VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Thursday, January 8, 2026
Stock Comparison
Chubb Limited vs Fastenal Company
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Chubb Limited
CB · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Chubb Limited's moat claims, evidence, and risks.
View CB analysisFastenal Company
FAST · NASDAQ
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Fastenal Company's moat claims, evidence, and risks.
View FAST analysisComparison highlights
- Moat score gap: Chubb Limited leads (68 / 100 vs 57 / 100 for Fastenal Company).
- Segment focus: Chubb Limited has 6 segments (40% in North America Commercial P&C Insurance); Fastenal Company has 2 segments (55.7% in Core industrial & construction supplies distribution (branches, Onsite, eBusiness excl. FMI)).
- Primary market structure: Competitive vs Competitive. Pricing power: Moderate vs Weak.
- Moat breadth: Chubb Limited has 6 moat types across 4 domains; Fastenal Company has 4 across 2.
Primary market context
Chubb Limited
North America Commercial P&C Insurance
Commercial property & casualty and corporate accident & health insurance
North America
Businesses and institutions (middle market to large corporates); specialty commercial
Primary insurer / underwriter
40%
Fastenal Company
Core industrial & construction supplies distribution (branches, Onsite, eBusiness excl. FMI)
Wholesale distribution of industrial and construction supplies (fasteners, safety, tools, and other MRO/OEM consumables)
Primarily North America (with growing international presence)
Manufacturing (OEM and MRO), non-residential construction, and other commercial customers
Distributor
55.7%
Side-by-side metrics
Moat coverage
Shared moat types
Chubb Limited strengths
Fastenal Company strengths
Segment mix
Chubb Limited segments
Full profile >North America Commercial P&C Insurance
Competitive
North America Personal P&C Insurance
Oligopoly
North America Agricultural Insurance
Oligopoly
Overseas General Insurance
Competitive
Global Reinsurance
Oligopoly
Life Insurance
Competitive
Fastenal Company segments
Full profile >Fastenal Managed Inventory (FMI)
Competitive
Core industrial & construction supplies distribution (branches, Onsite, eBusiness excl. FMI)
Competitive
Want the full wide moat stocks list?
Browse the full ranking of wide moat stocks, updated with moat scores and segment context.
View the moat stocks listLooking for expansion-stage stocks?
Proven models entering the expansion stage with unit economics that work.
View expansion-stage stocksCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.