VOL. XCIV, NO. 247

★ FINANCIAL TOOLS & SERVICES DIRECTORY ★

PRICE: 5 CENTS

Sunday, October 5, 2025

Head-to-head

FDIC — BankFind Suite (Institutions & API) vs OTC Markets comparison

Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.

Quick takeaways

FDIC — BankFind Suite (Institutions & API) adds Financials, and Acquisitions coverage that OTC Markets skips.

OTC Markets includes Order Book / Level II, News, Ticker Changes, Splits, Dividends, APIs & SDKs, and Screeners categories that FDIC — BankFind Suite (Institutions & API) omits.

FDIC — BankFind Suite (Institutions & API) highlights: Search institutions by name, FDIC certificate (CERT), website, and/or location; coverage for current and former FDIC‑insured banks reaching back to 1934., Datasets/endpoints: Institutions, Locations (branches), History (structural events), Failures & Assistance, Financials (call‑report metrics), Summary (annual aggregates), SOD (Summary of Deposits), and Demographics., and REST API with JSON or CSV output; Elastic Query String filter syntax (phrase matching, boolean logic, ranges); default result limit is 10, with a maximum of 10,000 per call plus `offset` for pagination..

OTC Markets is known for: Real‑Time Level 1+ (inside bid/offer + trades) and Level 2+ (full quote book with market participant IDs) data products; Delayed Level 1+ on a 15‑minute basis; End‑of‑Day snapshots., Level 2 quote montage specification (fields: MPID, price, QAP, size, time‑of‑update) and display requirements., and Reference & pricing files (security master with optional CUSIP), plus End‑of‑Day pricing files; secure SFTP delivery supported..

FDIC — BankFind Suite (Institutions & API) logo

FDIC — BankFind Suite (Institutions & API)

banks.data.fdic.gov

Official FDIC hub to search FDIC‑insured institutions and programmatically pull institution demographics, branch locations, structural events (mergers/changes), failures & assistance transactions, Summary of Deposits (SOD), and financials. BankFind exposes a public REST API with JSON/CSV output and Elastic‑style filter syntax. Demographic data update weekly; financial data quarterly; SOD is annual (as of June 30). Keys are supported but currently not required. Bulk downloads limit: one quarter for financials and one year for SOD per request.

Platforms

Web
API

Pricing

Free

Quick highlights

  • Search institutions by name, FDIC certificate (CERT), website, and/or location; coverage for current and former FDIC‑insured banks reaching back to 1934.
  • Datasets/endpoints: Institutions, Locations (branches), History (structural events), Failures & Assistance, Financials (call‑report metrics), Summary (annual aggregates), SOD (Summary of Deposits), and Demographics.
  • REST API with JSON or CSV output; Elastic Query String filter syntax (phrase matching, boolean logic, ranges); default result limit is 10, with a maximum of 10,000 per call plus `offset` for pagination.
  • ‘Common Financial Reports’ starter workbook and interactive docs to craft queries; field lists/definitions via YAML + glossary.
  • Bulk data: download helpers and constraints (e.g., single quarter for financials; single year for SOD) to keep payloads manageable.

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OTC Markets logo

OTC Markets

otcmarkets.com

Primary operator and market data source for U.S. OTC equities via OTC Link ATS/ECN/NQB (SEC‑regulated ATSs). Commercial data products include Real‑Time Level 1+ (inside quote & trades), Level 2+ (full quote book with MPIDs), 15‑minute delayed Level 1+, End‑of‑Day, reference/security master, and compliance datasets (Blue Sky, Promotion/CE, Compliance Analytics). Delivery options include real‑time multicast feeds, SFTP/FTP files, and a REST Disclosure API. Website provides delayed quotes, corporate actions, screeners and issuer news (DNS).

Platforms

Web
API

Pricing

Free
Subscription

Quick highlights

  • Real‑Time Level 1+ (inside bid/offer + trades) and Level 2+ (full quote book with market participant IDs) data products; Delayed Level 1+ on a 15‑minute basis; End‑of‑Day snapshots.
  • Level 2 quote montage specification (fields: MPID, price, QAP, size, time‑of‑update) and display requirements.
  • Reference & pricing files (security master with optional CUSIP), plus End‑of‑Day pricing files; secure SFTP delivery supported.
  • Disclosure API (REST, JSON/CSV/XML) with app‑key auth; filter by symbol/CUSIP/company; document retrieval; plan‑level rate‑limit guidance.
  • Compliance & regulatory data: Blue Sky Data (state eligibility monitoring), Promotion Data file (Caveat Emptor/tier/share data), and Compliance Analytics (multi‑factor risk scoring).

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Overlap

Shared focus areas

2 overlaps

Mutual strengths include Data APIs, and Regulatory Filings Monitoring.

Where they differ

FDIC — BankFind Suite (Institutions & API)

Distinct strengths include:

  • Search institutions by name, FDIC certificate (CERT), website, and/or location; coverage for current and former FDIC‑insured banks reaching back to 1934.
  • Datasets/endpoints: Institutions, Locations (branches), History (structural events), Failures & Assistance, Financials (call‑report metrics), Summary (annual aggregates), SOD (Summary of Deposits), and Demographics.
  • REST API with JSON or CSV output; Elastic Query String filter syntax (phrase matching, boolean logic, ranges); default result limit is 10, with a maximum of 10,000 per call plus `offset` for pagination.
  • ‘Common Financial Reports’ starter workbook and interactive docs to craft queries; field lists/definitions via YAML + glossary.

OTC Markets

Distinct strengths include:

  • Real‑Time Level 1+ (inside bid/offer + trades) and Level 2+ (full quote book with market participant IDs) data products; Delayed Level 1+ on a 15‑minute basis; End‑of‑Day snapshots.
  • Level 2 quote montage specification (fields: MPID, price, QAP, size, time‑of‑update) and display requirements.
  • Reference & pricing files (security master with optional CUSIP), plus End‑of‑Day pricing files; secure SFTP delivery supported.
  • Disclosure API (REST, JSON/CSV/XML) with app‑key auth; filter by symbol/CUSIP/company; document retrieval; plan‑level rate‑limit guidance.

Feature-by-feature breakdown

AttributeFDIC — BankFind Suite (Institutions & API)OTC Markets
Categories

Which research workflows each platform targets

Shared: Data APIs, Regulatory Filings Monitoring

Unique: Financials, Acquisitions

Shared: Data APIs, Regulatory Filings Monitoring

Unique: Order Book / Level II, News, Ticker Changes, Splits, Dividends, APIs & SDKs, Screeners

Asset types

Supported asset classes and universes

Other, Stocks

Stocks, Bonds

Experience levels

Who each product is built for

Beginner, Intermediate, Advanced

Beginner, Intermediate, Advanced

Platforms

Where you can access the product

Web, API

Web, API

Pricing

High-level pricing models

Free

Free, Subscription

Key features

Core capabilities called out by each vendor

Unique

  • Search institutions by name, FDIC certificate (CERT), website, and/or location; coverage for current and former FDIC‑insured banks reaching back to 1934.
  • Datasets/endpoints: Institutions, Locations (branches), History (structural events), Failures & Assistance, Financials (call‑report metrics), Summary (annual aggregates), SOD (Summary of Deposits), and Demographics.
  • REST API with JSON or CSV output; Elastic Query String filter syntax (phrase matching, boolean logic, ranges); default result limit is 10, with a maximum of 10,000 per call plus `offset` for pagination.
  • ‘Common Financial Reports’ starter workbook and interactive docs to craft queries; field lists/definitions via YAML + glossary.
  • Bulk data: download helpers and constraints (e.g., single quarter for financials; single year for SOD) to keep payloads manageable.
  • Events & Changes (OSCR) search for structural, non‑financial activity; separate Bank Failures & Assistance dataset spanning back to 1934.

Unique

  • Real‑Time Level 1+ (inside bid/offer + trades) and Level 2+ (full quote book with market participant IDs) data products; Delayed Level 1+ on a 15‑minute basis; End‑of‑Day snapshots.
  • Level 2 quote montage specification (fields: MPID, price, QAP, size, time‑of‑update) and display requirements.
  • Reference & pricing files (security master with optional CUSIP), plus End‑of‑Day pricing files; secure SFTP delivery supported.
  • Disclosure API (REST, JSON/CSV/XML) with app‑key auth; filter by symbol/CUSIP/company; document retrieval; plan‑level rate‑limit guidance.
  • Compliance & regulatory data: Blue Sky Data (state eligibility monitoring), Promotion Data file (Caveat Emptor/tier/share data), and Compliance Analytics (multi‑factor risk scoring).
  • Coverage of OTC Link ATS via MIC 'OTCM'; OTC Link ATS/ECN/NQB each operate as SEC‑regulated ATSs.
Tested

Verified by hands-on testing inside Find My Moat

Not yet

Not yet

Editor pick

Featured inside curated shortlists

Standard listing

Standard listing

Frequently Asked Questions

Which workflows do FDIC — BankFind Suite (Institutions & API) and OTC Markets both support?

Both platforms cover Data APIs, and Regulatory Filings Monitoring workflows, so you can research those use cases in either tool before digging into the feature differences below.

Do FDIC — BankFind Suite (Institutions & API) and OTC Markets require subscriptions?

Both FDIC — BankFind Suite (Institutions & API) and OTC Markets keep freemium access with optional paid upgrades, so you can trial each platform before committing.

How can you access FDIC — BankFind Suite (Institutions & API) and OTC Markets?

Both FDIC — BankFind Suite (Institutions & API) and OTC Markets prioritize web or desktop access. Investors wanting a mobile-first workflow may need to rely on responsive web views.

What unique strengths set the two platforms apart?

FDIC — BankFind Suite (Institutions & API) differentiates itself with Search institutions by name, FDIC certificate (CERT), website, and/or location; coverage for current and former FDIC‑insured banks reaching back to 1934., Datasets/endpoints: Institutions, Locations (branches), History (structural events), Failures & Assistance, Financials (call‑report metrics), Summary (annual aggregates), SOD (Summary of Deposits), and Demographics., and REST API with JSON or CSV output; Elastic Query String filter syntax (phrase matching, boolean logic, ranges); default result limit is 10, with a maximum of 10,000 per call plus `offset` for pagination., whereas OTC Markets stands out for Real‑Time Level 1+ (inside bid/offer + trades) and Level 2+ (full quote book with market participant IDs) data products; Delayed Level 1+ on a 15‑minute basis; End‑of‑Day snapshots., Level 2 quote montage specification (fields: MPID, price, QAP, size, time‑of‑update) and display requirements., and Reference & pricing files (security master with optional CUSIP), plus End‑of‑Day pricing files; secure SFTP delivery supported..

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.