VOL. XCIV, NO. 247
★ FINANCIAL TOOLS & SERVICES DIRECTORY ★
PRICE: 5 CENTS
Saturday, September 27, 2025
Investors comparing Wayback Machine (Internet Archive) and Wise (Interest & Stocks) will find that Both Wayback Machine (Internet Archive) and Wise (Interest & Stocks) concentrate on APIs & SDKs workflows, making them natural alternatives for similar investment research jobs. Wayback Machine (Internet Archive) leans into Data APIs, Citations & Source Pinning, and Other, which can be decisive for teams that need depth over breadth. Wise (Interest & Stocks) stands out with Wealth Management, and Downloadable Tax Reports that the competition lacks. Use the feature-by-feature table to inspect unique capabilities and confirm which roadmap best maps to your process.
Head-to-head
Wayback Machine (Internet Archive) vs Wise (Interest & Stocks)
Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.
Quick takeaways
- Wayback Machine (Internet Archive) adds Data APIs, Citations & Source Pinning, and Other coverage that Wise (Interest & Stocks) skips.
- Wise (Interest & Stocks) includes Wealth Management, and Downloadable Tax Reports categories that Wayback Machine (Internet Archive) omits.
- Wayback Machine (Internet Archive) highlights: On‑demand archiving via Save Page Now (SPN2) with POST/GET; options include capture_outlinks, capture_all, capture_screenshot, custom UA/cookies, and conditional capture (if_not_archived_within)., Snapshot discovery: Availability API (/wayback/v1/available) returns the closest archived capture to a URL/time; CDX Server API lists/filters captures; Memento TimeGate/TimeMap endpoints enable time‑based content negotiation., and Operational endpoints: user status (remaining/active SPN sessions) and system status (overload/OK) for SPN2..
- Wise (Interest & Stocks) is known for: Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk., Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically., and Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change..
Wayback Machine (Internet Archive)
web.archive.org
General‑purpose web archiving used widely in financial research to cite and compare historical webpages (IR pages, fund fact sheets, product sites). Save Page Now (SPN2) enables on‑demand snapshots with options like outlink capture and full‑page screenshots. Availability and CDX APIs expose snapshot discovery; Memento provides time‑based negotiation. Rate limits/quotas apply to SPN2; crawling and replay behavior may vary by target site robots/policies. Some large platforms (e.g., Reddit) restrict Wayback access to content.
Platforms
Pricing
Quick highlights
- On‑demand archiving via Save Page Now (SPN2) with POST/GET; options include capture_outlinks, capture_all, capture_screenshot, custom UA/cookies, and conditional capture (if_not_archived_within).
- Snapshot discovery: Availability API (/wayback/v1/available) returns the closest archived capture to a URL/time; CDX Server API lists/filters captures; Memento TimeGate/TimeMap endpoints enable time‑based content negotiation.
- Operational endpoints: user status (remaining/active SPN sessions) and system status (overload/OK) for SPN2.
- Mobile & extensions: official iOS/Android apps and browser extensions (Chrome, Firefox, Safari, Edge) for quick saving and lookup.
- Quotas/limits (SPN2): per‑minute, per‑day, per‑URL, resource size and screenshot size limits; concurrency dampening by host; max outlinks/embeds returned.
Wise (Interest & Stocks)
wise.com
Investing features vary by country. In the UK/EEA, Interest allocates to government money-market funds; in the US, Interest is a bank program with pass-through FDIC insurance (not an investment). “Stocks” is a single BlackRock iShares World Equity Index mutual fund where available. Settlement speed (instant vs non-instant) and whether you invest from Balances or Jars differ by market. Fees are published per currency; Stocks adds a Wise service fee on top of the fund’s OCF.
Platforms
Pricing
Quick highlights
- Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk.
- Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically.
- Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change.
- Stocks includes a Wise service fee in addition to the fund’s ongoing charges.
- Availability, access speed (instant vs non-instant), and Balances vs Jars investing differ by country.
Shared focus areas
Both platforms align on these research themes, so you can stay within one workflow when your use case involves them.
Where they differ
Wayback Machine (Internet Archive)
Distinct strengths include:
- On‑demand archiving via Save Page Now (SPN2) with POST/GET; options include capture_outlinks, capture_all, capture_screenshot, custom UA/cookies, and conditional capture (if_not_archived_within).
- Snapshot discovery: Availability API (/wayback/v1/available) returns the closest archived capture to a URL/time; CDX Server API lists/filters captures; Memento TimeGate/TimeMap endpoints enable time‑based content negotiation.
- Operational endpoints: user status (remaining/active SPN sessions) and system status (overload/OK) for SPN2.
- Mobile & extensions: official iOS/Android apps and browser extensions (Chrome, Firefox, Safari, Edge) for quick saving and lookup.
Wise (Interest & Stocks)
Distinct strengths include:
- Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk.
- Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically.
- Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change.
- Stocks includes a Wise service fee in addition to the fund’s ongoing charges.
Feature-by-feature breakdown
| Attribute | Wayback Machine (Internet Archive) | Wise (Interest & Stocks) |
|---|---|---|
Categories Which research workflows each platform targets | Shared: APIs & SDKs Unique: Data APIs, Citations & Source Pinning, Other | Shared: APIs & SDKs Unique: Wealth Management, Downloadable Tax Reports |
Asset types Supported asset classes and universes | Other | Mutual Funds, Currencies |
Experience levels Who each product is built for | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Platforms Where you can access the product | Web, API, Mobile | Web, Mobile, API |
Pricing High-level pricing models | Free | Free, Other |
Key features Core capabilities called out by each vendor | Unique
| Unique
|
Tested Verified by hands-on testing inside Find My Moat | Not yet | Not yet |
Editor pick Featured inside curated shortlists | Standard listing | Standard listing |
Frequently Asked Questions
Which workflows do Wayback Machine (Internet Archive) and Wise (Interest & Stocks) both support?
Both platforms cover APIs & SDKs workflows, so you can research those use cases in either tool before digging into the feature differences below.
Do Wayback Machine (Internet Archive) and Wise (Interest & Stocks) require subscriptions?
Both Wayback Machine (Internet Archive) and Wise (Interest & Stocks) keep freemium access with optional paid upgrades, so you can trial each platform before committing.
How can you access Wayback Machine (Internet Archive) and Wise (Interest & Stocks)?
Both Wayback Machine (Internet Archive) and Wise (Interest & Stocks) support web and mobile access, making it easy to keep tabs on research away from the desk.
What unique strengths set the two platforms apart?
Wayback Machine (Internet Archive) differentiates itself with On‑demand archiving via Save Page Now (SPN2) with POST/GET; options include capture_outlinks, capture_all, capture_screenshot, custom UA/cookies, and conditional capture (if_not_archived_within)., Snapshot discovery: Availability API (/wayback/v1/available) returns the closest archived capture to a URL/time; CDX Server API lists/filters captures; Memento TimeGate/TimeMap endpoints enable time‑based content negotiation., and Operational endpoints: user status (remaining/active SPN sessions) and system status (overload/OK) for SPN2., whereas Wise (Interest & Stocks) stands out for Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk., Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically., and Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change..
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.