VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Wednesday, December 31, 2025
Stock Comparison
Adyen N.V. vs UnitedHealth Group Incorporated
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Adyen N.V.
ADYEN · Euronext Amsterdam
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Adyen N.V.'s moat claims, evidence, and risks.
View ADYEN analysisUnitedHealth Group Incorporated
UNH · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into UnitedHealth Group Incorporated's moat claims, evidence, and risks.
View UNH analysisComparison highlights
- Moat score gap: UnitedHealth Group Incorporated leads (64 / 100 vs 63 / 100 for Adyen N.V.).
- Segment focus: Adyen N.V. has 3 segments (58.4% in Digital); UnitedHealth Group Incorporated has 4 segments (74.9% in UnitedHealthcare).
- Primary market structure: Oligopoly vs Oligopoly. Pricing power: Moderate vs Weak.
- Moat breadth: Adyen N.V. has 6 moat types across 4 domains; UnitedHealth Group Incorporated has 5 across 2.
Primary market context
Adyen N.V.
Digital
Enterprise payment processing and acquiring for online/digital commerce
Global
Enterprise merchants and digital-native businesses
PSP / gateway + processor + (direct or indirect) acquiring enablement
58.4%
UnitedHealth Group Incorporated
UnitedHealthcare
U.S. health benefits / managed care (commercial, Medicare Advantage, Medicaid managed care)
United States (primarily)
Employers, individuals, and government-sponsored programs
Health insurer / managed care organization
74.9%
Side-by-side metrics
Moat coverage
Shared moat types
Adyen N.V. strengths
UnitedHealth Group Incorporated strengths
Segment mix
Adyen N.V. segments
Full profile >Digital
Oligopoly
Unified Commerce
Competitive
Platforms
Oligopoly
UnitedHealth Group Incorporated segments
Full profile >UnitedHealthcare
Oligopoly
Optum Health
Competitive
Optum Insight
Competitive
Optum Rx
Oligopoly
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View the moat stocks listCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.