VOL. XCIV, NO. 247

★ BEST INVESTING TOOLS COMPARISON ★

NO ADVICE

Wednesday, January 7, 2026

Tool Comparison

Bank of England vs Open Payments (CMS) comparison

Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.

Bank of England logo

Bank of England

bankofengland.co.uk

PricingFree
PlatformsWeb, API
Open Payments (CMS) logo

Open Payments (CMS)

openpaymentsdata.cms.gov

PricingFree
PlatformsWeb, API

Comparison highlights

  • Tool score: the chart below shows community vote sentiment over the last 8 weeks. Use it as a signal, not a verdict.
  • Overlap: both cover Data APIs, and APIs & SDKs.
  • Coverage tilt: Bank of England has 4 categories you won't get in Open Payments (CMS); Open Payments (CMS) has 2 unique categories.

Category leaders

  • Data Visualizations: Open Payments (CMS) is tagged for this workflow; Bank of England has no category votes yet.

Vote sentiment comparison

Cumulative positive vote share. Loading fresh totals...

Bank of EnglandOpen Payments (CMS)

Side-by-side metrics

AttributeBank of EnglandOpen Payments (CMS)
Asset types

Supported asset classes and universes

Bonds, Currencies, Other

Other

Experience levels

Who each product is built for

Beginner, Intermediate, Advanced

Beginner, Intermediate, Advanced

Platforms

Where you can access the product

Web, API

Web, API

Pricing

High-level pricing models

Free

Free

Tested

Verified by hands-on testing inside Find My Moat

Not yet

Not yet

Editor pick

Featured inside curated shortlists

Standard listing

Standard listing

Coverage overlap

Shared categories

Categories where both tools offer overlapping coverage.

Bank of England strengths

Categories covered by Bank of England but not Open Payments (CMS).

Open Payments (CMS) strengths

Categories covered by Open Payments (CMS) but not Bank of England.

Frequently Asked Questions

Which workflows do Bank of England and Open Payments (CMS) both support?

Both platforms cover Data APIs, and APIs & SDKs workflows, so you can research those use cases in either tool before digging into the feature differences below.

Do Bank of England and Open Payments (CMS) require subscriptions?

Both Bank of England and Open Payments (CMS) keep freemium access with optional paid upgrades, so you can trial each platform before committing.

How can you access Bank of England and Open Payments (CMS)?

Both Bank of England and Open Payments (CMS) prioritize web or desktop access. Investors wanting a mobile-first workflow may need to rely on responsive web views.

What unique strengths set the two platforms apart?

Bank of England differentiates itself with Bank Rate hub with the current Bank Rate, explanation of the latest decision, and the next scheduled decision date., MPC announcements calendar with upcoming meeting dates and links to MPC summaries/minutes and quarterly Monetary Policy Reports., and Bank of England Database to browse, visualise and export Bank-published time-series (incl. interest & exchange rates and Bank Rate history)., whereas Open Payments (CMS) stands out for Three core datasets each year: General Payments, Research Payments, and Ownership/Investment Interests., Web search/explorer with filtering and charts; program year downloads available from the portal., and Open Data API (ODA) for programmatic access with filtering, querying, and aggregation (SoQL‑style)..

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.