VOL. XCIV, NO. 247

* WIDE MOAT STOCKS COMPARISON *

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Sunday, December 28, 2025

Stock Comparison

DLocal Limited vs Microsoft Corporation

Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.

DLocal Limited

DLO · Nasdaq Global Select Market

Market cap (USD)
SectorTechnology
CountryUY
Data as of2025-12-27
Moat score
53/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

View full moat analysis >

Microsoft Corporation

MSFT · Nasdaq Global Select Market

Market cap (USD)$3.6T
SectorTechnology
CountryUS
Data as of2025-12-21
Moat score
84/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

View full moat analysis >

Side-by-side metrics

DLocal Limited
Microsoft Corporation
Ticker / Exchange
DLO - Nasdaq Global Select Market
MSFT - Nasdaq Global Select Market
Market cap (USD)
n/a
$3.6T
Sector
Technology
Technology
HQ country
UY
US
Primary segment
Payment processing platform (Pay-ins & Pay-outs)
Productivity and Business Processes
Market structure
Competitive
Oligopoly
Market share
n/a
n/a
HHI estimate
n/a
n/a
Pricing power
Moderate
Strong
Moat score
53 / 100
84 / 100
Moat domains
Supply, Legal, Demand
Demand, Network, Supply, Legal
Last update
2025-12-27
2025-12-21

Moat coverage

Shared moat types

Capex Knowhow ScaleOperational Excellence

DLocal Limited strengths

Compliance AdvantageSwitching Costs General

Microsoft Corporation strengths

Suite BundlingData Workflow LockinLong Term ContractsTwo Sided NetworkEcosystem ComplementsDefault OS GatewayContent Rights Currency

Segment mix

DLocal Limited segments

Full profile >

Payment processing platform (Pay-ins & Pay-outs)

Competitive

n/a

Microsoft Corporation segments

Full profile >

Productivity and Business Processes

Oligopoly

42.9%

Intelligent Cloud

Oligopoly

37.7%

More Personal Computing

Quasi-Monopoly

19.4%

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.