VOL. XCIV, NO. 247

★ WIDE MOAT STOCKS COMPARISON ★

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Thursday, January 8, 2026

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Stock Comparison

VINCI SA vs Fair Isaac Corporation

Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.

VINCI SA

DG · Euronext Paris

Market cap (USD)$67.5B

Gross margin (TTM)16%

Operating margin (TTM)12.1%

Net margin (TTM)6.5%

SectorIndustrials

IndustryEngineering & Construction

CountryFR

Data as of2026-01-03

Moat score

57/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into VINCI SA's moat claims, evidence, and risks.

View DG analysis

Fair Isaac Corporation

FICO · New York Stock Exchange

Market cap (USD)$40.1B

Gross margin (TTM)82.2%

Operating margin (TTM)46.5%

Net margin (TTM)32.8%

SectorTechnology

IndustrySoftware - Application

CountryUS

Data as of2025-12-31

Moat score

82/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into Fair Isaac Corporation's moat claims, evidence, and risks.

View FICO analysis

Comparison highlights

Moat score gap: Fair Isaac Corporation leads (82 / 100 vs 57 / 100 for VINCI SA).
Segment focus: VINCI SA has 7 segments (44.4% in VINCI Construction); Fair Isaac Corporation has 2 segments (58.7% in Scores).
Primary market structure: Competitive vs Quasi-Monopoly. Pricing power: Weak vs Strong.
Moat breadth: VINCI SA has 7 moat types across 2 domains; Fair Isaac Corporation has 5 across 2.

Primary market context

VINCI SA

VINCI Construction

Market

Construction and civil engineering contracting (buildings, infrastructure and specialty networks)

Geography

Global

Customer

Public-sector project owners and private developers/industrial clients

Role

General contractor / civil engineering contractor

Revenue share

44.4%

Fair Isaac Corporation

Scores

Market

Consumer credit scoring and related predictive scores used in lending decisions

Geography

Primarily United States; also international

Customer

Lenders (mortgage, credit card, auto, etc.), consumer reporting agencies, and consumers (B2C)

Role

Score model developer/licensor; distribution via consumer reporting agencies and direct-to-consumer channels

Revenue share

58.7%

Side-by-side metrics

VINCI SA

Fair Isaac Corporation

Ticker / Exchange

DG - Euronext Paris

FICO - New York Stock Exchange

Market cap (USD)

$67.5B

$40.1B

Gross margin (TTM)

16%

82.2%

Operating margin (TTM)

12.1%

46.5%

Net margin (TTM)

6.5%

32.8%

Sector

Industrials

Technology

Industry

Engineering & Construction

Software - Application

HQ country

Primary segment

VINCI Construction

Scores

Market structure

Competitive

Quasi-Monopoly

Market share

n/a

90% (reported)

HHI estimate

n/a

Pricing power

Weak

Strong

Moat score

57 / 100

82 / 100

Moat domains

Legal, Supply

Network, Demand

Last update

2026-01-03

2025-12-31

Moat coverage

Shared moat types

No overlap yet.

VINCI SA strengths

Concession LicensePermits Rights Of WayOperational ExcellenceService Field NetworkCapex Knowhow ScaleCapacity MoatCompliance Advantage

Fair Isaac Corporation strengths

De Facto StandardFormat Lock InBrand TrustData Workflow LockinSwitching Costs General

Segment mix

VINCI SA segments

Full profile >

VINCI Autoroutes

Monopoly

9.2%

VINCI Airports

Oligopoly

6.3%

Other concessions (incl. VINCI Highways and PPP assets)

Competitive

0.8%

VINCI Energies

Competitive

28.4%

Cobra IS

Competitive

9.9%

VINCI Construction

Competitive

44.4%

VINCI Immobilier

Competitive

1.6%

Fair Isaac Corporation segments

Full profile >

Scores

Quasi-Monopoly

58.7%

Software

Competitive

41.3%

Want the full wide moat stocks list?

Browse the full ranking of wide moat stocks, updated with moat scores and segment context.

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Looking for expansion-stage stocks?

Proven models entering the expansion stage with unit economics that work.

View expansion-stage stocks

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.