VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Wednesday, December 31, 2025
Stock Comparison
Fair Isaac Corporation vs International Flavors & Fragrances Inc.
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Fair Isaac Corporation
FICO · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Fair Isaac Corporation's moat claims, evidence, and risks.
View FICO analysisInternational Flavors & Fragrances Inc.
IFF · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into International Flavors & Fragrances Inc.'s moat claims, evidence, and risks.
View IFF analysisComparison highlights
- Moat score gap: Fair Isaac Corporation leads (82 / 100 vs 59 / 100 for International Flavors & Fragrances Inc.).
- Segment focus: Fair Isaac Corporation has 2 segments (58.7% in Scores); International Flavors & Fragrances Inc. has 4 segments (31.2% in Food Ingredients).
- Primary market structure: Quasi-Monopoly vs Competitive. Pricing power: Strong vs Weak.
- Moat breadth: Fair Isaac Corporation has 5 moat types across 2 domains; International Flavors & Fragrances Inc. has 8 across 3.
Primary market context
Fair Isaac Corporation
Scores
Consumer credit scoring and related predictive scores used in lending decisions
Primarily United States; also international
Lenders (mortgage, credit card, auto, etc.), consumer reporting agencies, and consumers (B2C)
Score model developer/licensor; distribution via consumer reporting agencies and direct-to-consumer channels
58.7%
International Flavors & Fragrances Inc.
Food Ingredients
Specialty food ingredients (texturizers, food protection, plant proteins, emulsifiers, sweeteners)
Global
B2B (food manufacturers)
Ingredient supplier
31.2%
Side-by-side metrics
Moat coverage
Shared moat types
Fair Isaac Corporation strengths
International Flavors & Fragrances Inc. strengths
Segment mix
Fair Isaac Corporation segments
Full profile >Scores
Quasi-Monopoly
Software
Competitive
International Flavors & Fragrances Inc. segments
Full profile >Taste
Oligopoly
Food Ingredients
Competitive
Health & Biosciences
Oligopoly
Scent
Oligopoly
Want the full wide moat stocks list?
Browse the full ranking of wide moat stocks, updated with moat scores and segment context.
View the moat stocks listCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.