VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Thursday, January 8, 2026
Stock Comparison
Automatic Data Processing, Inc. vs Chubb Limited
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Automatic Data Processing, Inc.
ADP · NASDAQ
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Automatic Data Processing, Inc.'s moat claims, evidence, and risks.
View ADP analysisChubb Limited
CB · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Chubb Limited's moat claims, evidence, and risks.
View CB analysisComparison highlights
- Moat score gap: Automatic Data Processing, Inc. leads (71 / 100 vs 68 / 100 for Chubb Limited).
- Segment focus: Automatic Data Processing, Inc. has 2 segments (67.5% in Employer Services); Chubb Limited has 6 segments (40% in North America Commercial P&C Insurance).
- Primary market structure: Oligopoly vs Competitive. Pricing power: Moderate vs Moderate.
- Moat breadth: Automatic Data Processing, Inc. has 7 moat types across 4 domains; Chubb Limited has 6 across 4.
Primary market context
Automatic Data Processing, Inc.
Employer Services
Payroll processing and cloud HCM (HR, time, talent, tax, benefits) software and outsourcing
Global
Businesses (SMB to large enterprise)
SaaS and managed services provider
67.5%
Chubb Limited
North America Commercial P&C Insurance
Commercial property & casualty and corporate accident & health insurance
North America
Businesses and institutions (middle market to large corporates); specialty commercial
Primary insurer / underwriter
40%
Side-by-side metrics
Moat coverage
Shared moat types
Automatic Data Processing, Inc. strengths
Chubb Limited strengths
Segment mix
Automatic Data Processing, Inc. segments
Full profile >Employer Services
Oligopoly
Professional Employer Organization (PEO) Services
Competitive
Chubb Limited segments
Full profile >North America Commercial P&C Insurance
Competitive
North America Personal P&C Insurance
Oligopoly
North America Agricultural Insurance
Oligopoly
Overseas General Insurance
Competitive
Global Reinsurance
Oligopoly
Life Insurance
Competitive
Want the full wide moat stocks list?
Browse the full ranking of wide moat stocks, updated with moat scores and segment context.
View the moat stocks listLooking for expansion-stage stocks?
Proven models entering the expansion stage with unit economics that work.
View expansion-stage stocksCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.