VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Thursday, January 8, 2026
Stock Comparison
Cochlear Limited vs The Progressive Corporation
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Cochlear Limited
COH · ASX
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Cochlear Limited's moat claims, evidence, and risks.
View COH analysisThe Progressive Corporation
PGR · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into The Progressive Corporation's moat claims, evidence, and risks.
View PGR analysisComparison highlights
- Moat score gap: Cochlear Limited leads (81 / 100 vs 75 / 100 for The Progressive Corporation).
- Segment focus: Cochlear Limited has 3 segments (62.4% in Cochlear Implants); The Progressive Corporation has 2 segments (85% in Personal Lines).
- Moat breadth: Cochlear Limited has 8 moat types across 3 domains; The Progressive Corporation has 5 across 2.
Primary market context
Cochlear Limited
Cochlear Implants
Cochlear implant systems (internal implant + external sound processors) for severe-to-profound hearing loss
Global
Hospitals/ENT clinics and audiology programs (providers) serving implant candidates/recipients; reimbursed by public/private payers
Medical device OEM / platform owner (implant + processor + fitting software + clinical support)
62.4%
The Progressive Corporation
Personal Lines
U.S. private passenger auto insurance (dominant) plus specialty personal lines and homeowners/renters (small portion)
United States
Individuals/households
Primary insurer (P&C)
85%
Side-by-side metrics
Moat coverage
Shared moat types
Cochlear Limited strengths
The Progressive Corporation strengths
Segment mix
Cochlear Limited segments
Full profile >Cochlear Implants
Oligopoly
Services
Monopoly
Acoustics
Oligopoly
The Progressive Corporation segments
Full profile >Personal Lines
Oligopoly
Commercial Lines
Competitive
Want the full wide moat stocks list?
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View the moat stocks listLooking for expansion-stage stocks?
Proven models entering the expansion stage with unit economics that work.
View expansion-stage stocksCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.