VOL. XCIV, NO. 247

★ MOAT STOCKS & COMPETITIVE ADVANTAGES ★

PRICE: 5 CENTS

Tuesday, December 23, 2025

Microsoft Corporation

MSFT · Nasdaq Global Select Market

active
Market cap (USD)$3.6T
SectorTechnology
CountryUS
Data as of
Moat score
84/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Request update

Spot something outdated? Send a quick note and source so we can refresh this profile.

Overview

Microsoft is a global software, cloud, and consumer technology platform company organized around Productivity and Business Processes (Microsoft 365, LinkedIn, Dynamics), Intelligent Cloud (Azure plus server/developer tools), and More Personal Computing (Windows, Xbox, search/ads, devices). Its strongest moats come from suite bundling and workflow lock-in around Microsoft 365, hyperscale cloud capex/know-how and ecosystem complements around Azure, and Windows' default OEM distribution with a large installed base. Key counterforces include SaaS unbundling and multi-homing, multi-cloud strategies and cloud price competition, and hit-driven content economics in gaming.

Primary segment

Productivity and Business Processes

Market structure

Oligopoly

Market share

HHI:

Coverage

3 segments · 6 tags

Updated 2025-12-21

Segments

Productivity and Business Processes

Enterprise productivity & collaboration suites, business applications, and professional network platforms

Revenue

42.9%

Structure

Oligopoly

Pricing

strong

Share

Peers

GOOGLCRMSAPORCL+4

Intelligent Cloud

Cloud infrastructure & platform services (IaaS/PaaS/hosted private cloud) and hybrid enterprise server software

Revenue

37.7%

Structure

Oligopoly

Pricing

moderate

Share

19%-21% (reported)

Peers

AMZNGOOGLORCLIBM+2

More Personal Computing

Desktop PC operating systems (OEM & commercial licensing) and adjacent consumer platform services (gaming, search/ads, devices)

Revenue

19.4%

Structure

Quasi-Monopoly

Pricing

moderate

Share

69%-70% (reported)

Peers

AAPLGOOGLNTDOYSONY

Moat Claims

Productivity and Business Processes

Enterprise productivity & collaboration suites, business applications, and professional network platforms

Revenue and operating income shares derived from FY2025 segment results in Microsoft's 2025 Annual Report (FY ended June 30, 2025). Segment includes Microsoft 365 (Commercial & Consumer), LinkedIn, and Dynamics.

Oligopoly

Suite Bundling

Demand

Strength: 5/5 · Durability: durable · Confidence: 5/5 · 2 evidence

Microsoft 365 bundles core productivity apps, OS components, security/identity, and Copilot capabilities under a single suite, reducing point-solution substitution in large organizations.

Erosion risks

  • Best-of-breed unbundling
  • Regulatory scrutiny of bundling
  • Open-source/low-cost suite adoption

Leading indicators

  • Microsoft 365 Commercial seat growth
  • Microsoft 365 ARPU trend
  • Net retention / renewal rates on enterprise agreements

Counterarguments

  • Some enterprises increasingly mix-and-match best-of-breed tools (e.g., standalone collaboration/security).
  • Web-first workflows can reduce dependence on desktop suites.

Data Workflow Lockin

Demand

Strength: 4/5 · Durability: durable · Confidence: 4/5 · 2 evidence

Microsoft 365/Office 365 is designed and accounted for as an integrated cloud+desktop offering, reflecting deep workflow interdependency that raises switching costs.

Erosion risks

  • Interoperability improvements reduce lock-in
  • Cross-platform collaboration tools lower switching friction

Leading indicators

  • Teams/SharePoint/OneDrive usage growth
  • Tenant migration churn indicators
  • Third-party integrations replacing native workflows

Counterarguments

  • Many users can work entirely in the browser or on mobile, making switching between suites easier for some organizations.
  • Open file formats and APIs reduce dependence on proprietary workflows.

Long Term Contracts

Demand

Strength: 3/5 · Durability: medium · Confidence: 4/5 · 1 evidence

Large remaining performance obligation (contracted backlog) reflects multi-year commercial commitments that improve revenue visibility and renewal inertia for enterprise subscriptions.

Erosion risks

  • Enterprise contract downsizing during downturns
  • Shift toward month-to-month SaaS procurement
  • Customer pushback on renewal pricing

Leading indicators

  • Commercial remaining performance obligation trend
  • Renewal rate and contract duration mix
  • Bookings/enterprise agreement growth

Counterarguments

  • RPO reflects current contracts but does not prevent customers from switching at renewal.
  • Modern procurement can shift workloads faster with SaaS alternatives.

Two Sided Network

Network

Strength: 4/5 · Durability: durable · Confidence: 4/5 · 2 evidence

LinkedIn's large member graph creates a two-sided network between professionals and recruiters/advertisers; scale improves matching, content, and targeting.

Erosion risks

  • Engagement decline / platform fatigue
  • Regulatory limits on data usage
  • Competition from niche professional communities

Leading indicators

  • Member growth rate
  • Engagement metrics (comments, video uploads)
  • Talent Solutions revenue growth

Counterarguments

  • Users and recruiters can multi-home across platforms (low exclusivity).
  • Recruiting spend can shift to vertical/job-specific platforms or direct hiring channels.

Intelligent Cloud

Cloud infrastructure & platform services (IaaS/PaaS/hosted private cloud) and hybrid enterprise server software

Revenue and operating income shares derived from FY2025 segment results in Microsoft's 2025 Annual Report (FY ended June 30, 2025). Segment includes Azure, GitHub, Nuance cloud services, and server products like SQL Server and Windows Server.

Oligopoly

Capex Knowhow Scale

Supply

Strength: 5/5 · Durability: durable · Confidence: 4/5 · 2 evidence

Massive global datacenter footprint and capacity build-out create a scale advantage in compute availability, latency coverage, and unit economics, especially for AI workloads.

Erosion risks

  • Capex arms race compresses returns
  • Power and GPU supply constraints
  • Data residency / regulatory friction slows expansion

Leading indicators

  • Capex level and datacenter additions
  • Azure service availability/latency metrics
  • Microsoft Cloud gross margin trend

Counterarguments

  • AWS and Google can match scale; advantages may narrow as all hyperscalers invest heavily.
  • AI-native 'neocloud' GPU providers can capture incremental AI workloads.

Ecosystem Complements

Network

Strength: 4/5 · Durability: durable · Confidence: 4/5 · 1 evidence

Azure is reinforced by complementary enterprise infrastructure and developer tools (Windows Server, SQL Server, Visual Studio, GitHub) that ease hybrid migration and increase platform stickiness.

Erosion risks

  • Open-source and cloud-agnostic tooling reduces pull
  • Containers/Kubernetes standardize workloads across clouds

Leading indicators

  • Azure migration and consumption growth
  • GitHub/Nuance cloud services adoption
  • Hybrid product attach rates (e.g., Windows Server/SQL + Azure)

Counterarguments

  • Developers can standardize on open tooling and deploy across clouds.
  • Enterprise buyers increasingly mandate portability and multi-cloud strategies.

Operational Excellence

Supply

Strength: 4/5 · Durability: medium · Confidence: 3/5 · 1 evidence

Operational efficiency improvements in Azure and related cloud services can partially offset the cost of scaling AI infrastructure, supporting margin resilience at scale.

Erosion risks

  • Rapid AI build-out reduces reliability or margins
  • Service outages harm trust
  • Rising energy costs

Leading indicators

  • Azure gross margin and uptime/SLA performance
  • Unit cost of compute/storage
  • Incident frequency and severity

Counterarguments

  • Hyperscaler services are increasingly commoditized; efficiency gains may be competed away via price cuts.
  • AI infrastructure cycles can create overcapacity and margin pressure.

More Personal Computing

Desktop PC operating systems (OEM & commercial licensing) and adjacent consumer platform services (gaming, search/ads, devices)

Revenue and operating income shares derived from FY2025 segment results in Microsoft's 2025 Annual Report (FY ended June 30, 2025). Segment includes Windows & Devices, Gaming (Xbox), and Search & news advertising.

Quasi-Monopoly

Default OS Gateway

Network

Strength: 5/5 · Durability: durable · Confidence: 4/5 · 2 evidence

Windows remains the default gateway on most PCs through OEM pre-installation, reinforcing developer and peripheral support and preserving distribution advantages.

Erosion risks

  • Shift from PCs to mobile/tablet form factors
  • Regulatory constraints on default settings
  • Developer focus moving to cross-platform/web

Leading indicators

  • Desktop OS usage share trend
  • Windows OEM revenue trend
  • Developer toolchain engagement (e.g., Visual Studio)

Counterarguments

  • User computing continues to shift to mobile ecosystems where Microsoft is not the OS default.
  • Chromebooks, Macs, and web apps can reduce Windows dependency for some users.

Ecosystem Complements

Network

Strength: 4/5 · Durability: durable · Confidence: 3/5 · 1 evidence

Windows is positioned as a surface to drive engagement with Microsoft services (Edge/Bing/Copilot/Teams/Game Pass), creating complements that reinforce the platform.

Erosion risks

  • Browser-based apps weaken OS-level complements
  • Default search/browser competition
  • Consumer privacy restrictions

Leading indicators

  • Edge/Bing usage share trends
  • Windows engagement metrics
  • Attach rates for Microsoft consumer services

Counterarguments

  • Most major apps are cross-platform; OS-level complements may provide limited defensibility.
  • Google and Apple ecosystems can be more cohesive in mobile-centric computing.

Content Rights Currency

Legal

Strength: 3/5 · Durability: medium · Confidence: 3/5 · 1 evidence

First-party studios and exclusive/owned IP support differentiation for Xbox content and subscriptions, though content spend is escalating across the industry.

Erosion risks

  • Content cost inflation
  • Hit-driven nature of gaming
  • Platform shift toward mobile and streaming

Leading indicators

  • Game Pass subscriber and engagement trends
  • First-party release cadence and reception
  • Gaming content and services revenue growth

Counterarguments

  • Sony/Nintendo and large publishers also have strong exclusive content; differentiation may be temporary.
  • Cloud gaming economics and licensing can weaken exclusivity over time.

Evidence

sec_filing
Microsoft Annual Report 2025 (Form 10-K) - Segment description of Microsoft 365 Commercial

Microsoft 365 Commercial is an AI-powered business and productivity solutions platform that brings together Office, Windows, Microsoft 365 Copilot, and Enterprise Mobility + Security.

Directly supports suite bundling across productivity, OS, security and AI assistant.

sec_filing
Microsoft Annual Report 2025 (Form 10-K) - Microsoft 365 Consumer pricing

Microsoft 365 Consumer subscriber growth of 8% to 89.0 million, as well as growth in revenue per user from the price increase announced in January 2025.

Supports pricing power for the subscription suite (price increase + continued growth).

sec_filing
Microsoft Annual Report 2025 (Form 10-K) - Revenue recognition for Office 365

Certain cloud services, primarily Office 365, depend on a significant level of integration, interdependency, and interrelation between the desktop applications and cloud services.

Supports workflow lock-in via integrated desktop+cloud architecture.

sec_filing
Microsoft Annual Report 2025 (Form 10-K) - Microsoft 365 Commercial subscription components

Microsoft 365 Commercial subscriptions... comprise... Exchange, SharePoint, Microsoft Teams, Microsoft 365 Security and Compliance, and Microsoft 365 Copilot.

Shows breadth of workflow touchpoints (email, docs, collaboration, security, AI) that are embedded in daily operations.

sec_filing
Microsoft Annual Report 2025 (Form 10-K) - Remaining performance obligations

Revenue allocated to remaining performance obligations... was $375 billion as of June 30, 2025.

Supports existence of substantial contracted backlog, consistent with multi-year enterprise agreements.

Showing 5 of 17 sources.

Risks & Indicators

Erosion risks

  • Best-of-breed unbundling
  • Regulatory scrutiny of bundling
  • Open-source/low-cost suite adoption
  • Interoperability improvements reduce lock-in
  • Cross-platform collaboration tools lower switching friction
  • Enterprise contract downsizing during downturns

Leading indicators

  • Microsoft 365 Commercial seat growth
  • Microsoft 365 ARPU trend
  • Net retention / renewal rates on enterprise agreements
  • Teams/SharePoint/OneDrive usage growth
  • Tenant migration churn indicators
  • Third-party integrations replacing native workflows
Created 2025-12-21
Updated 2025-12-21

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.