Free FAST Graphs Alternatives

Checking

Free valuation research replacements

FAST Graphs logo

Best Free Alternatives to FAST Graphs

Find free tools for fundamentals, valuation charts, dividend research, and stock screening before paying for FAST Graphs.

A free FAST Graphs alternative can cover the fundamentals work behind a long-term stock decision, including valuation, earnings, cash flow, dividends, forecasts, and basic company comparison. Free tools rarely recreate FAST Graphs' full visual workflow, analyst scorecards, portfolio views, broker sync, and premium financial depth in one place. Pick the no-cost option that handles the check you repeat most often, then decide whether the missing valuation and portfolio workflow is worth paying for.

Disclosure: outbound links may include affiliate or sponsor links

Which Alternative Should You Use?

GuruFocus logo

GuruFocus

Closest replacement

Best for: Value investors looking for long historical fundamentals, GF Score, GF Value, and guru/institutional holdings.

  • GuruFocus best matches the base workflow on valuation modeling, fundamental research, and stock screening.
  • GuruFocus adds a free starting point that the base tool does not show. Free-plan limits: Signup required. A free account has limited access.

Watch for: Paid access is region and tier dependent: Annual paid memberships, region add-ons, API plans, and pay-as-you-go API credits.

The Ledger Terminal logo

The Ledger Terminal

Best workflow fit

Best for: Long-term stock pickers who want a low-cost, source-linked tearsheet instead of a broad multi-asset terminal.

  • The Ledger Terminal best matches the base workflow on valuation modeling, fundamental research, and stock screening.
  • The Ledger Terminal adds a free starting point that the base tool does not show. Free-plan limits: Free accounts get six stock views per day, three alerts, and up to three stocks per watchlist. Anonymous visitors get one stock view per day.

Watch for: US-led coverage: Most coverage is US-listed stocks. UK companies have about five years of annual history and no quarterly data, while US stocks can have 15 years and quarterly detail.

Stock Rover logo

Stock Rover

Best audience fit

Best for: Individual investors looking for North American stock, ETF, and fund screening.

  • Stock Rover best matches the base workflow on fundamental research, stock screening, and portfolio tracking.
  • Stock Rover adds a free starting point that the base tool does not show. Free-plan limits: Signup required. New signups can test Stock Rover through a 14-day free trial with no credit card required.

Watch for: North America-focused coverage: U.S. and Canadian exchange support plus OTC boards.

Stock Analysis logo

Stock Analysis

Strong runner-up

Best for: Regular investors looking for fast stock and fund research pages, screeners, comparisons, watchlists, and market calendars.

  • Stock Analysis best matches the base workflow on fundamental research, dividend analysis, and stock screening.
  • Stock Analysis adds a free starting point that the base tool does not show. Free-plan limits: Free access is ad-supported.

Watch for: No public API: Stock Analysis does not currently offer API access.

Detailed Alternatives

I want to

Free tiers first, then the lowest starting price.

1
Stock Analysis logo
Drop-in replacement

Stock Analysis

Analyst pickTested by us

Bottom line: Regular investors looking for fast stock and fund research pages, screeners, comparisons, watchlists, and market calendars.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models

Gain

  • Stock Ideas
  • ETF Screeners
  • Top Analysts
  • Stock Comparison

Lose

No missing capabilities listed.

Watch out

  • Avoid as a full replacement if you rely on valuation modeling and advisor and client reporting.
  • Free-plan limits: Free access is ad-supported. Free exports and financial history are limited compared with Pro and Unlimited. Free accounts allow 10 active alerts. Brokerage sync, full ETF holdings, and advanced analyst filtering require paid plans.
  • No public API: Stock Analysis does not currently offer API access.
Cost
Free, no signup

$6.58/moto go paid, billed yearly

$13.37/mo less than FAST Graphs

2
Stock Unlock logo
Drop-in replacement

Stock Unlock

Tested by us

Bottom line: Retail investors who want stock scores, DCF models, screeners, watchlists, broker-linked portfolios, and global stock coverage in one account.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Valuation Models
  • Analyst Forecasts

Gain

  • Stock Comparison
  • ETF Analysis
  • Insider Data
  • Institutional Ownership

Lose

  • Financials

Watch out

  • Avoid as a full replacement if you rely on dividend analysis and advisor and client reporting.
  • Free-plan limits: Basic research works without signup; a free account unlocks watchlists and portfolios. Free includes limited data, two manual portfolios, three screener searches weekly, and two years of analyst data. Pro costs $9 monthly or $90 annually. Unlimited costs $24 monthly or $240 annually. Paid plans advertise a 30-day money-back guarantee.
  • Free tier is deliberately capped: Free users get limited data depth, limited DCF/charting, three screener searches per week, two manual portfolios, and only a temporary free broker-link trial.
Cost
Free, no signup

$7.50/moto go paid, billed yearly

$12.45/mo less than FAST Graphs

3
Investing.com logo
Partial replacement

Investing.com

Analyst pickTested by us

Bottom line: Users looking for one free global market portal for quotes, charts, calendars, news, watchlists, and portfolio tracking.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models

Gain

  • Stock Ideas
  • Stock Comparison
  • Options
  • Correlation

Lose

No missing capabilities listed.

Watch out

  • Avoid as a full replacement if you rely on valuation modeling, dividend analysis, and stock research.
  • Free-plan limits: Free access is ad-supported and does not include the full InvestingPro research layer. Free WarrenAI access is limited to 10 lifetime messages and requires an account; paid plans include 50 or 500 credits per month. ProPicks, premium reports, and deeper datasets are plan-gated.
  • Not a broker or API product: Investing.com does not provide trade execution or a public API. Widgets and RSS are its public integration methods.
Cost
Free, no signup

$18.95/moto go paid

$1/mo less than FAST Graphs

4
ChartMill logo
ChartMillDrop-in replacement
4
ChartMill logo
Drop-in replacement

ChartMill

Tested by us

Bottom line: Self-directed traders and investors looking for technical and fundamental screening, watchlists, alerts, charts, and idea templates in one browser product.

Keep

  • Screeners
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models
  • Analyst Forecasts

Gain

  • Stock Ideas
  • Stock Comparison
  • Scores
  • Alerts

Lose

  • Portfolio

Watch out

  • Avoid as a full replacement if you rely on valuation modeling, dividend analysis, and advisor and client reporting.
  • Free-plan limits: Free access includes screener and charts with data limits. Monthly subscription is $34.97/month after first-month promotion; annual plan is $299.97/year and includes a swing-trading course.
  • Delayed market data: Paid access unlocks tools, but market data remains delayed or end-of-day, so active traders needing real-time feeds need another platform.
Cost
Free, no signup

Free • Paid plans available

5
The Ledger Terminal logo
The Ledger TerminalBest workflow fit
5
The Ledger Terminal logo
Best workflow fit

Bottom line: Long-term stock pickers who want a low-cost, source-linked tearsheet instead of a broad multi-asset terminal.

Keep

  • Screeners
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models
  • Dividends

Gain

  • Stock Ideas
  • Stock Comparison
  • Alerts
  • News

Lose

  • Portfolio
  • Analyst Forecasts

Watch out

  • Avoid as a full replacement if you rely on dividend analysis.
  • Free-plan limits: Free accounts get six stock views per day, three alerts, and up to three stocks per watchlist. Anonymous visitors get one stock view per day. Pro renews at $144 per year after a 7-day free trial. A current introductory charge could not be verified at checkout. Full 15-year history, comparison workflow, quality checklist, and exports require Pro.
  • US-led coverage: Most coverage is US-listed stocks. UK companies have about five years of annual history and no quarterly data, while US stocks can have 15 years and quarterly detail.
Cost
Free, no signup

Free • Paid plans available

6
Dividend Watch logo
Dividend WatchDrop-in replacement
6
Dividend Watch logo
Drop-in replacement

Dividend Watch

Analyst pickTested by us

Bottom line: Dividend investors who need forecasts, calendars, and dividend safety scores; Pro adds DRIP tracking.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Dividends

Gain

  • Calendar
  • Stock Ideas
  • Stock Comparison
  • ETF Comparison

Lose

  • Valuation Models
  • Analyst Forecasts

Watch out

  • Avoid as a full replacement if you rely on valuation modeling and backtesting and quant research.
  • Free-plan limits: Signup required. Free tier supports one portfolio and up to 10 holdings. Premium and Pro include a 7-day trial.
  • Free tier is small: Free access tracks one portfolio with up to 10 holdings and limited statement history.
Cost
Free with signup

$6/moto go paid, billed yearly

$13.95/mo less than FAST Graphs

7
Yahoo Finance logo
Yahoo FinancePartial replacement
7
Yahoo Finance logo
Partial replacement

Yahoo Finance

Tested by us

Bottom line: Investors who want free quotes, news, watchlists, portfolios, charts, and basic research in one product.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Analyst Forecasts

Gain

  • News
  • Alerts
  • Calendar
  • Stock Ideas

Lose

  • Valuation Models

Watch out

  • Avoid as a full replacement if you rely on valuation modeling, dividend analysis, and stock research.
  • Free-plan limits: Signup required. Free account/sign-in may be required for some portfolio and watchlist features. Premium portfolio analytics, research, screeners, and longer downloadable history are paid.
  • Data is informational, not trading-grade: Yahoo says all finance data is informational and not intended for trading or investing purposes.
Cost
Free with signup

$7.95/moto go paid, billed yearly

$12/mo less than FAST Graphs

8
Track Your Dividends (TYD) logo
Track Your Dividends (TYD)Drop-in replacement
8
Track Your Dividends (TYD) logo
Drop-in replacement

Bottom line: US and Canadian dividend investors who want a permanent free tracker with optional paid research.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models

Gain

  • Alerts
  • Scores
  • Stock Ideas
  • Education

Lose

  • Analyst Forecasts

Watch out

  • Avoid as a full replacement if you rely on valuation modeling and advisor and client reporting.
  • Free-plan limits: Signup required. Free tier includes one linked account and unlimited manual portfolios. Premium has a 7-day trial.
  • Free broker linking is capped: The free tier includes one linked account. Unlimited linked accounts require Premium.
Cost
Free with signup

$8.33/moto go paid, billed yearly

$11.62/mo less than FAST Graphs

9
Finbox logo
FinboxDrop-in replacement
9
Finbox logo
Drop-in replacement

Finbox

Tested by us

Bottom line: Investors who want screening, company financials, valuation models, and watchlists in one web service.

Keep

  • Screeners
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models
  • Analyst Forecasts

Gain

  • Stock Ideas
  • Stock Comparison
  • Institutional Ownership
  • Sheets / Excel Add-ins

Lose

  • Portfolio

Watch out

  • Avoid as a full replacement if you rely on dividend analysis, stock research, and options and trading workflows.
  • Free-plan limits: Signup required. Some research features require a paid plan. CSV downloads require Executive, Professional, or Starter plus Data Boost.
  • Exports require higher tiers or Data Boost: CSV downloads require Executive, Professional, or Starter plus Data Boost. The full configurator prices Data Boost per region.
Cost
Free with signup

$10/moto go paid, billed yearly

$9.95/mo less than FAST Graphs

10
Simply Wall St logo
Simply Wall StDrop-in replacement
10
Simply Wall St logo
Drop-in replacement

Simply Wall St

Analyst pickTested by us

Bottom line: Long-term investors looking for visual company reports and portfolio diagnostics.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models

Gain

  • Stock Ideas
  • Insider Data
  • Institutional Ownership
  • Management Performance

Lose

  • Analyst Forecasts

Watch out

  • Avoid as a full replacement if you rely on valuation modeling, stock research, and advisor and client reporting.
  • Free-plan limits: Signup required. 5 company reports per month on Free. 1 portfolio with up to 10 holdings on Free.
  • Free plan has report and portfolio limits: The Free tier includes 5 company reports per month and 1 portfolio with 10 holdings.
Cost
Free with signup

$10.95/moto go paid, billed yearly

$9/mo less than FAST Graphs

11
Stockoscope logo
StockoscopeDrop-in replacement
11
Stockoscope logo
Drop-in replacement

Bottom line: Retail investors who want a guided workflow for business quality, peers, valuation, analyst sentiment, and ownership activity.

Keep

  • Screeners
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models
  • Analyst Forecasts

Gain

  • Stock Ideas
  • Stock Comparison
  • Scores
  • Insider Data

Lose

  • Portfolio

Watch out

  • Avoid as a full replacement if you rely on options and trading workflows and advisor and client reporting.
  • Free-plan limits: Signup required. Every new account starts with a 14-day Pro trial without a credit card, then falls back to the permanent Free plan unless upgraded. The public AAPL dashboard and one stock can be explored without an account.
  • U.S.-listed stock coverage: Coverage is limited to more than 3,000 U.S.-listed companies, including the S&P 1500 and the broader Russell 3000, rather than global equities or other asset classes.
Cost
Free with signup

$12.50/moto go paid, billed yearly

$7.45/mo less than FAST Graphs

12
Seeking Alpha logo
Seeking AlphaDrop-in replacement
12
Seeking Alpha logo
Drop-in replacement

Seeking Alpha

Analyst pickTested by us

Bottom line: Retail investors looking for news, contributor analysis, quant ratings, screeners, and portfolio alerts together.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models

Gain

  • News
  • News Sentiment
  • Alerts
  • Calendar

Lose

No missing capabilities listed.

Watch out

  • Avoid as a full replacement if you rely on valuation modeling, dividend analysis, and advisor and client reporting.
  • Free-plan limits: Signup required. Basic has limited premium-article access. Premium is needed for unlimited articles/transcripts, ratings, factor grades, screeners, comparisons, broker linking, and AI summaries.
  • Free access is limited: The Basic plan has limited premium-article access and core portfolio/watchlist features.
Cost
Free with signup

$24.92/moto go paid, billed yearly

$4.97/mo more than FAST Graphs

13
TIKR logo
TIKRPartial replacement
13
TIKR logo
Partial replacement

TIKR

Analyst pickTested by us

Bottom line: Long-term stock investors looking for global fundamentals, estimates, transcripts, and valuation tools.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models

Gain

  • Stock Ideas
  • Stock Comparison
  • Institutional Ownership
  • News

Lose

No missing capabilities listed.

Watch out

  • Avoid as a full replacement if you rely on dividend analysis, stock screening, and stock research.
  • Free-plan limits: Signup required. Free tier is limited to U.S. equities. Free tier has 5 years of annual history, 8 quarters of quarterly history, and 5 years of chart history.
  • Free plan is US-only: The Free tier is limited to U.S. equities with shorter financial and chart history than the paid plans.
Cost
Free with signup

$24.95/moto go paid

$5/mo more than FAST Graphs

14
Stock Rover logo
Stock RoverBest audience fit
14
Stock Rover logo
Best audience fit

Stock Rover

Tested by us

Bottom line: Individual investors looking for North American stock, ETF, and fund screening.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models

Gain

  • Stock Ideas
  • ETF Screeners
  • Stock Comparison
  • ETF Comparison

Lose

No missing capabilities listed.

Watch out

  • Avoid as a full replacement if you rely on valuation modeling, dividend analysis, and stock research.
  • Free-plan limits: Signup required. New signups can test Stock Rover through a 14-day free trial with no credit card required. Free plan has monthly limits for Stock Scores and Research Reports.
  • North America-focused coverage: U.S. and Canadian exchange support plus OTC boards.
Cost
Free with signup

$34/moto go paid

$14.05/mo more than FAST Graphs

15
Fiscal.ai logo
Fiscal.aiPartial replacement
15
Fiscal.ai logo
Partial replacement

Fiscal.ai

Analyst pickTested by us

Bottom line: Investors who want AI-assisted company research backed by financials, estimates, transcripts, filings, and dashboards.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models

Gain

  • Stock Ideas
  • Stock Comparison
  • Institutional Ownership
  • ETF Analysis

Lose

No missing capabilities listed.

Watch out

  • Avoid as a full replacement if you rely on dividend analysis, stock screening, and stock research.
  • Free-plan limits: Signup required. Free terminal access has dashboard, history, event, and AI prompt limits. Free API access covers 100 companies, 50 requests per minute, and 250 requests per day.
  • Free access is limited: The free API is limited to 100 companies, 50 requests per minute, and 250 requests per day. Deeper history, exports, and some datasets require paid plans.
Cost
Free with signup

$39/moto go paid

$19.05/mo more than FAST Graphs

16
Koyfin logo
KoyfinDrop-in replacement
16
Koyfin logo
Drop-in replacement

Koyfin

Analyst pickTested by us

Bottom line: Investors who want dashboards, charts, screeners, portfolios, news, and alerts in a web and mobile workspace.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Analyst Forecasts

Gain

  • ETF Screeners
  • Custom Dashboards
  • Correlation
  • News

Lose

  • Valuation Models
  • Dividends

Watch out

  • Avoid as a full replacement if you rely on valuation modeling, dividend analysis, and stock research.
  • Free-plan limits: Signup required. Free plan includes limited watchlists, screens, dashboards, alerts, portfolios, financials, and estimates history. New accounts receive a seven-day trial and then downgrade to Free without a charge.
  • No public API: Koyfin does not provide user-facing data access through an API.
Cost
Free with signup

$39/moto go paid, billed yearly

$19.05/mo more than FAST Graphs

17
GuruFocus logo
GuruFocusClosest replacement
17
GuruFocus logo
Closest replacement

GuruFocus

Analyst pickTested by us

Bottom line: Value investors looking for long historical fundamentals, GF Score, GF Value, and guru/institutional holdings.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models

Gain

  • Stock Ideas
  • ETF Screeners
  • Top Analysts
  • Stock Comparison

Lose

No missing capabilities listed.

Watch out

  • Avoid as a full replacement if you rely on dividend analysis and advisor and client reporting.
  • Free-plan limits: Signup required. A free account has limited access. Free members have limited portfolio capacity.
  • Paid access is region and tier dependent: Annual paid memberships, region add-ons, API plans, and pay-as-you-go API credits.
Cost
Free with signup

$45.75/moto go paid, billed yearly

$25.80/mo more than FAST Graphs

18
Tweenvest logo
TweenvestDrop-in replacement
18
Tweenvest logo
Drop-in replacement

Tweenvest

Tested by us

Bottom line: Retail investors looking for an approachable stock research workspace with screeners, dashboards, watchlists, portfolios, transcripts, valuation templates, and AI summaries.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Valuation Models

Gain

  • News
  • Calendar
  • Alerts
  • Scores

Lose

No missing capabilities listed.

Watch out

  • Avoid as a full replacement if you rely on dividend analysis, options and trading workflows, and advisor and client reporting.
  • Free-plan limits: Signup required. Basic is free and covers U.S. and Spain stocks, 5 years of history, 1 favorites list, limited screener access, and latest transcript access. Pro is listed at EUR9.99/month, Pro+ at EUR14.99/month, and Unlimited at EUR19.99/month.
  • Best features are plan-gated: Global stocks, full history, unlimited screener access, editable projections, and AI summaries require the Unlimited tier.
Cost
Free with signup

Free • Paid plans available

19
TipRanks logo
TipRanksDrop-in replacement
19
TipRanks logo
Drop-in replacement

TipRanks

Analyst pickTested by us

Bottom line: Retail investors looking for analyst consensus, expert rankings, Smart Score, news sentiment, and stock ideas.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Analyst Forecasts

Gain

  • Stock Ideas
  • Top Analysts
  • ETF Screeners
  • US Government Trades

Lose

  • Valuation Models

Watch out

  • Avoid as a full replacement if you rely on valuation modeling, dividend analysis, and stock screening.
  • Free-plan limits: Signup required. Free/Basic MCP OAuth quota is 10 tool calls per month. Free API-key tier is limited to 10 requests per minute and 50 requests per month.
  • Best tools are paid: Premium and Ultimate gate Smart Portfolio, Smart Score, expert/insider/hedge-fund tools, exports, and higher MCP quotas.
Cost
Free with signup

Free • Contact for pricing

20
Trendlyne logo
TrendlynePartial replacement
20
Trendlyne logo
Partial replacement

Trendlyne

Tested by us

Bottom line: Indian investors looking for one product for screeners, DVM scores, analyst forecasts, alerts, portfolios, broker sync, and options tools.

Keep

  • Screeners
  • Portfolio
  • Watchlist
  • Data Visualizations
  • Financials
  • Analyst Forecasts

Gain

  • Analyst Ratings & Price Targets
  • Options
  • Backtesting
  • Institutional Ownership

Lose

  • Valuation Models

Watch out

  • Avoid as a full replacement if you rely on valuation modeling, dividend analysis, and stock research.
  • Free-plan limits: Signup required. Free plan exists; the current page lists GuruQ at INR 390/month and Pro Global at INR 1,500/month. Pro Plus is marked +INR 2,000/month without a standalone charge. Annual page displays GuruQ INR 1,890 and StratQ INR 5,900 with promo-code labels, Pro Global INR 8,900, and Pro Plus Global as +INR 11,900/year; verify current checkout terms before purchase.
  • Plan matrix is complex: India-only, global, SmartOptions, Excel Connect, alert frequency, backtest limits, and download limits vary materially by tier.
Cost
Free with signup

Free • Paid plans available

What This Shortlist Tells You

Free alternatives are strongest for basic fundamentals, valuation checks, dividend research, simple screeners, and company comparison.

Expect tradeoffs around historical depth, forecast tools, portfolio tracking, broker sync, exports, and visual valuation charts.

Use paid FAST Graphs or another paid platform when valuation charts and repeatable portfolio research are central to the process.

Free Access & Pricing

Free to start

All 20

All 20 have a standing free tier, not a trial.

Paid plans from

$6/mo

Dividend Watch is the cheapest paid upgrade. FAST Graphs starts at $19.95/mo.

Mobile app

11 of 20

11 add a mobile app that FAST Graphs lacks.

API access

3 of 20

3 expose an API or data feed, usually on a paid plan.

Hands-on tested

17 of 20

17 tested hands-on. 10 are analyst picks.

Coverage overlap

91%

Average share of FAST Graphs categories each alternative covers.

Free Alternatives FAQ

What is the best free FAST Graphs alternative?

Choose a free FAST Graphs alternative based on the first check you need to make: valuation charts, fundamentals, dividend research, forecasts, screening, portfolio tracking, or company comparison.

Can free tools replace FAST Graphs?

Free tools can cover parts of the workflow, but the full mix of valuation visuals, forecasts, financial history, portfolio tools, and premium screening is difficult to replace without a paid product.

What should I check on free FAST Graphs competitors?

Check financial history depth, valuation assumptions, forecast sources, dividend coverage, portfolio limits, export support, and whether signup is required.

Feedback

Missing an alternative, or is a listing out of date? Tell me and I will look.

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.