VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Wednesday, January 7, 2026
Stock Comparison
Duolingo, Inc. vs U.S. Bancorp
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Duolingo, Inc.
DUOL · NASDAQ
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Duolingo, Inc.'s moat claims, evidence, and risks.
View DUOL analysisU.S. Bancorp
USB · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into U.S. Bancorp's moat claims, evidence, and risks.
View USB analysisComparison highlights
- Moat score gap: Duolingo, Inc. leads (68 / 100 vs 62 / 100 for U.S. Bancorp).
- Segment focus: Duolingo, Inc. has 2 segments (93.9% in Duolingo App); U.S. Bancorp has 3 segments (42.8% in Wealth, Corporate, Commercial and Institutional Banking).
- Moat breadth: Duolingo, Inc. has 6 moat types across 3 domains; U.S. Bancorp has 8 across 4.
Primary market context
Duolingo, Inc.
Duolingo App
Mobile-first, freemium language learning and adjacent subjects (math, music)
Global
Consumers (end-users); advertisers
Digital learning platform / content & software publisher
93.9%
U.S. Bancorp
Wealth, Corporate, Commercial and Institutional Banking
U.S. corporate, commercial, institutional and wealth banking & advisory services
United States
Commercial, institutional, government and wealth clients
Bank / financial intermediary
42.8%
Side-by-side metrics
Moat coverage
Shared moat types
Duolingo, Inc. strengths
U.S. Bancorp strengths
Segment mix
Duolingo, Inc. segments
Full profile >Duolingo App
Competitive
Duolingo English Test
Oligopoly
U.S. Bancorp segments
Full profile >Wealth, Corporate, Commercial and Institutional Banking
Competitive
Consumer and Business Banking
Oligopoly
Payment Services
Oligopoly
Want the full wide moat stocks list?
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View the moat stocks listLooking for expansion-stage stocks?
Proven models entering the expansion stage with unit economics that work.
View expansion-stage stocksCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.