VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Wednesday, December 31, 2025
Stock Comparison
Fair Isaac Corporation vs Moody's Corporation
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Fair Isaac Corporation
FICO · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Fair Isaac Corporation's moat claims, evidence, and risks.
View FICO analysisMoody's Corporation
MCO · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Moody's Corporation's moat claims, evidence, and risks.
View MCO analysisComparison highlights
- Moat score gap: Fair Isaac Corporation leads (82 / 100 vs 79 / 100 for Moody's Corporation).
- Segment focus: Fair Isaac Corporation has 2 segments (58.7% in Scores); Moody's Corporation has 2 segments (53.5% in Moody's Investors Service (Credit Ratings)).
- Primary market structure: Quasi-Monopoly vs Oligopoly. Pricing power: Strong vs Strong.
- Moat breadth: Fair Isaac Corporation has 5 moat types across 2 domains; Moody's Corporation has 5 across 4.
Primary market context
Fair Isaac Corporation
Scores
Consumer credit scoring and related predictive scores used in lending decisions
Primarily United States; also international
Lenders (mortgage, credit card, auto, etc.), consumer reporting agencies, and consumers (B2C)
Score model developer/licensor; distribution via consumer reporting agencies and direct-to-consumer channels
58.7%
Moody's Corporation
Moody's Investors Service (Credit Ratings)
Credit ratings and ratings-related research
Global
Issuers, investors, regulators
Credit rating agency / research provider
53.5%
Side-by-side metrics
Moat coverage
Shared moat types
Fair Isaac Corporation strengths
Moody's Corporation strengths
Segment mix
Fair Isaac Corporation segments
Full profile >Scores
Quasi-Monopoly
Software
Competitive
Moody's Corporation segments
Full profile >Moody's Investors Service (Credit Ratings)
Oligopoly
Moody's Analytics (Risk & Data/Software)
Competitive
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View the moat stocks listCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.