VOL. XCIV, NO. 247
* WIDE MOAT STOCKS COMPARISON *
NO ADVICE
Monday, December 29, 2025
Stock Comparison
Temenos AG vs U.S. Bancorp
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Temenos AG
TEMN · SIX Swiss Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
U.S. Bancorp
USB · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into U.S. Bancorp's moat claims, evidence, and risks.
View USB analysisComparison highlights
- Moat score gap: Temenos AG leads (64 / 100 vs 62 / 100 for U.S. Bancorp).
- Segment focus: Temenos AG has 2 segments (87.6% in Product); U.S. Bancorp has 3 segments (42.8% in Wealth, Corporate, Commercial and Institutional Banking).
- Primary market structure: Oligopoly vs Competitive. Pricing power: Moderate vs Moderate.
- Moat breadth: Temenos AG has 6 moat types across 3 domains; U.S. Bancorp has 8 across 4.
Primary market context
Temenos AG
Product
Banking software platforms (core banking, digital banking, payments, wealth, financial crime, analytics) for banks and financial institutions
Global
Banks and financial institutions
Independent software vendor / platform provider
87.6%
U.S. Bancorp
Wealth, Corporate, Commercial and Institutional Banking
U.S. corporate, commercial, institutional and wealth banking & advisory services
United States
Commercial, institutional, government and wealth clients
Bank / financial intermediary
42.8%
Side-by-side metrics
Moat coverage
Shared moat types
Temenos AG strengths
U.S. Bancorp strengths
Segment mix
Temenos AG segments
Full profile >Product
Oligopoly
Services
Competitive
U.S. Bancorp segments
Full profile >Wealth, Corporate, Commercial and Institutional Banking
Competitive
Consumer and Business Banking
Oligopoly
Payment Services
Oligopoly
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View the moat stocks listCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.