VOL. XCIV, NO. 247

★ WIDE MOAT STOCKS COMPARISON ★

Stock Comparison

Edenred SE vs Visa Inc.

Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.

Edenred SE

EDEN · Euronext Paris

Market cap (USD)$6.2B
Gross margin (TTM)49.3%
Operating margin (TTM)33.2%
Net margin (TTM)19.3%
SectorFinancials
IndustryFinancial - Credit Services
CountryFR
Data as of2026-05-27
Moat score
68/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into Edenred SE's moat claims, evidence, and risks.

View EDEN analysis

Visa Inc.

V · New York Stock Exchange

Market cap (USD)$629.2B
Gross margin (TTM)81.3%
Operating margin (TTM)61.1%
Net margin (TTM)51.7%
SectorFinancials
IndustryFinancial - Credit Services
CountryUS
Data as of2026-05-26
Moat score
99/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into Visa Inc.'s moat claims, evidence, and risks.

View V analysis

Comparison highlights

  • Moat score gap: Visa Inc. leads (99 / 100 vs 68 / 100 for Edenred SE).
  • Segment focus: Edenred SE has 3 segments (67.6% in Benefits & Engagement); Visa Inc. has 1 segment (100% in Payment Services).
  • Primary market structure: Oligopoly vs Oligopoly. Pricing power: Moderate vs Strong.
  • Moat breadth: Edenred SE has 7 moat types across 5 domains; Visa Inc. has 6 across 3.

Primary market context

Edenred SE

Benefits & Engagement

Market

Employee benefits and engagement solutions (meal vouchers, gift/incentives, engagement platforms)

Geography

Global

Customer

Employers / HR departments

Role

Issuer + payment network orchestrator (specific-purpose payments)

Revenue share

67.6%

Visa Inc.

Payment Services

Market

Global general-purpose card payment networks and digital payment processing

Geography

Global, with fiscal 1H26 net revenue approximately 38% U.S. and 62% international

Customer

Issuers, acquirers, merchants, fintechs, businesses, governments and consumers

Role

Four-party payment network, authorization, clearing, settlement, tokenization, risk, data and value-added services provider

Revenue share

100%

Side-by-side metrics

Edenred SE
Visa Inc.
Ticker / Exchange
EDEN - Euronext Paris
V - New York Stock Exchange
Market cap (USD)
$6.2B
$629.2B
Gross margin (TTM)
49.3%
81.3%
Operating margin (TTM)
33.2%
61.1%
Net margin (TTM)
19.3%
51.7%
Sector
Financials
Financials
Industry
Financial - Credit Services
Financial - Credit Services
HQ country
FR
US
Primary segment
Benefits & Engagement
Payment Services
Market structure
Oligopoly
Oligopoly
Market share
n/a
38.5% (reported)
HHI estimate
n/a
n/a
Pricing power
Moderate
Strong
Moat score
68 / 100
99 / 100
Moat domains
Legal, Network, Financial, Demand, Supply
Network, Supply, Demand
Last update
2026-05-27
2026-05-26

Moat coverage

Shared moat types

Two Sided NetworkBrand Trust

Edenred SE strengths

Regulated Standards PipeFloat PrepaymentSwitching Costs GeneralCapex Knowhow ScaleSuite Bundling

Visa Inc. strengths

Clearing SettlementScale Economies Unit CostData Network EffectsInteroperability Hub

Segment mix

Edenred SE segments

Full profile >

Benefits & Engagement

Oligopoly

67.6%

Mobility

Oligopoly

25%

Payment Solutions & New Markets

Competitive

7.5%

Visa Inc. segments

Full profile >

Payment Services

Oligopoly

100%

Want the full wide moat stocks list?

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Looking for expansion-stage stocks?

Proven models entering the expansion stage with unit economics that work.

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Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.