VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Sunday, January 11, 2026
Stock Comparison
Global Payments Inc. vs Guidewire Software, Inc.
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
Global Payments Inc.
GPN · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Global Payments Inc.'s moat claims, evidence, and risks.
View GPN analysisGuidewire Software, Inc.
GWRE · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Guidewire Software, Inc.'s moat claims, evidence, and risks.
View GWRE analysisComparison highlights
- Moat score gap: Guidewire Software, Inc. leads (63 / 100 vs 62 / 100 for Global Payments Inc.).
- Segment focus: Global Payments Inc. has 2 segments (76.1% in Merchant Solutions); Guidewire Software, Inc. has 2 segments (81.8% in Core P&C insurance platform software (InsuranceSuite, InsuranceNow, Guidewire Cloud Platform)).
- Primary market structure: Competitive vs Oligopoly. Pricing power: Moderate vs Moderate.
- Moat breadth: Global Payments Inc. has 6 moat types across 4 domains; Guidewire Software, Inc. has 7 across 4.
Primary market context
Global Payments Inc.
Merchant Solutions
Merchant acquiring and integrated payments (card-present and e-commerce)
Global
Merchants (SMB to enterprise) and software platforms
Acquirer and payment processor
76.1%
Guidewire Software, Inc.
Core P&C insurance platform software (InsuranceSuite, InsuranceNow, Guidewire Cloud Platform)
Property & casualty insurance core systems platforms (policy administration, claims, billing) with cloud delivery
Global
Property & casualty insurers (global carriers to regional/local providers)
Vertical enterprise application vendor / cloud platform operator
81.8%
Side-by-side metrics
Moat coverage
Shared moat types
Global Payments Inc. strengths
Guidewire Software, Inc. strengths
Segment mix
Global Payments Inc. segments
Full profile >Merchant Solutions
Competitive
Issuer Solutions
Oligopoly
Guidewire Software, Inc. segments
Full profile >Core P&C insurance platform software (InsuranceSuite, InsuranceNow, Guidewire Cloud Platform)
Oligopoly
Professional services (implementation, cloud migration, integration)
Competitive
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View expansion-stage stocksCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.