VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Saturday, January 3, 2026
Stock Comparison
CAR Group Limited vs Fair Isaac Corporation
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
CAR Group Limited
CAR · ASX
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into CAR Group Limited's moat claims, evidence, and risks.
View CAR analysisFair Isaac Corporation
FICO · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Fair Isaac Corporation's moat claims, evidence, and risks.
View FICO analysisComparison highlights
- Moat score gap: Fair Isaac Corporation leads (82 / 100 vs 69 / 100 for CAR Group Limited).
- Segment focus: CAR Group Limited has 5 segments (41% in Australia); Fair Isaac Corporation has 2 segments (58.7% in Scores).
- Primary market structure: Oligopoly vs Quasi-Monopoly. Pricing power: Strong vs Strong.
- Moat breadth: CAR Group Limited has 6 moat types across 3 domains; Fair Isaac Corporation has 5 across 2.
Primary market context
CAR Group Limited
Australia
Online vehicle marketplace, dealer advertising & automotive data/services
Australia
Dealers, OEM advertisers, private sellers & buyers
Two-sided marketplace + advertising + data/SaaS tools
41%
Fair Isaac Corporation
Scores
Consumer credit scoring and related predictive scores used in lending decisions
Primarily United States; also international
Lenders (mortgage, credit card, auto, etc.), consumer reporting agencies, and consumers (B2C)
Score model developer/licensor; distribution via consumer reporting agencies and direct-to-consumer channels
58.7%
Side-by-side metrics
Moat coverage
Shared moat types
CAR Group Limited strengths
Fair Isaac Corporation strengths
Segment mix
CAR Group Limited segments
Full profile >Australia
Oligopoly
North America
Oligopoly
Latin America
Oligopoly
Asia
Oligopoly
Investments
Competitive
Fair Isaac Corporation segments
Full profile >Scores
Quasi-Monopoly
Software
Competitive
Want the full wide moat stocks list?
Browse the full ranking of wide moat stocks, updated with moat scores and segment context.
View the moat stocks listCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.