VOL. XCIV, NO. 247
* WIDE MOAT STOCKS COMPARISON *
NO ADVICE
Monday, December 29, 2025
Stock Comparison
Mastercard Incorporated vs Temenos AG
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Mastercard Incorporated
MA · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Mastercard Incorporated's moat claims, evidence, and risks.
View MA analysisTemenos AG
TEMN · SIX Swiss Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Comparison highlights
- Moat score gap: Mastercard Incorporated leads (77 / 100 vs 64 / 100 for Temenos AG).
- Segment focus: Mastercard Incorporated has 2 segments (61.5% in Payment Network); Temenos AG has 2 segments (87.6% in Product).
- Moat breadth: Mastercard Incorporated has 6 moat types across 3 domains; Temenos AG has 6 across 3.
Primary market context
Mastercard Incorporated
Payment Network
Four-party card payment network (switching, acceptance, and network-related services)
Global
Issuers, acquirers, merchants, account holders
Network operator (authorization, clearing, settlement) and rules/standards steward
61.5%
Temenos AG
Product
Banking software platforms (core banking, digital banking, payments, wealth, financial crime, analytics) for banks and financial institutions
Global
Banks and financial institutions
Independent software vendor / platform provider
87.6%
Side-by-side metrics
Moat coverage
Shared moat types
Mastercard Incorporated strengths
Temenos AG strengths
Segment mix
Mastercard Incorporated segments
Full profile >Payment Network
Oligopoly
Value-Added Services and Solutions
Competitive
Temenos AG segments
Full profile >Product
Oligopoly
Services
Competitive
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View the moat stocks listCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.