VOL. XCIV, NO. 247

★ WIDE MOAT STOCKS COMPARISON ★

NO ADVICE

Stock Comparison

LPL Financial Holdings Inc. vs TransUnion

Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.

LPL Financial Holdings Inc.

LPLA · Nasdaq

Market cap (USD)$25.5B
Gross margin (TTM)23.7%
Operating margin (TTM)9.6%
Net margin (TTM)5.1%
SectorFinancials
IndustryFinancial - Capital Markets
CountryUS
Data as of2025-12-26
Moat score
79/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into LPL Financial Holdings Inc.'s moat claims, evidence, and risks.

View LPLA analysis

TransUnion

TRU · New York Stock Exchange

Market cap (USD)$14.8B
Gross margin (TTM)52.8%
Operating margin (TTM)18.9%
Net margin (TTM)10%
SectorFinancials
IndustryConsulting Services
CountryUS
Data as of2025-12-23
Moat score
61/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into TransUnion's moat claims, evidence, and risks.

View TRU analysis

Comparison highlights

  • Moat score gap: LPL Financial Holdings Inc. leads (79 / 100 vs 61 / 100 for TransUnion).
  • Segment focus: LPL Financial Holdings Inc. has 1 segment (100% in Advisor Platform); TransUnion has 4 segments (34.2% in U.S. Markets - Financial Services).
  • Moat breadth: LPL Financial Holdings Inc. has 6 moat types across 4 domains; TransUnion has 8 across 4.

Primary market context

LPL Financial Holdings Inc.

Advisor Platform

Market

Advisor-mediated wealth management platform (independent broker-dealer + RIA custody/clearing)

Geography

United States

Customer

Financial advisors and financial institutions

Role

Platform / broker-dealer / custodian

Revenue share

100%

TransUnion

U.S. Markets - Financial Services

Market

U.S. consumer credit bureau data & risk analytics for lenders

Geography

United States

Customer

B2B (banks, lenders, fintechs, mortgage/auto originators)

Role

Consumer reporting agency & decisioning analytics provider

Revenue share

34.2%

Side-by-side metrics

LPL Financial Holdings Inc.
TransUnion
Ticker / Exchange
LPLA - Nasdaq
TRU - New York Stock Exchange
Market cap (USD)
$25.5B
$14.8B
Gross margin (TTM)
23.7%
52.8%
Operating margin (TTM)
9.6%
18.9%
Net margin (TTM)
5.1%
10%
Sector
Financials
Financials
Industry
Financial - Capital Markets
Consulting Services
HQ country
US
US
Primary segment
Advisor Platform
U.S. Markets - Financial Services
Market structure
Oligopoly
Oligopoly
Market share
23%-25% (reported)
n/a
HHI estimate
n/a
n/a
Pricing power
Moderate
Moderate
Moat score
79 / 100
61 / 100
Moat domains
Supply, Demand, Legal, Network
Network, Demand, Legal, Supply
Last update
2025-12-26
2025-12-23

Moat coverage

Shared moat types

Compliance Advantage

LPL Financial Holdings Inc. strengths

Scale Economies Unit CostSuite BundlingOperational ExcellenceTwo Sided NetworkSwitching Costs General

TransUnion strengths

Standards RegistryData Network EffectsData Workflow LockinScope EconomiesBrand TrustHabit DefaultDe Facto Standard

Segment mix

LPL Financial Holdings Inc. segments

Full profile >

Advisor Platform

Oligopoly

100%

TransUnion segments

Full profile >

U.S. Markets - Financial Services

Oligopoly

34.2%

U.S. Markets - Emerging Verticals

Competitive

29%

U.S. Markets - Consumer Interactive

Competitive

14%

International

Oligopoly

22.8%

Want the full wide moat stocks list?

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Proven models entering the expansion stage with unit economics that work.

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Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.