VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Saturday, January 10, 2026
Stock Comparison
American Water Works Company, Inc. vs Fair Isaac Corporation
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
American Water Works Company, Inc.
AWK · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into American Water Works Company, Inc.'s moat claims, evidence, and risks.
View AWK analysisFair Isaac Corporation
FICO · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Fair Isaac Corporation's moat claims, evidence, and risks.
View FICO analysisComparison highlights
- Moat score gap: Fair Isaac Corporation leads (82 / 100 vs 79 / 100 for American Water Works Company, Inc.).
- Segment focus: American Water Works Company, Inc. has 2 segments (91.7% in Regulated Businesses); Fair Isaac Corporation has 2 segments (58.7% in Scores).
- Primary market structure: Monopoly vs Quasi-Monopoly. Pricing power: Moderate vs Strong.
- Moat breadth: American Water Works Company, Inc. has 8 moat types across 3 domains; Fair Isaac Corporation has 5 across 2.
Primary market context
American Water Works Company, Inc.
Regulated Businesses
Regulated water and wastewater utility service in certificated/franchised territories
United States (14-state footprint)
Residential, commercial, industrial, public authority, fire service, and sale-for-resale customers
Regulated utility owner/operator (water & wastewater)
91.7%
Fair Isaac Corporation
Scores
Consumer credit scoring and related predictive scores used in lending decisions
Primarily United States; also international
Lenders (mortgage, credit card, auto, etc.), consumer reporting agencies, and consumers (B2C)
Score model developer/licensor; distribution via consumer reporting agencies and direct-to-consumer channels
58.7%
Side-by-side metrics
Moat coverage
Shared moat types
No overlap yet.
American Water Works Company, Inc. strengths
Fair Isaac Corporation strengths
Segment mix
American Water Works Company, Inc. segments
Full profile >Regulated Businesses
Monopoly
Military and Contract Water Services (Other)
Duopoly
Fair Isaac Corporation segments
Full profile >Scores
Quasi-Monopoly
Software
Competitive
Want the full wide moat stocks list?
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View the moat stocks listLooking for expansion-stage stocks?
Proven models entering the expansion stage with unit economics that work.
View expansion-stage stocksCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.