Tool Comparison
AJ Bell vs N26
- Paid from
- —
- Free plan
- No
- Platforms
- Web, Mobile
Best if
- You want portfolio, advanced order types, and downloadable tax reports.
- Paid from
- —
- Free plan
- No
- Platforms
- Mobile
Best if
- You want wealth management.
Pick AJ Bell if
AJ Bell
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- You want portfolio, advanced order types, and downloadable tax reports.
Pick N26 if
N26
Transaction-priced · Fees vary by offer and jurisdiction · Mobile
- You want wealth management.
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
AJ Bell and N26 cover a lot of the same ground (2 shared categories, brokerage and watchlist), so for the basics you won't go far wrong with either. AJ Bell includes portfolio and advanced order types, and N26 includes wealth management.
What readers say
AJ Bell
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N26
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What AJ Bell does best
- Open Dealing, Stocks and Shares ISA, Lifetime ISA, Junior ISA, SIPP, Junior SIPP, trust, or eligible company accounts.
- Choose from more than 4,000 funds plus UK and international shares, ETFs, investment trusts, gilts, and bonds.
- Pay wrapper-specific account charges, with caps for listed assets and tiered charges for funds.
- Set up free regular investments from £25 a month, limit orders, stop losses, watchlists, portfolio monitoring, and research.
- Earn variable interest on cleared GBP cash, with rates that differ by account type.
What N26 does best
- Stock and ETF trading inside the N26 mobile app where eligible, with transaction pricing and plan allowances per country.
- Fractional investing from as little as 1 euro, including recurring investment plans on supported schedules.
- Automated investment plans run weekly, bi-weekly, monthly, or quarterly for eligible stocks and ETFs.
- More than 5,000 stocks, ETFs, and ETCs on the current Spain product page.
- Ready-made BlackRock funds in Mindful, Balanced, and Ambitious profiles where fund investing is available.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | — |
Plan limits | — | 5 limits: Standard (Spain): stock etf etc trade fee eur: 0.9, Smart (Spain): stock etf etc trade fee eur: 0.9 +3 more |
| Platforms & access | ||
Web app | Yes | No |
Mobile app | Yes | Yes |
API access | No | No |
Broker sync | — | No |
Integrations | — | Upvest Securities GmbH and Bitpanda Asset Management GmbH |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | — | — |
Categories covered | 5 | 3 |
Regions | Europe, North America | Europe |
| Data & capabilities | ||
Data quality | — | Timezone: Europe/Berlin |
| Try it | Visit AJ Bell | Visit N26 |
Standout features
The best features of AJ Bell and N26.ShowHide
Standout features
What AJ Bell does best
- Open Dealing, Stocks and Shares ISA, Lifetime ISA, Junior ISA, SIPP, Junior SIPP, trust, or eligible company accounts.
- Choose from more than 4,000 funds plus UK and international shares, ETFs, investment trusts, gilts, and bonds.
- Pay wrapper-specific account charges, with caps for listed assets and tiered charges for funds.
- Set up free regular investments from £25 a month, limit orders, stop losses, watchlists, portfolio monitoring, and research.
- Earn variable interest on cleared GBP cash, with rates that differ by account type.
What N26 does best
- Stock and ETF trading inside the N26 mobile app where eligible, with transaction pricing and plan allowances per country.
- Fractional investing from as little as 1 euro, including recurring investment plans on supported schedules.
- Automated investment plans run weekly, bi-weekly, monthly, or quarterly for eligible stocks and ETFs.
- More than 5,000 stocks, ETFs, and ETCs on the current Spain product page.
- Ready-made BlackRock funds in Mindful, Balanced, and Ambitious profiles where fund investing is available.
All details
Every attribute we track for AJ Bell and N26.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsBondsMutual Funds | StocksETFsCryptos |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Regions | EuropeNorth America | Europe |
Coverage details | Identifiers: Ticker and ISIN | 18 countriesIdentifiers: ISIN and Ticker |
| Access & integrations | ||
Integrations | Not specified | Upvest Securities GmbHBitpanda Asset Management GmbH |
Export formats | CSVPDF | Not specified |
| Plans & trust | ||
Vendor & support | AJ Bell Securities LimitedCountry: United KingdomSupport: Phone and Email | N26 SECountry: GermanyFounded 2013Support: Email and Chat |
Curation ratings | Not specified | Methodology 4/5Reliability 4/5UX 4/5 |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | — | Free“Standard (Spain)”stock etf etc trade fee eur: 0.9 |
| Entry paid plan | — | €4.90/mo“Smart (Spain)”stock etf etc trade fee eur: 0.9 · spaces: 10 |
| Tier 2 | — | €9.90/mo“Go (Spain)”free trades per month: 3 |
| Top plan | — | €16.90/mo“Metal (Spain)”free trades per month: 10 |
Alternatives
Free alternatives
Questions we keep getting
What's the difference between AJ Bell and N26?
AJ Bell leans toward brokerage, portfolio, and watchlist, while N26 puts more weight on brokerage, wealth management, and watchlist. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
How much do AJ Bell and N26 cost?
Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.
Should I choose AJ Bell or N26?
It depends on what you're after. Pick AJ Bell if portfolio and advanced order types matter to you; go with N26 if you'd rather have wealth management. And if you only need the basics both share, let price decide.
What asset classes do AJ Bell and N26 cover?
Both cover stocks and ETFs. AJ Bell also handles bonds and mutual funds. N26 adds cryptos on top.
Can I export data from AJ Bell and N26?
AJ Bell exports to CSV. N26 is stingier about getting data out.
Can I track my portfolio with AJ Bell or N26?
AJ Bell handles portfolio tracking. N26 is really a research tool; you'd track your portfolio elsewhere.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.