VOL. XCIV, NO. 247

★ WIDE MOAT STOCKS COMPARISON ★

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Friday, January 2, 2026

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Stock Comparison

Fair Isaac Corporation vs Martin Marietta Materials, Inc.

Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.

Fair Isaac Corporation

FICO · New York Stock Exchange

Market cap (USD)$39.6B

Gross margin (TTM)82.2%

Operating margin (TTM)46.5%

Net margin (TTM)32.8%

SectorTechnology

IndustrySoftware - Application

CountryUS

Data as of2025-12-31

Moat score

82/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into Fair Isaac Corporation's moat claims, evidence, and risks.

View FICO analysis

Martin Marietta Materials, Inc.

MLM · NYSE

Market cap (USD)$37.9B

Gross margin (TTM)—

Operating margin (TTM)—

Net margin (TTM)—

SectorMaterials

IndustryConstruction Materials

CountryUS

Data as of2026-01-01

Moat score

78/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into Martin Marietta Materials, Inc.'s moat claims, evidence, and risks.

View MLM analysis

Comparison highlights

Moat score gap: Fair Isaac Corporation leads (82 / 100 vs 78 / 100 for Martin Marietta Materials, Inc.).
Segment focus: Fair Isaac Corporation has 2 segments (58.7% in Scores); Martin Marietta Materials, Inc. has 3 segments (52.4% in East Group).
Primary market structure: Quasi-Monopoly vs Oligopoly. Pricing power: Strong vs Strong.
Moat breadth: Fair Isaac Corporation has 5 moat types across 2 domains; Martin Marietta Materials, Inc. has 4 across 2.

Primary market context

Fair Isaac Corporation

Scores

Market

Consumer credit scoring and related predictive scores used in lending decisions

Geography

Primarily United States; also international

Customer

Lenders (mortgage, credit card, auto, etc.), consumer reporting agencies, and consumers (B2C)

Role

Score model developer/licensor; distribution via consumer reporting agencies and direct-to-consumer channels

Revenue share

58.7%

Martin Marietta Materials, Inc.

East Group

Market

Construction aggregates and asphalt products (crushed stone, sand & gravel; asphalt) in local/regional markets

Geography

United States (East/Southeast and adjacent regions)

Customer

Infrastructure agencies, construction contractors, and downstream materials producers (asphalt/ready-mix)

Role

Quarry/mining operator and building materials producer/distributor

Revenue share

52.4%

Side-by-side metrics

Fair Isaac Corporation

Martin Marietta Materials, Inc.

Ticker / Exchange

FICO - New York Stock Exchange

MLM - NYSE

Market cap (USD)

$39.6B

$37.9B

Gross margin (TTM)

82.2%

n/a

Operating margin (TTM)

46.5%

n/a

Net margin (TTM)

32.8%

n/a

Sector

Technology

Materials

Industry

Software - Application

Construction Materials

HQ country

Primary segment

Scores

East Group

Market structure

Quasi-Monopoly

Oligopoly

Market share

90% (reported)

n/a

HHI estimate

n/a

Pricing power

Strong

Moat score

82 / 100

78 / 100

Moat domains

Network, Demand

Supply, Financial

Last update

2025-12-31

2026-01-01

Moat coverage

Shared moat types

No overlap yet.

Fair Isaac Corporation strengths

De Facto StandardFormat Lock InBrand TrustData Workflow LockinSwitching Costs General

Martin Marietta Materials, Inc. strengths

Physical Network DensityGeographic NaturalBenchmark Pricing PowerCapex Knowhow Scale

Segment mix

Fair Isaac Corporation segments

Full profile >

Scores

Quasi-Monopoly

58.7%

Software

Competitive

41.3%

Martin Marietta Materials, Inc. segments

Full profile >

East Group

Oligopoly

52.4%

West Group

Oligopoly

40.9%

Specialties (formerly Magnesia Specialties)

Oligopoly

6.7%

Want the full wide moat stocks list?

Browse the full ranking of wide moat stocks, updated with moat scores and segment context.

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Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.