VOL. XCIV, NO. 247

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Saturday, January 10, 2026

Morningstar, Inc.

MORN · NASDAQ

Market cap (USD)
SectorFinancials
Industry
CountryUS
Data as of
Moat score
67/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

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Overview

Morningstar provides investment data and analytics, private-market data (PitchBook), credit ratings (DBRS), wealth and retirement solutions, ESG research (Sustainalytics), and index licensing. Its strongest moats are workflow lock-in in data platforms (Morningstar Direct, PitchBook) and proprietary investment IP distributed via licensed data feeds. Credit ratings benefit from regulatory barriers but compete against dominant incumbents. Indexes and ESG data monetize IP through licensing and subscriptions but face heavy competition. Key erosion vectors are client in-sourcing, pricing pressure from larger platforms, and regulatory/reputational risk in ratings.

Primary segment

Morningstar Data and Analytics

Market structure

Oligopoly

Market share

HHI:

Coverage

7 segments · 7 tags

Updated 2026-01-10

Segments

Morningstar Data and Analytics

Investment data, research, and analytics platforms

Revenue

34.6%

Structure

Oligopoly

Pricing

moderate

Share

Peers

FDSICELSEG.LSPGI

PitchBook

Private capital markets data and research platforms

Revenue

27.2%

Structure

Oligopoly

Pricing

moderate

Share

Peers

BLKLSEG.LSPGI

Morningstar Credit

Credit ratings and credit research

Revenue

12.8%

Structure

Oligopoly

Pricing

weak

Share

Peers

MCOSPGI

Morningstar Wealth

Wealth management platforms and managed portfolio solutions

Revenue

10.9%

Structure

Competitive

Pricing

weak

Share

Peers

SCHWSSNCTROW

Morningstar Retirement

Retirement advice, fiduciary services, and managed accounts

Revenue

5.6%

Structure

Competitive

Pricing

weak

Share

Peers

BLKPFGVOYA

Morningstar Sustainalytics

ESG research and ESG risk ratings data

Revenue

5.2%

Structure

Oligopoly

Pricing

weak

Share

Peers

MCOMSCISPGI

Morningstar Indexes

Investment index benchmarks and index licensing

Revenue

3.7%

Structure

Oligopoly

Pricing

moderate

Share

Peers

LSEG.LMSCISPGI

Moat Claims

Morningstar Data and Analytics

Investment data, research, and analytics platforms

Revenue share from FY2024 segment revenue: $788.1m of total $2,275.1m (10-K FY ended 2024-12-31).

Oligopoly

Data Workflow Lockin

Demand

Strength

Durability

Confidence

Evidence

Products like Morningstar Direct are embedded in portfolio analytics and reporting workflows; renewal rate around 101 percent suggests high switching friction.

Erosion risks

  • In-house tooling by large institutions
  • Pricing pressure from larger data/terminal platforms

Leading indicators

  • Morningstar Direct renewal rate
  • Net seat and license growth

Counterarguments

  • Data feeds and analytics can be replaced if a client invests in internal data engineering
  • Incumbent platforms (Bloomberg/FactSet) remain strong alternatives

De Facto Standard

Network

Strength

Durability

Confidence

Evidence

Morningstar distributes proprietary fund classification and rating constructs via licensed feeds, embedding its IP into client reporting and tools.

Erosion risks

  • Shift to alternative taxonomies or factor models
  • Clients normalizing multiple schemas

Leading indicators

  • Renewal of IP-based data packages
  • Adoption of data-feed products

Counterarguments

  • Large institutions may rely on custom factor models instead of Morningstar constructs

PitchBook

Private capital markets data and research platforms

Revenue share from FY2024 segment revenue: $618.4m of total $2,275.1m (10-K FY ended 2024-12-31).

Oligopoly

Data Workflow Lockin

Demand

Strength

Durability

Confidence

Evidence

PitchBook is positioned as a central research platform for private markets; reported renewal around 107 percent signals strong workflow dependence and expansion.

Erosion risks

  • Private-market activity downturn reducing usage
  • Customer multi-homing across vendors

Leading indicators

  • PitchBook renewal rate
  • Licensed user growth

Counterarguments

  • Private data gaps lead many customers to keep multiple vendors
  • Bundled data suites can pressure standalone pricing

Morningstar Credit

Credit ratings and credit research

Revenue share from FY2024 segment revenue: $291.1m of total $2,275.1m (10-K FY ended 2024-12-31).

Oligopoly

Regulated Standards Pipe

Legal

Strength

Durability

Confidence

Evidence

Participation in regulated credit ratings markets is gated by registration and oversight; DBRS has long-standing SEC NRSRO status.

Erosion risks

  • Regulatory findings or sanctions harming credibility
  • Incumbent dominance limiting share gains

Leading indicators

  • Regulatory actions affecting DBRS/MCR
  • Mandate wins in key categories

Counterarguments

  • Regulatory status is necessary but not sufficient; Moody's/S&P/Fitch dominate many mandates

Morningstar Wealth

Wealth management platforms and managed portfolio solutions

Revenue share from FY2024 segment revenue: $248.4m of total $2,275.1m (10-K FY ended 2024-12-31).

Competitive

Suite Bundling

Demand

Strength

Durability

Confidence

Evidence

Wealth offering bundles managed portfolios with advisor software components (planning, proposal, aggregation), which can improve retention when adopted as a suite.

Erosion risks

  • Custodians/broker-dealers building in-house tools
  • Best-of-breed ecosystems displacing suites

Leading indicators

  • Platform adoption by firms/advisors
  • Managed portfolio AUMA trend

Counterarguments

  • Advisor tech is often modular; suites can be swapped with limited disruption

Morningstar Retirement

Retirement advice, fiduciary services, and managed accounts

Revenue share from FY2024 segment revenue: $127.1m of total $2,275.1m (10-K FY ended 2024-12-31).

Competitive

Training Org Change Costs

Demand

Strength

Durability

Confidence

Evidence

Retirement solutions integrate into plan/provider operations; implementation and change management create switching friction once deployed.

Erosion risks

  • Fee pressure and consolidation in retirement services
  • Bundling by recordkeepers and large asset managers

Leading indicators

  • Retirement AUMA trends
  • Client retention in retirement solutions

Counterarguments

  • Retirement advice can be commoditized and heavily price-driven in RFPs

Morningstar Sustainalytics

ESG research and ESG risk ratings data

Revenue share from FY2024 Corporate and All Other revenue: Sustainalytics $117.3m of total $2,275.1m (10-K FY ended 2024-12-31).

Oligopoly

Data Workflow Lockin

Demand

Strength

Durability

Confidence

Evidence

ESG datasets can embed into investment workflows, but a renewal rate around 89 percent indicates relatively weaker lock-in and heightened competition.

Erosion risks

  • Methodology/regulatory shifts in ESG
  • Clients multi-sourcing and normalizing ESG data

Leading indicators

  • License renewal rate
  • Company coverage growth

Counterarguments

  • ESG data is often multi-homed and substitutable across providers

Morningstar Indexes

Investment index benchmarks and index licensing

Revenue share from FY2024 Corporate and All Other revenue: Indexes $84.7m of total $2,275.1m (10-K FY ended 2024-12-31).

Oligopoly

IP Choke Point

Legal

Strength

Durability

Confidence

Evidence

Indexes monetize proprietary methodologies and branding via licensing for product creation, often with fees tied to AUM or minimums.

Erosion risks

  • Dominance of larger index providers and benchmark commoditization
  • Fee compression in index licensing

Leading indicators

  • AUM linked to Morningstar indexes
  • Net new index licensing wins

Counterarguments

  • Benchmark selection often favors larger incumbents for distribution/legacy reasons

Evidence

sec_filing
Morningstar Form 10-K FY2024 - Morningstar Direct renewal

Annual revenue renewal rate for Morningstar Direct was approximately 101 percent in 2024 and 2023.

Renewal over 100 percent implies stickiness and expansion inside the installed base.

sec_filing
Morningstar Form 10-K FY2024 - Proprietary statistics via data feeds

We distribute our proprietary statistics, including the Morningstar Category, Morningstar Style Box, and Morningstar Rating, through licensed data feeds.

Supports IP embeddedness via data distribution.

sec_filing
Morningstar Form 10-K FY2024 - PitchBook renewal

Annual revenue renewal rate for PitchBook was 107 percent in 2024.

Indicates strong retention and net expansion.

regulation
SEC Exchange Act Release No. 98638 - DBRS NRSRO status

DBRS has been registered with the Commission as an NRSRO since 2007.

Supports regulatory barrier and eligibility in regulated ratings frameworks.

sec_filing
Morningstar Form 10-K FY2024 - Wealth platform scope

Software platforms that combine data and analytics with proposal tools, planning, data aggregation, and research.

Supports suite breadth across advisor workflows.

Showing 5 of 8 sources.

Risks & Indicators

Erosion risks

  • In-house tooling by large institutions
  • Pricing pressure from larger data/terminal platforms
  • Shift to alternative taxonomies or factor models
  • Clients normalizing multiple schemas
  • Private-market activity downturn reducing usage
  • Customer multi-homing across vendors

Leading indicators

  • Morningstar Direct renewal rate
  • Net seat and license growth
  • Renewal of IP-based data packages
  • Adoption of data-feed products
  • PitchBook renewal rate
  • Licensed user growth
Created 2026-01-10
Updated 2026-01-10

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

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