VOL. XCIV, NO. 247
★ FINANCIAL TOOLS & SERVICES DIRECTORY ★
PRICE: 5 CENTS
Saturday, September 27, 2025
Investors comparing FDIC — BankFind Suite (Institutions & API) and Open Payments (CMS) will find that Both FDIC — BankFind Suite (Institutions & API) and Open Payments (CMS) concentrate on Data APIs, and Regulatory Filings Monitoring workflows, making them natural alternatives for similar investment research jobs. FDIC — BankFind Suite (Institutions & API) leans into Financials, and Acquisitions, which can be decisive for teams that need depth over breadth. Open Payments (CMS) stands out with APIs & SDKs, and Data Visualizations that the competition lacks. Use the feature-by-feature table to inspect unique capabilities and confirm which roadmap best maps to your process.
Head-to-head
FDIC — BankFind Suite (Institutions & API) vs Open Payments (CMS)
Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.
Quick takeaways
- FDIC — BankFind Suite (Institutions & API) adds Financials, and Acquisitions coverage that Open Payments (CMS) skips.
- Open Payments (CMS) includes APIs & SDKs, and Data Visualizations categories that FDIC — BankFind Suite (Institutions & API) omits.
- FDIC — BankFind Suite (Institutions & API) highlights: Search institutions by name, FDIC certificate (CERT), website, and/or location; coverage for current and former FDIC‑insured banks reaching back to 1934., Datasets/endpoints: Institutions, Locations (branches), History (structural events), Failures & Assistance, Financials (call‑report metrics), Summary (annual aggregates), SOD (Summary of Deposits), and Demographics., and REST API with JSON or CSV output; Elastic Query String filter syntax (phrase matching, boolean logic, ranges); default result limit is 10, with a maximum of 10,000 per call plus `offset` for pagination..
- Open Payments (CMS) is known for: Three core datasets each year: General Payments, Research Payments, and Ownership/Investment Interests., Web search/explorer with filtering and charts; program year downloads available from the portal., and Open Data API (ODA) for programmatic access with filtering, querying, and aggregation (SoQL‑style)..
FDIC — BankFind Suite (Institutions & API)
banks.data.fdic.gov
Official FDIC hub to search FDIC‑insured institutions and programmatically pull institution demographics, branch locations, structural events (mergers/changes), failures & assistance transactions, Summary of Deposits (SOD), and financials. BankFind exposes a public REST API with JSON/CSV output and Elastic‑style filter syntax. Demographic data update weekly; financial data quarterly; SOD is annual (as of June 30). Keys are supported but currently not required. Bulk downloads limit: one quarter for financials and one year for SOD per request.
Platforms
Pricing
Quick highlights
- Search institutions by name, FDIC certificate (CERT), website, and/or location; coverage for current and former FDIC‑insured banks reaching back to 1934.
- Datasets/endpoints: Institutions, Locations (branches), History (structural events), Failures & Assistance, Financials (call‑report metrics), Summary (annual aggregates), SOD (Summary of Deposits), and Demographics.
- REST API with JSON or CSV output; Elastic Query String filter syntax (phrase matching, boolean logic, ranges); default result limit is 10, with a maximum of 10,000 per call plus `offset` for pagination.
- ‘Common Financial Reports’ starter workbook and interactive docs to craft queries; field lists/definitions via YAML + glossary.
- Bulk data: download helpers and constraints (e.g., single quarter for financials; single year for SOD) to keep payloads manageable.
Open Payments (CMS)
openpaymentsdata.cms.gov
U.S. federal open‑data program (Affordable Care Act ‘Sunshine Act’) that publishes financial relationships between drug/device manufacturers (and GPOs) and healthcare providers (physicians, NPPs since PY2021, and teaching hospitals). CMS publishes the prior program year’s full datasets on or before June 30 each year and issues a January refresh. Data are accessible via the web search tool, bulk downloads, and a REST Open Data API (filter, query, aggregate).
Platforms
Pricing
Quick highlights
- Three core datasets each year: General Payments, Research Payments, and Ownership/Investment Interests.
- Web search/explorer with filtering and charts; program year downloads available from the portal.
- Open Data API (ODA) for programmatic access with filtering, querying, and aggregation (SoQL‑style).
- Publication cadence: initial annual publication on/around June 30 for the prior year, plus a January data refresh.
- Pre‑publication workflow: 45‑day recipient review & dispute (Apr 1–May 15) + 15‑day correction window (May 16–May 30).
Shared focus areas
Both platforms align on these research themes, so you can stay within one workflow when your use case involves them.
Where they differ
FDIC — BankFind Suite (Institutions & API)
Distinct strengths include:
- Search institutions by name, FDIC certificate (CERT), website, and/or location; coverage for current and former FDIC‑insured banks reaching back to 1934.
- Datasets/endpoints: Institutions, Locations (branches), History (structural events), Failures & Assistance, Financials (call‑report metrics), Summary (annual aggregates), SOD (Summary of Deposits), and Demographics.
- REST API with JSON or CSV output; Elastic Query String filter syntax (phrase matching, boolean logic, ranges); default result limit is 10, with a maximum of 10,000 per call plus `offset` for pagination.
- ‘Common Financial Reports’ starter workbook and interactive docs to craft queries; field lists/definitions via YAML + glossary.
Open Payments (CMS)
Distinct strengths include:
- Three core datasets each year: General Payments, Research Payments, and Ownership/Investment Interests.
- Web search/explorer with filtering and charts; program year downloads available from the portal.
- Open Data API (ODA) for programmatic access with filtering, querying, and aggregation (SoQL‑style).
- Publication cadence: initial annual publication on/around June 30 for the prior year, plus a January data refresh.
Feature-by-feature breakdown
| Attribute | FDIC — BankFind Suite (Institutions & API) | Open Payments (CMS) |
|---|---|---|
Categories Which research workflows each platform targets | Shared: Data APIs, Regulatory Filings Monitoring Unique: Financials, Acquisitions | Shared: Data APIs, Regulatory Filings Monitoring Unique: APIs & SDKs, Data Visualizations |
Asset types Supported asset classes and universes | Other, Stocks | Other |
Experience levels Who each product is built for | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Platforms Where you can access the product | Web, API | Web, API |
Pricing High-level pricing models | Free | Free |
Key features Core capabilities called out by each vendor | Unique
| Unique
|
Tested Verified by hands-on testing inside Find My Moat | Not yet | Not yet |
Editor pick Featured inside curated shortlists | Standard listing | Standard listing |
Frequently Asked Questions
Which workflows do FDIC — BankFind Suite (Institutions & API) and Open Payments (CMS) both support?
Both platforms cover Data APIs, and Regulatory Filings Monitoring workflows, so you can research those use cases in either tool before digging into the feature differences below.
Do FDIC — BankFind Suite (Institutions & API) and Open Payments (CMS) require subscriptions?
Both FDIC — BankFind Suite (Institutions & API) and Open Payments (CMS) keep freemium access with optional paid upgrades, so you can trial each platform before committing.
How can you access FDIC — BankFind Suite (Institutions & API) and Open Payments (CMS)?
Both FDIC — BankFind Suite (Institutions & API) and Open Payments (CMS) prioritize web or desktop access. Investors wanting a mobile-first workflow may need to rely on responsive web views.
What unique strengths set the two platforms apart?
FDIC — BankFind Suite (Institutions & API) differentiates itself with Search institutions by name, FDIC certificate (CERT), website, and/or location; coverage for current and former FDIC‑insured banks reaching back to 1934., Datasets/endpoints: Institutions, Locations (branches), History (structural events), Failures & Assistance, Financials (call‑report metrics), Summary (annual aggregates), SOD (Summary of Deposits), and Demographics., and REST API with JSON or CSV output; Elastic Query String filter syntax (phrase matching, boolean logic, ranges); default result limit is 10, with a maximum of 10,000 per call plus `offset` for pagination., whereas Open Payments (CMS) stands out for Three core datasets each year: General Payments, Research Payments, and Ownership/Investment Interests., Web search/explorer with filtering and charts; program year downloads available from the portal., and Open Data API (ODA) for programmatic access with filtering, querying, and aggregation (SoQL‑style)..
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.