VOL. XCIV, NO. 247
* WIDE MOAT STOCKS COMPARISON *
NO ADVICE
Monday, December 29, 2025
Stock Comparison
The Charles Schwab Corporation vs Temenos AG
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
The Charles Schwab Corporation
SCHW · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into The Charles Schwab Corporation's moat claims, evidence, and risks.
View SCHW analysisTemenos AG
TEMN · SIX Swiss Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Comparison highlights
- Moat score gap: The Charles Schwab Corporation leads (74 / 100 vs 64 / 100 for Temenos AG).
- Segment focus: The Charles Schwab Corporation has 2 segments (79.4% in Investor Services); Temenos AG has 2 segments (87.6% in Product).
- Primary market structure: Oligopoly vs Oligopoly. Pricing power: Weak vs Moderate.
- Moat breadth: The Charles Schwab Corporation has 7 moat types across 4 domains; Temenos AG has 6 across 3.
Primary market context
The Charles Schwab Corporation
Investor Services
U.S. retail brokerage, self-directed investing, and wealth management platforms
United States
Retail investors, employers, retirement plan sponsors
Broker-dealer + bank + wealth manager platform
79.4%
Temenos AG
Product
Banking software platforms (core banking, digital banking, payments, wealth, financial crime, analytics) for banks and financial institutions
Global
Banks and financial institutions
Independent software vendor / platform provider
87.6%
Side-by-side metrics
Moat coverage
Shared moat types
The Charles Schwab Corporation strengths
Temenos AG strengths
Segment mix
The Charles Schwab Corporation segments
Full profile >Investor Services
Oligopoly
Advisor Services
Oligopoly
Temenos AG segments
Full profile >Product
Oligopoly
Services
Competitive
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View the moat stocks listCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.