VOL. XCIV, NO. 247

★ WIDE MOAT STOCKS COMPARISON ★

NO ADVICE

Saturday, January 3, 2026

Wide Moat Stocks Home My Collections

Stock Comparison

ASSA ABLOY AB vs Fair Isaac Corporation

Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.

ASSA ABLOY AB

ASSA-B · Nasdaq Stockholm

Market cap (USD)—

Gross margin (TTM)—

Operating margin (TTM)—

Net margin (TTM)—

SectorIndustrials

Industry—

CountrySE

Data as of2026-01-02

Moat score

76/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into ASSA ABLOY AB's moat claims, evidence, and risks.

View ASSA-B analysis

Fair Isaac Corporation

FICO · New York Stock Exchange

Market cap (USD)$39.6B

Gross margin (TTM)82.2%

Operating margin (TTM)46.5%

Net margin (TTM)32.8%

SectorTechnology

IndustrySoftware - Application

CountryUS

Data as of2025-12-31

Moat score

82/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into Fair Isaac Corporation's moat claims, evidence, and risks.

View FICO analysis

Comparison highlights

Moat score gap: Fair Isaac Corporation leads (82 / 100 vs 76 / 100 for ASSA ABLOY AB).
Segment focus: ASSA ABLOY AB has 5 segments (32.9% in Entrance Systems); Fair Isaac Corporation has 2 segments (58.7% in Scores).
Primary market structure: Oligopoly vs Quasi-Monopoly. Pricing power: Moderate vs Strong.
Moat breadth: ASSA ABLOY AB has 4 moat types across 2 domains; Fair Isaac Corporation has 5 across 2.

Primary market context

ASSA ABLOY AB

Entrance Systems

Market

Entrance automation and industrial door solutions (pedestrian automatic doors, industrial doors, loading dock equipment, service/maintenance)

Geography

Global

Customer

Commercial/industrial facilities via distributors, installers and service channels

Role

OEM + service/maintenance provider

Revenue share

32.9%

Fair Isaac Corporation

Scores

Market

Consumer credit scoring and related predictive scores used in lending decisions

Geography

Primarily United States; also international

Customer

Lenders (mortgage, credit card, auto, etc.), consumer reporting agencies, and consumers (B2C)

Role

Score model developer/licensor; distribution via consumer reporting agencies and direct-to-consumer channels

Revenue share

58.7%

Side-by-side metrics

ASSA ABLOY AB

Fair Isaac Corporation

Ticker / Exchange

ASSA-B - Nasdaq Stockholm

FICO - New York Stock Exchange

Market cap (USD)

n/a

$39.6B

Gross margin (TTM)

n/a

82.2%

Operating margin (TTM)

n/a

46.5%

Net margin (TTM)

n/a

32.8%

Sector

Industrials

Technology

Industry

n/a

Software - Application

HQ country

Primary segment

Entrance Systems

Scores

Market structure

Oligopoly

Quasi-Monopoly

Market share

n/a

90% (reported)

HHI estimate

n/a

Pricing power

Moderate

Strong

Moat score

76 / 100

82 / 100

Moat domains

Demand, Supply

Network, Demand

Last update

2026-01-02

2025-12-31

Moat coverage

Shared moat types

Brand TrustSwitching Costs General

ASSA ABLOY AB strengths

Installed Base ConsumablesService Field Network

Fair Isaac Corporation strengths

De Facto StandardFormat Lock InData Workflow Lockin

Segment mix

ASSA ABLOY AB segments

Full profile >

Opening Solutions EMEIA

Oligopoly

16.3%

Opening Solutions Americas

Oligopoly

29.4%

Opening Solutions Asia Pacific

Competitive

5.5%

Global Technologies

Oligopoly

16%

Entrance Systems

Oligopoly

32.9%

Fair Isaac Corporation segments

Full profile >

Scores

Quasi-Monopoly

58.7%

Software

Competitive

41.3%

Want the full wide moat stocks list?

Browse the full ranking of wide moat stocks, updated with moat scores and segment context.

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Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.