VOL. XCIV, NO. 247

★ WIDE MOAT STOCKS COMPARISON ★

NO ADVICE

Stock Comparison

Interactive Brokers Group, Inc. vs Wise plc

Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.

Interactive Brokers Group, Inc.

IBKR · NASDAQ

Market cap (USD)$131.2B
Gross margin (TTM)91.7%
Operating margin (TTM)86.8%
Net margin (TTM)9.8%
SectorFinancials
IndustryInvestment - Banking & Investment Services
CountryUS
Data as of2026-01-06
Moat score
60/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into Interactive Brokers Group, Inc.'s moat claims, evidence, and risks.

View IBKR analysis

Wise plc

WISE · London Stock Exchange

Market cap (USD)$14.1B
Gross margin (TTM)56%
Operating margin (TTM)32.2%
Net margin (TTM)23.5%
SectorFinancials
IndustryInformation Technology Services
CountryGB
Data as of2026-04-24
Moat score
57/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into Wise plc's moat claims, evidence, and risks.

View WISE analysis

Comparison highlights

  • Moat score gap: Interactive Brokers Group, Inc. leads (60 / 100 vs 57 / 100 for Wise plc).
  • Segment focus: Interactive Brokers Group, Inc. has 1 segment (100% in Electronic brokerage); Wise plc has 2 segments (74.7% in Personal international account and cross-border transfers).
  • Moat breadth: Interactive Brokers Group, Inc. has 4 moat types across 4 domains; Wise plc has 6 across 5.

Primary market context

Interactive Brokers Group, Inc.

Electronic brokerage

Market

Multi-asset electronic brokerage, clearing, custody, and financing (self-directed and institutional)

Geography

Global

Customer

Individual investors and institutional clients (e.g., hedge funds, advisors, proprietary trading firms, introducing brokers)

Role

Broker-dealer / clearing broker / platform operator

Revenue share

100%

Wise plc

Personal international account and cross-border transfers

Market

Personal cross-border money movement, international account, card and multi-currency balance services

Geography

Global, across more than 160 countries and 40 currencies

Customer

Consumers, expatriates, travellers, migrants, freelancers and internationally active individuals

Role

Digital cross-border transfer, account, card, FX conversion and balance-management provider

Revenue share

74.7%

Side-by-side metrics

Interactive Brokers Group, Inc.
Wise plc
Ticker / Exchange
IBKR - NASDAQ
WISE - London Stock Exchange
Market cap (USD)
$131.2B
$14.1B
Gross margin (TTM)
91.7%
56%
Operating margin (TTM)
86.8%
32.2%
Net margin (TTM)
9.8%
23.5%
Sector
Financials
Financials
Industry
Investment - Banking & Investment Services
Information Technology Services
HQ country
US
GB
Primary segment
Electronic brokerage
Personal international account and cross-border transfers
Market structure
Competitive
Competitive
Market share
n/a
4.5%-5.5% (reported)
HHI estimate
n/a
n/a
Pricing power
Weak
Weak
Moat score
60 / 100
57 / 100
Moat domains
Supply, Network, Legal, Demand
Supply, Demand, Financial, Network, Legal
Last update
2026-01-06
2026-04-24

Moat coverage

Shared moat types

Interoperability HubCompliance AdvantageData Workflow Lockin

Interactive Brokers Group, Inc. strengths

Operational Excellence

Wise plc strengths

Scale Economies Unit CostBrand TrustFloat Prepayment

Segment mix

Interactive Brokers Group, Inc. segments

Full profile >

Electronic brokerage

Competitive

100%

Wise plc segments

Full profile >

Personal international account and cross-border transfers

Competitive

74.7%

Wise Business and Wise Platform

Competitive

25.3%

Want the full wide moat stocks list?

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Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.