VOL. XCIV, NO. 247

★ WIDE MOAT STOCKS COMPARISON ★

Stock Comparison

Fiserv, Inc. vs Visa Inc.

Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.

Fiserv, Inc.

FISV · NASDAQ

Market cap (USD)$29.6B
Gross margin (TTM)58.1%
Operating margin (TTM)24.4%
Net margin (TTM)15.2%
SectorFinancials
IndustryInformation Technology Services
CountryUS
Data as of2026-05-27
Moat score
67/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into Fiserv, Inc.'s moat claims, evidence, and risks.

View FISV analysis

Visa Inc.

V · New York Stock Exchange

Market cap (USD)$629.2B
Gross margin (TTM)81.3%
Operating margin (TTM)61.1%
Net margin (TTM)51.7%
SectorFinancials
IndustryFinancial - Credit Services
CountryUS
Data as of2026-05-26
Moat score
99/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into Visa Inc.'s moat claims, evidence, and risks.

View V analysis

Comparison highlights

  • Moat score gap: Visa Inc. leads (99 / 100 vs 67 / 100 for Fiserv, Inc.).
  • Segment focus: Fiserv, Inc. has 2 segments (50.8% in Merchant); Visa Inc. has 1 segment (100% in Payment Services).
  • Primary market structure: Oligopoly vs Oligopoly. Pricing power: Moderate vs Strong.
  • Moat breadth: Fiserv, Inc. has 6 moat types across 3 domains; Visa Inc. has 6 across 3.

Primary market context

Fiserv, Inc.

Merchant

Market

Merchant acquiring and commerce enablement (SMB + enterprise omnichannel payments, POS, gateway/orchestration, and related software)

Geography

Global

Customer

Merchants (SMB and enterprise), plus channel partners (ISVs/ISOs/financial institutions) that serve or refer merchants

Role

Merchant acquirer / payment processor / commerce and POS platform provider

Revenue share

50.8%

Visa Inc.

Payment Services

Market

Global general-purpose card payment networks and digital payment processing

Geography

Global, with fiscal 1H26 net revenue approximately 38% U.S. and 62% international

Customer

Issuers, acquirers, merchants, fintechs, businesses, governments and consumers

Role

Four-party payment network, authorization, clearing, settlement, tokenization, risk, data and value-added services provider

Revenue share

100%

Side-by-side metrics

Fiserv, Inc.
Visa Inc.
Ticker / Exchange
FISV - NASDAQ
V - New York Stock Exchange
Market cap (USD)
$29.6B
$629.2B
Gross margin (TTM)
58.1%
81.3%
Operating margin (TTM)
24.4%
61.1%
Net margin (TTM)
15.2%
51.7%
Sector
Financials
Financials
Industry
Information Technology Services
Financial - Credit Services
HQ country
US
US
Primary segment
Merchant
Payment Services
Market structure
Oligopoly
Oligopoly
Market share
n/a
38.5% (reported)
HHI estimate
n/a
n/a
Pricing power
Moderate
Strong
Moat score
67 / 100
99 / 100
Moat domains
Network, Supply, Demand
Network, Supply, Demand
Last update
2026-05-27
2026-05-26

Moat coverage

Shared moat types

Scale Economies Unit CostTwo Sided Network

Fiserv, Inc. strengths

Ecosystem ComplementsDistribution ControlTraining Org Change CostsSuite Bundling

Visa Inc. strengths

Clearing SettlementBrand TrustData Network EffectsInteroperability Hub

Segment mix

Fiserv, Inc. segments

Full profile >

Merchant

Oligopoly

50.8%

Financial

Oligopoly

49.2%

Visa Inc. segments

Full profile >

Payment Services

Oligopoly

100%

Want the full wide moat stocks list?

Browse the full ranking of wide moat stocks, updated with moat scores and segment context.

View the moat stocks list

Looking for expansion-stage stocks?

Proven models entering the expansion stage with unit economics that work.

View expansion-stage stocks

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.