VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Saturday, January 3, 2026
Stock Comparison
Verisk Analytics, Inc. vs Xero Limited
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Verisk Analytics, Inc.
VRSK · NASDAQ Global Select Market
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Verisk Analytics, Inc.'s moat claims, evidence, and risks.
View VRSK analysisXero Limited
XRO · Australian Securities Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Xero Limited's moat claims, evidence, and risks.
View XRO analysisComparison highlights
- Moat score gap: Verisk Analytics, Inc. leads (87 / 100 vs 71 / 100 for Xero Limited).
- Segment focus: Verisk Analytics, Inc. has 2 segments (70.2% in Underwriting Solutions); Xero Limited has 2 segments.
- Primary market structure: Oligopoly vs Oligopoly. Pricing power: Strong vs Moderate.
- Moat breadth: Verisk Analytics, Inc. has 6 moat types across 3 domains; Xero Limited has 7 across 3.
Primary market context
Verisk Analytics, Inc.
Underwriting Solutions
Property and casualty insurance underwriting content and analytics (forms and rules and loss costs, underwriting data and catastrophe and weather risk)
Primarily U.S. (with growing international offerings)
P&C insurers (personal and commercial lines)
Insurance data and analytics and standards and content provider
70.2%
Xero Limited
Core Accounting Subscription Platform
Cloud accounting software for small businesses and their advisors
Global
SMB; accountants & bookkeepers
Software platform (SaaS)
Side-by-side metrics
Moat coverage
Shared moat types
Verisk Analytics, Inc. strengths
Xero Limited strengths
Segment mix
Verisk Analytics, Inc. segments
Full profile >Underwriting Solutions
Oligopoly
Claims Solutions
Oligopoly
Xero Limited segments
Full profile >Core Accounting Subscription Platform
Oligopoly
Platform Services (Payments, Payroll, App Ecosystem)
Competitive
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View the moat stocks listCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.