VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Tuesday, December 30, 2025
Stock Comparison
SAP SE vs TransUnion
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
SAP SE
SAP · XETRA
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
TransUnion
TRU · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Comparison highlights
- Moat score gap: SAP SE leads (65 / 100 vs 61 / 100 for TransUnion).
- Segment focus: SAP SE has 2 segments (87.3% in Cloud and Software); TransUnion has 4 segments (34.2% in U.S. Markets - Financial Services).
- Moat breadth: SAP SE has 6 moat types across 3 domains; TransUnion has 8 across 4.
Primary market context
SAP SE
Cloud and Software
Enterprise application software suites and cloud subscriptions (ERP-centric) plus platform services
Global
Large enterprises and upper mid-market
Software vendor (SaaS + on-prem support + platform)
87.3%
TransUnion
U.S. Markets - Financial Services
U.S. consumer credit bureau data & risk analytics for lenders
United States
B2B (banks, lenders, fintechs, mortgage/auto originators)
Consumer reporting agency & decisioning analytics provider
34.2%
Side-by-side metrics
Moat coverage
Shared moat types
SAP SE strengths
TransUnion strengths
Segment mix
SAP SE segments
Full profile >Cloud and Software
Oligopoly
Services
Competitive
TransUnion segments
Full profile >U.S. Markets - Financial Services
Oligopoly
U.S. Markets - Emerging Verticals
Competitive
U.S. Markets - Consumer Interactive
Competitive
International
Oligopoly
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View the moat stocks listCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.