VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Stock Comparison
Fidelity National Information Services, Inc. vs SoFi Technologies, Inc.
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Fidelity National Information Services, Inc.
FIS · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Fidelity National Information Services, Inc.'s moat claims, evidence, and risks.
View FIS analysisSoFi Technologies, Inc.
SOFI · The Nasdaq Stock Market LLC
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into SoFi Technologies, Inc.'s moat claims, evidence, and risks.
View SOFI analysisComparison highlights
- Moat score gap: Fidelity National Information Services, Inc. leads (65 / 100 vs 58 / 100 for SoFi Technologies, Inc.).
- Segment focus: Fidelity National Information Services, Inc. has 2 segments (68.1% in Banking Solutions); SoFi Technologies, Inc. has 3 segments (49.9% in Lending).
- Primary market structure: Oligopoly vs Competitive. Pricing power: Moderate vs Moderate.
- Moat breadth: Fidelity National Information Services, Inc. has 6 moat types across 3 domains; SoFi Technologies, Inc. has 7 across 5.
Primary market context
Fidelity National Information Services, Inc.
Banking Solutions
Core banking platforms and bank transaction processing software/services
Global
Banks, credit unions, commercial lenders, and other institutions
Software/platform provider and outsourced processor
68.1%
SoFi Technologies, Inc.
Lending
U.S. unsecured personal loans, with student-loan and home-loan adjacencies
United States
Prime and super-prime consumer borrowers, home borrowers, student-loan borrowers, and loan-capital partners
Digital loan originator, balance-sheet lender, loan servicer, and loan-platform origination partner
49.9%
Side-by-side metrics
Moat coverage
Shared moat types
Fidelity National Information Services, Inc. strengths
SoFi Technologies, Inc. strengths
Segment mix
Fidelity National Information Services, Inc. segments
Full profile >Banking Solutions
Oligopoly
Capital Market Solutions
Competitive
SoFi Technologies, Inc. segments
Full profile >Lending
Competitive
Financial Services
Competitive
Technology Platform
Competitive
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This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.