VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Wednesday, December 31, 2025
Stock Comparison
UnitedHealth Group Incorporated vs Verisk Analytics, Inc.
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
UnitedHealth Group Incorporated
UNH · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into UnitedHealth Group Incorporated's moat claims, evidence, and risks.
View UNH analysisVerisk Analytics, Inc.
VRSK · NASDAQ Global Select Market
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Verisk Analytics, Inc.'s moat claims, evidence, and risks.
View VRSK analysisComparison highlights
- Moat score gap: Verisk Analytics, Inc. leads (87 / 100 vs 64 / 100 for UnitedHealth Group Incorporated).
- Segment focus: UnitedHealth Group Incorporated has 4 segments (74.9% in UnitedHealthcare); Verisk Analytics, Inc. has 2 segments (70.2% in Underwriting Solutions).
- Primary market structure: Oligopoly vs Oligopoly. Pricing power: Weak vs Strong.
- Moat breadth: UnitedHealth Group Incorporated has 5 moat types across 2 domains; Verisk Analytics, Inc. has 6 across 3.
Primary market context
UnitedHealth Group Incorporated
UnitedHealthcare
U.S. health benefits / managed care (commercial, Medicare Advantage, Medicaid managed care)
United States (primarily)
Employers, individuals, and government-sponsored programs
Health insurer / managed care organization
74.9%
Verisk Analytics, Inc.
Underwriting Solutions
Property and casualty insurance underwriting content and analytics (forms and rules and loss costs, underwriting data and catastrophe and weather risk)
Primarily U.S. (with growing international offerings)
P&C insurers (personal and commercial lines)
Insurance data and analytics and standards and content provider
70.2%
Side-by-side metrics
Moat coverage
Shared moat types
UnitedHealth Group Incorporated strengths
Verisk Analytics, Inc. strengths
Segment mix
UnitedHealth Group Incorporated segments
Full profile >UnitedHealthcare
Oligopoly
Optum Health
Competitive
Optum Insight
Competitive
Optum Rx
Oligopoly
Verisk Analytics, Inc. segments
Full profile >Underwriting Solutions
Oligopoly
Claims Solutions
Oligopoly
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View the moat stocks listCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.