WIDE MOAT STOCKS COMPARISON

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Stock Comparison

Salesforce, Inc. vs Fair Isaac Corporation

Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.

Salesforce, Inc.

CRM · New York Stock Exchange

Market cap (USD)$185.2B
Gross margin (TTM)77.3%
Operating margin (TTM)19.9%
Net margin (TTM)22%
SectorTechnology
IndustryApplication software
CountryUS
Data as of2026-08-23
67/100
Moat score

Weighted across the company's segments.

Full stock profile

Dive deeper into Salesforce, Inc.'s moat claims, evidence, and risks.

View CRM analysis

Fair Isaac Corporation

FICO · New York Stock Exchange

Market cap (USD)$15.6B
Gross margin (TTM)86.1%
Operating margin (TTM)49.9%
Net margin (TTM)32.9%
SectorTechnology
IndustryApplication software
CountryUS
Data as of2026-08-23
82/100
Moat score

Weighted across the company's segments.

Full stock profile

Dive deeper into Fair Isaac Corporation's moat claims, evidence, and risks.

View FICO analysis

Comparison highlights

  • Moat score gap: Fair Isaac Corporation leads (82 / 100 vs 67 / 100 for Salesforce, Inc.).
  • Segment focus: Salesforce, Inc. has 3 segments (64.3% in Agentforce Apps (Sales, Service, Marketing, Commerce, Slack)); Fair Isaac Corporation has 2 segments (65.2% in Scores).
  • Primary market structure: Competitive vs Oligopoly. Pricing power: Moderate vs Strong.
  • Moat breadth: Salesforce, Inc. has 3 moat types across 2 domains; Fair Isaac Corporation has 3 across 2.

Primary market context

Salesforce, Inc.

Agentforce Apps (Sales, Service, Marketing, Commerce, Slack)

Market

AI-enabled CRM applications for sales, service, marketing, commerce and collaboration delivered as SaaS

Geography

Global

Customer

Business (SMB to enterprise)

Role

SaaS application & platform vendor

Revenue share

64.3%

Fair Isaac Corporation

Scores

Market

Consumer credit scoring and related predictive scores used in lending decisions

Geography

Primarily United States; also international

Customer

Lenders (mortgage, credit card, auto, etc.), consumer reporting agencies, and consumers (B2C)

Role

Score model developer/licensor; distribution via consumer reporting agencies and direct-to-consumer channels

Revenue share

65.2%

Side-by-side metrics

Salesforce, Inc.
Fair Isaac Corporation
Ticker / Exchange
CRM - New York Stock Exchange
FICO - New York Stock Exchange
Market cap (USD)
$185.2B
$15.6B
Gross margin (TTM)
77.3%
86.1%
Operating margin (TTM)
19.9%
49.9%
Net margin (TTM)
22%
32.9%
Sector
Technology
Technology
Industry
Application software
Application software
HQ country
US
US
Primary segment
Agentforce Apps (Sales, Service, Marketing, Commerce, Slack)
Scores
Market structure
Competitive
Oligopoly
Market share
n/a
n/a
HHI estimate
n/a
n/a
Pricing power
Moderate
Strong
Moat score
67 / 100
82 / 100
Moat domains
Demand, Network
Network, Demand
Last update
2026-09-05
2026-09-05

Moat coverage

Shared moat types

Data Workflow Lockin

Salesforce, Inc. strengths

Suite BundlingEcosystem Complements

Fair Isaac Corporation strengths

De Facto StandardFormat Lock In

Segment mix

Salesforce, Inc. segments

Full profile >

Agentforce Apps (Sales, Service, Marketing, Commerce, Slack)

Competitive

64.3%

Data 360, Headless Platform & Integration/Analytics

Competitive

30.6%

Professional Services & Other

Competitive

5.1%

Fair Isaac Corporation segments

Full profile >

Scores

Oligopoly

65.2%

Software

Competitive

34.8%

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Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.