VOL. XCIV, NO. 247

* MOAT STOCKS COMPARISON *

NO ADVICE

Friday, December 26, 2025

Stock Comparison

Caterpillar Inc. vs Jack Henry & Associates, Inc.

Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.

Caterpillar Inc.

CAT · New York Stock Exchange

Market cap (USD)
SectorIndustrials
CountryUS
Data as of2025-12-25
Moat score
68/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

View full moat analysis >

Jack Henry & Associates, Inc.

JKHY · Nasdaq

Market cap (USD)$13.4B
SectorTechnology
CountryUS
Data as of2025-12-25
Moat score
59/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

View full moat analysis >

Side-by-side metrics

Caterpillar Inc.
Jack Henry & Associates, Inc.
Ticker / Exchange
CAT - New York Stock Exchange
JKHY - Nasdaq
Market cap (USD)
n/a
$13.4B
Sector
Industrials
Technology
HQ country
US
US
Primary segment
Energy & Transportation
Payments
Market structure
Oligopoly
Competitive
Market share
n/a
n/a
HHI estimate
n/a
n/a
Pricing power
Moderate
Moderate
Moat score
68 / 100
59 / 100
Moat domains
Supply, Demand, Financial, Network
Demand, Legal, Supply
Last update
2025-12-25
2025-12-25

Moat coverage

Shared moat types

Brand TrustSuite Bundling

Caterpillar Inc. strengths

Distribution ControlInstalled Base ConsumablesService Field NetworkCapex Knowhow ScaleDesign In QualificationUnderwriting Risk PoolingEcosystem Complements

Jack Henry & Associates, Inc. strengths

Long Term ContractsSwitching Costs GeneralCompliance AdvantageScale Economies Unit CostData Workflow Lockin

Segment mix

Caterpillar Inc. segments

Full profile >

Construction Industries

Oligopoly

35.9%

Resource Industries

Oligopoly

17.5%

Energy & Transportation

Oligopoly

40.7%

Financial Products

Competitive

5.3%

All Other

Competitive

0.6%

Jack Henry & Associates, Inc. segments

Full profile >

Core

Oligopoly

31.1%

Payments

Competitive

36.8%

Complementary

Competitive

28.4%

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.