VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Stock Comparison
Berkshire Hathaway Inc. vs SoFi Technologies, Inc.
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Berkshire Hathaway Inc.
BRK.B · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Berkshire Hathaway Inc.'s moat claims, evidence, and risks.
View BRK.B analysisSoFi Technologies, Inc.
SOFI · The Nasdaq Stock Market LLC
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into SoFi Technologies, Inc.'s moat claims, evidence, and risks.
View SOFI analysisComparison highlights
- Moat score gap: Berkshire Hathaway Inc. leads (64 / 100 vs 58 / 100 for SoFi Technologies, Inc.).
- Segment focus: Berkshire Hathaway Inc. has 11 segments (28.3% in Insurance (underwriting + investment income)); SoFi Technologies, Inc. has 3 segments (49.9% in Lending).
- Primary market structure: Competitive vs Competitive. Pricing power: n/a vs Moderate.
- Moat breadth: Berkshire Hathaway Inc. has 17 moat types across 4 domains; SoFi Technologies, Inc. has 7 across 5.
Primary market context
Berkshire Hathaway Inc.
Insurance (underwriting + investment income)
Insurance and reinsurance (property and casualty + life/health), including float-funded investing
Global
Consumers and businesses (policyholders) and insurers (reinsurance cedents)
Underwriter and reinsurer plus investment manager of float
28.3%
SoFi Technologies, Inc.
Lending
U.S. unsecured personal loans, with student-loan and home-loan adjacencies
United States
Prime and super-prime consumer borrowers, home borrowers, student-loan borrowers, and loan-capital partners
Digital loan originator, balance-sheet lender, loan servicer, and loan-platform origination partner
49.9%
Side-by-side metrics
Moat coverage
Shared moat types
Berkshire Hathaway Inc. strengths
SoFi Technologies, Inc. strengths
Segment mix
Berkshire Hathaway Inc. segments
Full profile >Insurance (underwriting + investment income)
Competitive
BNSF Railway (freight rail transportation)
Oligopoly
Berkshire Hathaway Energy (regulated utilities, pipelines, renewables)
Monopoly
Industrial products manufacturing (PCC, Lubrizol, IMC, Marmon, etc.)
Oligopoly
Building products & housing (Clayton Homes, Shaw, Johns Manville, Benjamin Moore, etc.)
Competitive
Consumer products manufacturing (Duracell, Forest River, apparel/footwear, toys, etc.)
Competitive
Service businesses (FlightSafety, NetJets, TTI, Dairy Queen, etc.)
Competitive
Retailing businesses (Berkshire Hathaway Automotive, home furnishings, jewelry, See's, etc.)
Competitive
Pilot Travel Centers (travel centers + wholesale fuel marketing)
Oligopoly
McLane (wholesale distribution to convenience stores and restaurants)
Oligopoly
Holding company capital allocation and investing
Competitive
SoFi Technologies, Inc. segments
Full profile >Lending
Competitive
Financial Services
Competitive
Technology Platform
Competitive
Want the full wide moat stocks list?
Browse the full ranking of wide moat stocks, updated with moat scores and segment context.
View the moat stocks listLooking for expansion-stage stocks?
Proven models entering the expansion stage with unit economics that work.
View expansion-stage stocksCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.