Free Alternatives to N26

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Free replacement verdicts

N26 logo

Free Alternatives to N26

Zero-cost replacements grouped by fit, tradeoffs, pricing friction, and platform access. Use this list to test N26 before paying for another subscription.

Switching from N26 doesn't have to cost a thing. We've curated 20 free-tier alternatives that cover similar workflows, from Watchlist to Wealth Management and beyond. Each pick below is framed by fit, caveats, and access friction so you can trial replacements without opening your wallet.

Disclosure: outbound links may include affiliate or sponsor links

Which Alternative Should You Use?

Koyfin logo

Koyfin

Closest replacement

Best for: Investors who want a modern web/mobile financial terminal with dashboards, charts, screeners, portfolios, news, and alerts.

  • Koyfin best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • Koyfin adds a free starting point that the base tool does not show. Free access caveat: signup required and Free plan includes limited watchlists, screens, dashboards, alerts, portfolios, financials, and estimates history..

Watch for: No public API: Koyfin does not provide user-facing data access through an API.

Perplexity Finance logo

Perplexity Finance

Strong runner-up

Best for: Users who want cited AI answers over finance pages, filings, news, charts, watchlists, screeners, ownership data, and earnings documents.

  • Perplexity Finance best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • Perplexity Finance adds a free starting point that the base tool does not show. Free access caveat: Free consumer plan includes limited Pro searches..

Watch for: AI answer quality still needs review: Perplexity cites sources, but investment conclusions, calculations, and data joins should be verified before use.

TipRanks logo

TipRanks

Strong runner-up

Best for: Retail investors who want analyst consensus, expert rankings, Smart Score, news sentiment, and stock ideas.

  • TipRanks best matches the base workflow on portfolio tracking, options and trading workflows, and macro and fund research.
  • TipRanks adds a free starting point that the base tool does not show. Free access caveat: signup required and Free/Basic MCP OAuth quota is 10 tool calls per month..

Watch for: Best tools are paid: Premium and Ultimate gate Smart Portfolio, Smart Score, expert/insider/hedge-fund tools, exports, and higher MCP quotas.

MarketScreener logo

MarketScreener

Strong runner-up

Best for: Retail investors who want global market news, watchlists, screeners, analyst data, calendars, reports, and model portfolios in one broad web portal.

  • MarketScreener best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • MarketScreener adds a free starting point that the base tool does not show. Free access caveat: signup required and Free member access exists but some content and features remain locked..

Watch for: Best features are tier-gated: Advanced screeners, more reports, portfolios, and decision-support tools are gated behind Premium or Expert tiers.

Detailed Alternatives

01
Koyfin logo

Koyfin

Analyst PickHands-on Tested
Closest replacementWorkflow overlap 33%

Bottom line: Investors who want a modern web/mobile financial terminal with dashboards, charts, screeners, portfolios, news, and alerts.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • Koyfin best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • Koyfin matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Screeners, ETF Screeners, Data Visualizations, and Custom Dashboards.

Watch out

  • Material switch gaps: missing Brokerage and Wealth Management workflows and does not clearly cover brokerage trading.
  • Avoid as a full replacement if you rely on brokerage trading.
  • No public API: Koyfin does not provide user-facing data access through an API.
  • Free-plan limits: Signup required, Free plan includes limited watchlists, screens, dashboards, alerts, portfolios, financials, and estimates history., and Advisor reporting and custodian integrations require Advisor plans..
02
Perplexity Finance logo

Perplexity Finance

Analyst PickHands-on Tested
Best free-tier fitWorkflow overlap 33%

Bottom line: Users who want cited AI answers over finance pages, filings, news, charts, watchlists, screeners, ownership data, and earnings documents.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • Perplexity Finance best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • Perplexity Finance matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Screeners, Data Visualizations, News, and Calendar.

Watch out

  • Material switch gaps: missing Brokerage and Wealth Management workflows and does not clearly cover brokerage trading.
  • Avoid as a full replacement if you rely on brokerage trading.
  • AI answer quality still needs review: Perplexity cites sources, but investment conclusions, calculations, and data joins should be verified before use.
  • Free-plan limits: Free consumer plan includes limited Pro searches., Pro is listed locally at $20/month and Max at $200/month for consumer access., and Agent API finance_search is billed at $0.005 per invocation, or $5 per 1,000 invocations, with model tokens billed separately..
03
TipRanks logo

TipRanks

Analyst PickHands-on Tested
Best free-tier fitWorkflow overlap 33%

Bottom line: Retail investors who want analyst consensus, expert rankings, Smart Score, news sentiment, and stock ideas.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • TipRanks best matches the base workflow on portfolio tracking, options and trading workflows, and macro and fund research.
  • TipRanks matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Stock Ideas, Top Analysts, Screeners, and ETF Screeners.

Watch out

  • Material switch gaps: missing Brokerage and Wealth Management workflows and does not clearly cover brokerage trading and market monitoring.
  • Avoid as a full replacement if you rely on brokerage trading and market monitoring.
  • Best tools are paid: Premium and Ultimate gate Smart Portfolio, Smart Score, expert/insider/hedge-fund tools, exports, and higher MCP quotas.
  • Free-plan limits: Signup required, Free/Basic MCP OAuth quota is 10 tool calls per month., and Free API-key tier is limited to 5 requests per minute and 50 requests per month..
Best free-tier fitWorkflow overlap 33%

Bottom line: Retail investors who want global market news, watchlists, screeners, analyst data, calendars, reports, and model portfolios in one broad web portal.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • MarketScreener best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • MarketScreener matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain News, Alerts, Calendar, and Screeners.

Watch out

  • Material switch gaps: missing Brokerage and Wealth Management workflows, does not clearly cover brokerage trading, and less aligned with active traders.
  • Avoid as a full replacement if you rely on brokerage trading.
  • Best features are tier-gated: Advanced screeners, more reports, portfolios, and decision-support tools are gated behind Premium or Expert tiers.
  • Free-plan limits: Signup required, Free member access exists but some content and features remain locked., and Subscription page lists Access, Premium, and Expert paid tiers..
Best free-tier fitWorkflow overlap 33%

Bottom line: DIY investors who need global portfolio performance, dividend, currency, and tax reporting across brokers.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • Sharesight best matches the base workflow on portfolio tracking, options and trading workflows, and macro and fund research.
  • Sharesight matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Portfolio, Risk Metrics, Performance Attribution, and Downloadable Tax Reports.

Watch out

  • Material switch gaps: missing Brokerage and Watchlist workflows and does not clearly cover brokerage trading and market monitoring.
  • Avoid as a full replacement if you rely on brokerage trading and market monitoring.
  • Free plan is capped at 10 holdings: The free tier is limited to one portfolio, 10 holdings, and one custom group.
  • Free-plan limits: Signup required, Free plan tracks one portfolio with up to 10 holdings., and Advanced reports, more portfolios, unlimited holdings, and business workflows require paid plans..

Shared coverage

Wealth Management
Best free-tier fitWorkflow overlap 33%

Bottom line: Active traders who want AI-generated signals, pattern detection, paper trading, AI Robots, and short-horizon trade-idea workflows across stocks, ETFs, crypto, forex, and funds.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • Tickeron best matches the base workflow on portfolio tracking, options and trading workflows, and macro and fund research.
  • Tickeron matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Screeners, Stock Ideas, Stock Comparison, and Auto-Trading & Bots.

Watch out

  • Material switch gaps: missing Brokerage and Wealth Management workflows and does not clearly cover brokerage trading and market monitoring.
  • Avoid as a full replacement if you rely on brokerage trading and market monitoring.
  • Complex pricing surface: Tickeron pricing appears across memberships, tools, robots, promotions, and standalone subscriptions, so users must verify the exact checkout bundle.
  • Free-plan limits: Signup required, Credit card required, and Tickeron landing pages advertise a 14-day free trial and state the card is not charged until the end of the trial..
07
Yahoo Finance logo

Yahoo Finance

Hands-on Tested
Best free-tier fitWorkflow overlap 33%

Bottom line: Mainstream investors who want free quotes, news, watchlists, portfolios, charts, and basic research in one familiar product.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • Yahoo Finance best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • Yahoo Finance matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain News, Alerts, Calendar, and Portfolio.

Watch out

  • Material switch gaps: missing Brokerage and Wealth Management workflows, does not clearly cover brokerage trading, and less aligned with active traders and quants and developers.
  • Avoid as a full replacement if you rely on brokerage trading.
  • Data is informational, not trading-grade: Yahoo says all finance data is informational and not intended for trading or investing purposes.
  • Free-plan limits: Signup required, Free account/sign-in may be required for some portfolio and watchlist features., and Premium portfolio analytics, research, screeners, and longer downloadable history are paid..
08
Investing.com logo

Investing.com

Analyst PickHands-on Tested
Best free-tier fitWorkflow overlap 33%

Bottom line: Users who want one free global market portal for quotes, charts, calendars, news, watchlists, and portfolio tracking.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • Investing.com best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • Investing.com matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Stock Ideas, Screeners, Stock Comparison, and Data Visualizations.

Watch out

  • Material switch gaps: missing Brokerage and Wealth Management workflows, does not clearly cover brokerage trading and advisor and client reporting, and less aligned with advisors and wealth firms.
  • Avoid as a full replacement if you rely on brokerage trading and advisor and client reporting.
  • Not a broker or API product: Investing.com does not provide direct trading execution or a public API; widgets and RSS are the main integration surfaces.
  • Free-plan limits: Free access is ad-supported and does not include the full InvestingPro research layer., Free WarrenAI access is limited to 10 lifetime messages and requires an account; paid plans include 50 or 500 credits per month., and ProPicks, premium reports, and deeper datasets are plan-gated..

Shared coverage

Watchlist
09
Seeking Alpha logo

Seeking Alpha

Analyst PickHands-on Tested
Best free-tier fitWorkflow overlap 33%

Bottom line: Retail investors who want news, contributor analysis, quant ratings, screeners, and portfolio alerts together.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • Seeking Alpha best matches the base workflow on portfolio tracking, options and trading workflows, and macro and fund research.
  • Seeking Alpha matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain News, News Sentiment, Alerts, and Calendar.

Watch out

  • Material switch gaps: missing Brokerage and Wealth Management workflows, does not clearly cover brokerage trading and market monitoring, and less aligned with active traders.
  • Avoid as a full replacement if you rely on brokerage trading and market monitoring.
  • Free access is limited: The Basic plan has limited premium-article access and core portfolio/watchlist features.
  • Free-plan limits: Signup required, Basic has limited premium-article access., and Premium is needed for unlimited articles/transcripts, ratings, factor grades, screeners, comparisons, broker linking, and AI summaries..
Best free-tier fitWorkflow overlap 33%

Bottom line: Institutional investors, asset managers, banks, and accredited/private investors who need independent research, analyst access, data, and alerts.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • Smartkarma best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • Smartkarma matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Stock Ideas, Screeners, News, and Alerts.

Watch out

  • Material switch gaps: missing Brokerage and Wealth Management workflows, does not clearly cover brokerage trading, and less aligned with active traders and quants and developers.
  • Avoid as a full replacement if you rely on brokerage trading.
  • Professional price point: Smartkarma Pro is priced for professional users, with Premium/Data and corporate tracks handled separately.
  • Free-plan limits: Signup required, Complimentary Preview Pass is available without a credit card., and Pro Platform is listed at USD 10,950/year per user..
11
MarketWatch logo

MarketWatch

Hands-on Tested
Best free-tier fitWorkflow overlap 33%

Bottom line: Retail investors who want mainstream market news, quote pages, watchlists, calendars, screeners, and BigCharts in one site.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • MarketWatch best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • MarketWatch matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain News, Alerts, Calendar, and Screeners.

Watch out

  • Material switch gaps: missing Brokerage and Wealth Management workflows, does not clearly cover brokerage trading and advisor and client reporting, and less aligned with advisors and wealth firms.
  • Avoid as a full replacement if you rely on brokerage trading and advisor and client reporting.
  • Subscription is mainly for journalism: The MarketWatch subscription is for news coverage; quote pages remain available without a subscription.
  • Free-plan limits: Premium articles and newsletters require subscription., Quote pages are still available at no additional cost., and Intro offers renew at higher standard rates..
Best free-tier fitWorkflow overlap 33%

Bottom line: Traders who want formula-driven screening, backtesting, historical screening, alerts, and multi-market technical/fundamental filters.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free

Why switch

  • MarketInOut best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • MarketInOut matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Screeners, Backtesting, Portfolio, and Correlation.

Watch out

  • Material switch gaps: missing Mobile access, missing Brokerage and Wealth Management workflows, and does not clearly cover brokerage trading.
  • Avoid as a full replacement if you rely on brokerage trading.
  • Free access is limited: Free/trial access lets users inspect the platform, but serious use of analytics, alerts, formula screening, and backtests needs paid membership.
  • Free-plan limits: Signup required, Signup page lists 6-month membership at $159, 1-year at $259, and 2-year at $359; prices exclude VAT., and FAQ says monthly subscriptions are not supported and payments are non-recurring..
Best free-tier fitWorkflow overlap 33%

Bottom line: Retail investors who want one mobile-first tracker for stocks, ETFs, crypto, funds, forex, commodities, and wallets.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • Delta by eToro best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • Delta by eToro matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Portfolio, Alerts, Calendar, and News.

Watch out

  • Material switch gaps: missing Brokerage and Wealth Management workflows, does not clearly cover brokerage trading and advisor and client reporting, and less aligned with advisors and wealth firms.
  • Avoid as a full replacement if you rely on brokerage trading and advisor and client reporting.
  • Free tier is asset-capped: Basic is positioned for up to 10 tracked assets; larger portfolios need PRO or PRO+.
  • Free-plan limits: Signup required, Basic is free with a limited number of tracked assets., and PRO and PRO+ unlock higher asset limits, deeper analytics, AI/context features, and advanced reporting..

Shared coverage

Watchlist
14
Stock Analysis logo

Stock Analysis

Analyst PickHands-on Tested
Best free-tier fitWorkflow overlap 33%

Bottom line: Regular investors who want fast stock and fund research pages, screeners, comparisons, watchlists, and market calendars.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks and ETFs
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • Stock Analysis best matches the base workflow on portfolio tracking, options and trading workflows, and macro and fund research.
  • Stock Analysis matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Stock Ideas, Screeners, ETF Screeners, and Top Analysts.

Watch out

  • Material switch gaps: missing Cryptos coverage, missing Brokerage and Wealth Management workflows, and does not clearly cover brokerage trading and market monitoring.
  • Avoid as a full replacement if you rely on brokerage trading and market monitoring.
  • No public API: Stock Analysis does not currently offer API access.
  • Free-plan limits: Free access is ad-supported., Free exports and financial history are limited compared with Pro and Unlimited., and Brokerage sync, active alerts, full ETF holdings, and advanced analyst filtering require paid plans..
Best free-tier fitWorkflow overlap 33%

Bottom line: European retail investors who want a social, mobile-friendly portfolio and net-worth tracker.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner and Intermediate
Plans
Free and Subscription

Why switch

  • getquin best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • getquin matches the base audience on Beginner, Intermediate, and retail investors.
  • You gain Portfolio, Institutional Ownership, Stock Ideas, and Market Sentiment.

Watch out

  • Material switch gaps: missing Brokerage and Wealth Management workflows, does not clearly cover brokerage trading, and less aligned with Advanced and active traders.
  • Avoid as a full replacement if you rely on brokerage trading.
  • Premium entitlements are not fully public: Getquin premium is available via in-app purchases, but exact feature gating is not fully documented publicly.
  • Free-plan limits: Signup required, Core portfolio tracking is free to download/use., and Premium pricing varies by app store and region..

Shared coverage

Watchlist
16
TradingView logo

TradingView

Analyst PickHands-on Tested
Best free-tier fitWorkflow overlap 33%

Bottom line: Traders and investors who want charting, alerts, screeners, and market coverage across many asset classes.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • TradingView best matches the base workflow on portfolio tracking, options and trading workflows, and macro and fund research.
  • TradingView matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Data Visualizations, Quant, Screeners, and ETF Screeners.

Watch out

  • Material switch gaps: missing Brokerage and Wealth Management workflows, does not clearly cover brokerage trading, market monitoring, and advisor and client reporting, and less aligned with advisors and wealth firms.
  • Avoid as a full replacement if you rely on brokerage trading, market monitoring, and advisor and client reporting.
  • Real-time market data can require add-ons: Optional real-time quote subscriptions and exchange-specific data fees.
  • Free-plan limits: Signup required, Basic tier limits charts per tab, indicators, alerts, watchlists, and historical bars., and Some real-time exchange data is sold separately from platform plans..

Shared coverage

Watchlist
Best free-tier fitWorkflow overlap 33%

Bottom line: Advisors and ETF professionals who need ETF classification, look-through holdings analytics, overlap, flows, 13F screening, model portfolios, reports, and enterprise data workflows.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Assets
Stocks and ETFs
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • ETF Action best matches the base workflow on portfolio tracking, market monitoring, and options and trading workflows.
  • ETF Action matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain ETF Analysis, ETF Factors, ETF Overlap, and Screeners.

Watch out

  • Material switch gaps: missing Mobile access, missing Cryptos coverage, and missing Brokerage and Wealth Management workflows.
  • Avoid as a full replacement if you rely on brokerage trading.
  • Paid tiers drive the product value: Free access is for general market awareness; look-through analytics, exports, 13F screening, and model building are paid-tier workflows.
  • Free-plan limits: Signup required, Free plan includes basic fund data, classifications, dashboards, and sponsored marketplace access., and DIY is listed at $29/month and Advisor Pro at $99/month..
18
Quiver Quantitative logo

Quiver Quantitative

Hands-on Tested
Best free-tier fitWorkflow overlap 33%

Bottom line: Investors who want alternative data around Congress trades, insider activity, lobbying, government contracts, patents, app data, and institutional holdings.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks and ETFs
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • Quiver Quantitative best matches the base workflow on portfolio tracking, options and trading workflows, and macro and fund research.
  • Quiver Quantitative matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Screeners, Backtesting, US Government Trades, and Institutional Ownership.

Watch out

  • Material switch gaps: missing Cryptos coverage, missing Brokerage and Wealth Management workflows, and does not clearly cover brokerage trading and market monitoring.
  • Avoid as a full replacement if you rely on brokerage trading and market monitoring.
  • U.S.-centric alternative data: Most flagship datasets are tied to U.S. disclosures, politics, institutions, or companies.
  • Free-plan limits: Advanced screeners, alerts, dashboards, backtests, and exports require Premium., API access starts at a paid plan and has dataset tier restrictions., and Commercial API use requires a custom plan..

Shared coverage

Watchlist
Best free-tier fitWorkflow overlap 33%

Bottom line: Growth and momentum investors who want earnings momentum, estimate revisions, PEAD drift, timing signals, scanners, dashboards, and AI analysis in one US stock/ETF platform.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Platforms
Mobile
Assets
Stocks and ETFs
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • EPSMomentum best matches the base workflow on portfolio tracking, options and trading workflows, and macro and fund research.
  • EPSMomentum matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Screeners, Stock Ideas, Data Visualizations, and Money Flow.

Watch out

  • Material switch gaps: missing Cryptos coverage, missing Brokerage and Wealth Management workflows, and does not clearly cover brokerage trading and market monitoring.
  • Avoid as a full replacement if you rely on brokerage trading and market monitoring.
  • US stocks and ETFs focus: EPSMomentum is not positioned as a global multi-asset terminal or full portfolio accounting product.
  • Free-plan limits: Signup required, Bronze is advertised at $0/month., and Silver is advertised at $9.99/month and Gold at $49.99/month, with yearly-plan discounts shown..

Shared coverage

Watchlist
Best free-tier fitWorkflow overlap 33%

Bottom line: Macro-driven investors who want global economic charts, cycle indicators, ETF tools, 13F/COT views, earnings summaries, and lightweight backtesting in a single visual workspace.

Replacement
Partial replacement
Pricing fit
Cheaper starting point
Free tier
Yes
Assets
Stocks, ETFs, and Cryptos
Experience
Beginner, Intermediate, and Advanced
Plans
Free and Subscription

Why switch

  • MacroMicro best matches the base workflow on portfolio tracking, market monitoring, and macro and fund research.
  • MacroMicro matches the base audience on Beginner, Intermediate, and Advanced.
  • You gain Data Visualizations, ETF Screeners, ETF Comparison, and Which ETF includes this Stock?.

Watch out

  • Material switch gaps: missing Mobile access, missing Brokerage and Wealth Management workflows, and does not clearly cover brokerage trading and options and trading workflows.
  • Avoid as a full replacement if you rely on brokerage trading and options and trading workflows.
  • Downloads and API are expensive: Data downloads are Business/API-oriented, and API Essential is listed at $5,000/year.
  • Free-plan limits: Signup required, Individual monthly pricing is listed at $20/month for MM PRO, $25/month for MM Prime, and $28/month for MM Max., and API Essential is listed at $5,000/year with a 7-day free trial and 5,000 API calls or downloads per month..

What This Shortlist Tells You

Koyfin is the closest drop-in replacement with overlapping coverage in Watchlist while adding Screeners and ETF Screeners coverage, Web platform plus iOS & Android mobile apps; watchlists/portfolios sync with the web app. and Multi-asset coverage spanning global equities, US ETFs, US/Canadian mutual funds, closed-end funds, fixed income/yield curves, FX, commodities, crypto, indices and global economics, with news and transcripts. features, and a free tier (workflow overlap ~33%).

Every pick keeps a free tier; start with Koyfin, Perplexity Finance, and TipRanks to road-test N26 workflows without paying up front.

Round out your stack with new coverage areas like Screeners, ETF Screeners, Data Visualizations, and Custom Dashboards.

N26 still leads on Brokerage, so keep it handy for those workflows.

Coverage Snapshot

Where alternatives already align

Most shared categories across the top matches.

Watchlist×19Wealth Management×1

New angles introduced

Categories the alternatives add beyond N26.

Alerts+16Screeners+16News+15Portfolio+15Calendar+14Data Visualizations+14Stock Ideas+11AI Research+10

Free Access & Pricing

Free options

All 20

20 vetted picks keep a permanent free tier so you can validate workflows before upgrading.

Mobile ready

17/20

17 matches support mobile alongside N26.

API availability

8/20

8 of the shortlisted tools expose API endpoints for automation-heavy workflows.

Quality checks

7 starred / 10 tested

7 tools are flagged as analyst picks; 10 have been hands-on tested.

Avg. coverage overlap

33%

Average percentage of categories shared with the base tool.

Free Alternatives FAQ

What are the best free alternatives to N26?

Start with Koyfin, Perplexity Finance, and TipRanks to replicate N26 workflows without paying for a subscription.

Do these picks stay permanently free?

Yes. Each platform listed keeps a standing free tier with no credit card required -- though export limits or seat caps may apply if you scale usage.

Which N26 workflows stay covered on the free plan?

Expect solid overlap across Watchlist and Wealth Management, so core N26 workflows can move over without a paid upgrade.

What extra coverage do the free alternatives add?

Screeners, ETF Screeners, Data Visualizations, Custom Dashboards, Correlation, Portfolio, News, Alerts, Calendar, Financials, Analyst Forecasts, Analyst Ratings & Price Targets, Transcripts, AI Research, Short Interest, ETF Analysis, Fund Analysis, Yield Curves, Advisor Operations, Improved Filings, US Government Trades, Insider Data, Institutional Ownership, Options, APIs & Data Feeds, Stock Ideas, Top Analysts, Stock Comparison, ETF Comparison, Risk Metrics, Performance Attribution, Scores, Bulls Say Bear Say, AI Chat, News Sentiment, IPO, Dividends, Splits, Corporate Actions & Special Situations, Guidance / Pre-announcements, Macro Data, Options P&L, Compounding Calculator, Retirement Calculator, Education, ESG Ratings, Blogs, Newsletters, Downloadable Tax Reports, Capital Gains Estimator, Dividend Tax / ADR Withholding, Broker Connectors, Auto-Trading & Bots, Copy/Social Trading, Paper Trading, Backtesting, Courses & Certs, Videos, Market Sentiment, CDS Spreads, Valuation Models, Forums, On-chain Analytics, DEX / DeFi, Wallet / Address Monitoring, Quant, Webhooks, Order Book / Level II, ETF Factors, ETF Overlap, Reddit, Which ETF includes this Stock?, Patents / USPTO, Dark Pool & Off-Exchange, and Money Flow show up most often as bonus coverage beyond the base platform, giving you room to experiment before upgrading.

Where might I still rely on N26?

Brokerage, Wealth Management, and Watchlist remain strengths for N26. Keep it handy for those tasks or plan for a paid upgrade if they matter.

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