VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Thursday, January 8, 2026
Stock Comparison
Texas Roadhouse, Inc. vs UnitedHealth Group Incorporated
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Texas Roadhouse, Inc.
TXRH · NASDAQ Global Select Market
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Texas Roadhouse, Inc.'s moat claims, evidence, and risks.
View TXRH analysisUnitedHealth Group Incorporated
UNH · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into UnitedHealth Group Incorporated's moat claims, evidence, and risks.
View UNH analysisComparison highlights
- Moat score gap: Texas Roadhouse, Inc. leads (66 / 100 vs 64 / 100 for UnitedHealth Group Incorporated).
- Segment focus: Texas Roadhouse, Inc. has 3 segments (93.8% in Texas Roadhouse); UnitedHealth Group Incorporated has 4 segments (74.9% in UnitedHealthcare).
- Primary market structure: Competitive vs Oligopoly. Pricing power: Moderate vs Weak.
- Moat breadth: Texas Roadhouse, Inc. has 4 moat types across 3 domains; UnitedHealth Group Incorporated has 5 across 2.
Primary market context
Texas Roadhouse, Inc.
Texas Roadhouse
Casual dining steakhouse restaurants
United States (plus international via franchise)
Consumers
Restaurant operator & franchisor
93.8%
UnitedHealth Group Incorporated
UnitedHealthcare
U.S. health benefits / managed care (commercial, Medicare Advantage, Medicaid managed care)
United States (primarily)
Employers, individuals, and government-sponsored programs
Health insurer / managed care organization
74.9%
Side-by-side metrics
Moat coverage
Shared moat types
Texas Roadhouse, Inc. strengths
UnitedHealth Group Incorporated strengths
Segment mix
Texas Roadhouse, Inc. segments
Full profile >Texas Roadhouse
Competitive
Bubba's 33
Competitive
Other (Jaggers + retail initiatives)
Competitive
UnitedHealth Group Incorporated segments
Full profile >UnitedHealthcare
Oligopoly
Optum Health
Competitive
Optum Insight
Competitive
Optum Rx
Oligopoly
Want the full wide moat stocks list?
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Proven models entering the expansion stage with unit economics that work.
View expansion-stage stocksCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.