99 monthly or $6.67 per month billed yearly. Pro costs $17.99 monthly or $15 per month billed yearly.
  • Not a broker or adviser: Marketlog tracks and analyzes portfolios but does not execute trades, provide fiduciary advice, or act as an exchange.
Cost
Free with signup

$6.67/moto go paid, billed yearly

No comparable monthly price for N26

8
Yahoo Finance logo
Yahoo FinancePartial replacement
8
Yahoo Finance logo
Partial replacement

Yahoo Finance

Tested by us

Bottom line: Investors who want free quotes, news, watchlists, portfolios, charts, and basic research in one product.

Keep

  • Watchlist

Gain

  • News
  • Alerts
  • Calendar
  • Portfolio

Lose

  • Brokerage
  • Wealth Management

Watch out

  • Avoid as a full replacement if you rely on brokerage trading.
  • Free-plan limits: Signup required. Free account/sign-in may be required for some portfolio and watchlist features. Premium portfolio analytics, research, screeners, and longer downloadable history are paid.
  • Data is informational, not trading-grade: Yahoo says all finance data is informational and not intended for trading or investing purposes.
Cost
Free with signup

$7.95/moto go paid, billed yearly

No comparable monthly price for N26

9
EPSMomentum logo
EPSMomentumPartial replacement
9
EPSMomentum logo
Partial replacement

Bottom line: Growth and momentum investors looking for earnings momentum, estimate revisions, PEAD drift, timing signals, scanners, dashboards, and AI analysis in one US stock/ETF platform.

Keep

  • Watchlist

Gain

  • Screeners
  • Stock Ideas
  • Data Visualizations
  • Money Flow

Lose

  • Brokerage
  • Wealth Management
  • Cryptos coverage

Watch out

  • Avoid as a full replacement if you rely on brokerage trading and market monitoring.
  • Free-plan limits: Signup required. Bronze is advertised at $0/month. Silver is advertised at $9.99/month and Gold at $49.99/month, with yearly-plan discounts shown.
  • US stocks and ETFs focus: EPSMomentum is not positioned as a global multi-asset terminal or full portfolio accounting product.
Cost
Free with signup

$9.99/moto go paid

No comparable monthly price for N26

10
TradingView logo
TradingViewPartial replacement
10
TradingView logo
Partial replacement

TradingView

Analyst pickTested by us

Bottom line: Traders and investors looking for charting, alerts, screeners, and market coverage across many asset classes.

Keep

  • Watchlist

Gain

  • Data Visualizations
  • Quant
  • Screeners
  • ETF Screeners

Lose

  • Brokerage
  • Wealth Management

Watch out

  • Avoid as a full replacement if you rely on brokerage trading, market monitoring, and advisor and client reporting.
  • Free-plan limits: Signup required. Basic tier limits charts per tab, indicators, alerts, watchlists, and historical bars. Some real-time exchange data is sold separately from platform plans.
  • Real-time market data can require add-ons: Optional real-time quote subscriptions and exchange-specific data fees.
Cost
Free with signup

$12.95/moto go paid

No comparable monthly price for N26

11
MarketInOut logo
MarketInOutPartial replacement
11
MarketInOut logo
Partial replacement

Bottom line: Traders who need formula-driven screening, backtesting, historical screens, alerts, and multi-market filters.

Keep

  • Watchlist

Gain

  • Screeners
  • Backtesting
  • Portfolio
  • Correlation

Lose

  • Brokerage
  • Wealth Management
  • Mobile access

Watch out

  • Avoid as a full replacement if you rely on brokerage trading.
  • Free-plan limits: Signup required. Signup page lists 6-month membership at $159, 1-year at $259, and 2-year at $359; prices exclude VAT. Professional-investor signup lists 6-month, 1-year, and 2-year licenses at $745, $1,145, and $1,695; feature differences are not disclosed.
  • Free access is limited: The free tier shows partial screener results and limits the Backtester to the current year. A 7-day trial is available only by request.
12
MacroMicro logo
MacroMicroPartial replacement
12
MacroMicro logo
Partial replacement

Bottom line: Macro-driven investors looking for global economic charts, cycle indicators, ETF tools, 13F/COT views, earnings summaries, and lightweight backtesting in a single visual workspace.

Keep

  • Watchlist

Gain

  • Data Visualizations
  • ETF Screeners
  • ETF Comparison
  • Which ETF includes this Stock?

Lose

  • Brokerage
  • Wealth Management
  • Mobile access

Watch out

  • Avoid as a full replacement if you rely on brokerage trading and options and trading workflows.
  • Free-plan limits: Signup required. Monthly individual plans are $20 for PRO, $25 for Prime, and $30 for Max AI as of September 24, 2026. API Essential offers a 7-day trial and 5,000 calls or downloads monthly on its annual plan; its public price is unavailable.
  • Downloads and API are expensive: Data downloads and API access are separate enterprise products with undisclosed current public prices.
Cost
Free with signup

$20/moto go paid

No comparable monthly price for N26

13
Tickeron logo
TickeronPartial replacement
13
Tickeron logo
Partial replacement

Bottom line: Active traders comparing algorithmic signals, chart-pattern scans, paper trading, and AI Robots across stocks, ETFs, crypto, currencies, and mutual funds.

Keep

  • Watchlist

Gain

  • Screeners
  • Stock Ideas
  • Stock Comparison
  • Auto-Trading & Bots

Lose

  • Brokerage
  • Wealth Management

Watch out

  • Avoid as a full replacement if you rely on brokerage trading, market monitoring, and advisor and client reporting.
  • Free-plan limits: Signup required. Tickeron offers a $0 Member account; a basic public screener can be viewed without login. Most standalone tools have a 14-day trial, but AI Robots, Expert Membership, Buy/Sell Signals, and annual subscriptions are excluded.
  • Complex pricing surface: Tickeron sells memberships, robots, signal tools, and credits separately. The pricing page also contains temporary sale language, so users should check the selected checkout bundle.
Cost
Free with signup

$20/moto go paid

No comparable monthly price for N26

14
Danelfin logo
DanelfinPartial replacement
14
Danelfin logo
Partial replacement

Danelfin

Tested by us

Bottom line: Investors who want stock and ETF scores as an idea-ranking and portfolio-monitoring input.

Keep

  • Watchlist

Gain

  • Stock Ideas
  • Screeners
  • Portfolio
  • Alerts

Lose

  • Brokerage
  • Wealth Management
  • Cryptos coverage

Watch out

  • Avoid as a full replacement if you rely on brokerage trading and market monitoring.
  • Free-plan limits: Signup required. Free web and API tiers are available but limited. Paid web plans offer a 14-day trial that requires a valid payment method and converts unless canceled; the Free plan needs no card.
  • Scores are end-of-day: Scores use the previous market day and update daily except Sundays and Mondays. They are not intraday signals.
Cost
Free with signup

$22/moto go paid, billed yearly

No comparable monthly price for N26

15
MarketScreener logo
MarketScreenerPartial replacement
15
MarketScreener logo
Partial replacement

Bottom line: Retail investors looking for global market news, watchlists, screeners, analyst data, calendars, reports, and model portfolios in one broad web portal.

Keep

  • Watchlist

Gain

  • News
  • Alerts
  • Calendar
  • Screeners

Lose

  • Brokerage
  • Wealth Management

Watch out

  • Avoid as a full replacement if you rely on brokerage trading and advisor and client reporting.
  • Free-plan limits: Signup required. Free member access exists but some content and features remain locked. Subscription page lists Access, Premium, and Expert paid tiers.
  • Several features require higher tiers: Advanced screeners, more reports, portfolios, and decision-support tools are gated behind Premium or Expert tiers.
Cost
Free with signup

$34/moto go paid

No comparable monthly price for N26

16
Koyfin logo
KoyfinClosest replacement
16
Koyfin logo
Closest replacement

Koyfin

Analyst pickTested by us

Bottom line: Investors who want dashboards, charts, screeners, portfolios, news, and alerts in a web and mobile workspace.

Keep

  • Watchlist

Gain

  • Screeners
  • ETF Screeners
  • Data Visualizations
  • Custom Dashboards

Lose

  • Brokerage
  • Wealth Management

Watch out

  • Avoid as a full replacement if you rely on brokerage trading.
  • Free-plan limits: Signup required. Free plan includes limited watchlists, screens, dashboards, alerts, portfolios, financials, and estimates history. New accounts receive a seven-day trial and then downgrade to Free without a charge.
  • No public API: Koyfin does not provide user-facing data access through an API.
Cost
Free with signup

$39/moto go paid, billed yearly

No comparable monthly price for N26

17
TipRanks logo
TipRanksPartial replacement
17
TipRanks logo
Partial replacement

TipRanks

Analyst pickTested by us

Bottom line: Retail investors looking for analyst consensus, expert rankings, Smart Score, news sentiment, and stock ideas.

Keep

  • Watchlist

Gain

  • Stock Ideas
  • Top Analysts
  • Screeners
  • ETF Screeners

Lose

  • Brokerage
  • Wealth Management

Watch out

  • Avoid as a full replacement if you rely on brokerage trading and market monitoring.
  • Free-plan limits: Signup required. Free/Basic MCP OAuth quota is 10 tool calls per month. Free API-key tier is limited to 10 requests per minute and 50 requests per month.
  • Best tools are paid: Premium and Ultimate gate Smart Portfolio, Smart Score, expert/insider/hedge-fund tools, exports, and higher MCP quotas.
Cost
Free with signup

Free • Contact for pricing

18
Sharesight logo
SharesightPartial replacement
18
Sharesight logo
Partial replacement

Bottom line: DIY investors needing global portfolio performance, dividend, currency, and tax reporting across brokers.

Keep

  • Wealth Management

Gain

  • Portfolio
  • Risk Metrics
  • Performance Attribution
  • Downloadable Tax Reports

Lose

  • Brokerage
  • Watchlist

Watch out

  • Avoid as a full replacement if you rely on brokerage trading and market monitoring.
  • Free-plan limits: Signup required. Free plan tracks one portfolio with up to 10 holdings. Starter is €9.33 per month or €7 per month billed annually; Standard is €22.67 or €17; Premium is €30.67 or €23, including VAT.
  • Free plan is capped at 10 holdings: The free tier is limited to one portfolio, 10 holdings, and one custom group.
Cost
Free with signup

Free • Paid plans available

19
Smartkarma logo
SmartkarmaPartial replacement
19
Smartkarma logo
Partial replacement

Bottom line: Institutional investors, asset managers, banks, and accredited/private investors needing independent research, analyst access, data, and alerts.

Keep

  • Watchlist

Gain

  • Stock Ideas
  • Screeners
  • News
  • Alerts

Lose

  • Brokerage
  • Wealth Management

Watch out

  • Avoid as a full replacement if you rely on brokerage trading.
  • Free-plan limits: Signup required. Complimentary Preview Pass is available without a credit card. Pro Platform is listed at USD 10,950/year per user.
  • Professional price point: Smartkarma Pro is priced for professional users, with Premium/Data and corporate tracks handled separately.
Cost
Free with signup

Free • Paid plans available

20
getquin logo
getquinPartial replacement
20
getquin logo
Partial replacement

Bottom line: European retail investors looking for a social, mobile-friendly portfolio and net-worth tracker.

Keep

  • Watchlist

Gain

  • Portfolio
  • Institutional Ownership
  • Stock Ideas
  • Market Sentiment

Lose

  • Brokerage
  • Wealth Management

Watch out

  • Avoid as a full replacement if you rely on brokerage trading.
  • Free-plan limits: Signup required. Core portfolio tracking is free to download/use. Free includes unlimited bank and broker connections, real-time financial data, net worth view, and essential analysis.
  • Regional price differences: The public annual Euro prices exclude country tax; in-app prices can vary by region.
Cost
Free with signup

Free • Paid plans available

What This Shortlist Tells You

Koyfin is the closest drop-in replacement with overlapping coverage in Watchlist while adding Screeners and ETF Screeners coverage, Web platform and iOS and Android apps, with watchlists and portfolios synchronized across devices. and Coverage for global equities, US ETFs, US and Canadian mutual funds, closed-end funds, yield curves, currencies, commodities, crypto, indices, and economic data. features, and a free tier (workflow overlap ~33%).

Every pick keeps a free tier; start with Koyfin, Perplexity Finance, and TC2000 to road-test N26 workflows without paying up front.

Round out your stack with new coverage areas like Screeners, ETF Screeners, Data Visualizations, and Custom Dashboards.

Coverage Snapshot

Where alternatives already align

Most shared categories across the top matches.

Free Access & Pricing

Free to start

All 20

All 20 have a standing free tier, not a trial.

Paid plans from

$4.49/mo

Delta by eToro is the cheapest listed monthly upgrade. No comparable monthly price is listed for N26.

Mobile app

18 of 20

18 have a mobile app, like N26.

API access

8 of 20

8 expose an API or data feed, usually on a paid plan.

Hands-on tested

9 of 20

9 tested hands-on. 5 are analyst picks.

Coverage overlap

35%

Average share of N26 categories each alternative covers.

Free Alternatives FAQ

What are the best free alternatives to N26?

Koyfin, Perplexity Finance, and TC2000 cover the most N26 workflows without a paid plan, in that order.

Do these picks stay permanently free?

Yes. Every tool listed has a standing free tier, not a trial. Expect caps on exports, seats, or history once you use it heavily.

Which N26 workflows stay covered on the free plan?

The free plans cover Watchlist, Brokerage, and Wealth Management. Core N26 workflows in those areas do not need a paid upgrade.

What extra coverage do the free alternatives add?

The free alternatives add Screeners, ETF Screeners, Data Visualizations, Custom Dashboards, Correlation, Portfolio, News, Alerts, Calendar, Financials, Analyst Forecasts, Analyst Ratings & Price Targets, Transcripts, AI Research, Short Interest, ETF Analysis, Fund Analysis, Yield Curves, Advisor Operations, Improved Filings, US Government Trades, Insider Data, Institutional Ownership, Options, APIs & Data Feeds, Paper Trading, Advanced Order Types, Options P&L, Stock Ideas, Stock Comparison, ESG Ratings, Dividends, Splits, IPO, Top Analysts, ETF Comparison, Risk Metrics, Performance Attribution, Scores, Bulls Say Bear Say, AI Chat, News Sentiment, Corporate Actions & Special Situations, Guidance / Pre-announcements, Macro Data, Compounding Calculator, Retirement Calculator, Education, Downloadable Tax Reports, Capital Gains Estimator, Dividend Tax / ADR Withholding, Broker Connectors, Market Sentiment, CDS Spreads, Valuation Models, Blogs, Videos, Forums, Newsletters, Backtesting, On-chain Analytics, DEX / DeFi, Wallet / Address Monitoring, Quant, Webhooks, Order Book / Level II, Reddit, Which ETF includes this Stock?, Patents / USPTO, Dark Pool & Off-Exchange, Money Flow, Monte Carlo, Auto-Trading & Bots, Copy/Social Trading, and Courses & Certs, which N26 does not cover.

Where might I still rely on N26?

Brokerage, Wealth Management, and Watchlist stay with N26. Keep it for those tasks, or budget for a paid plan elsewhere if they matter.

Feedback

Missing an alternative, or is a listing out of date? Tell me and I will look.

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.